Explore the differences! FHA VS Conventional loan programs in Hidden-Valley-Lake, Lake County, California

During 2025, the Conventional loan limit in Hidden-Valley-Lake, located in the county of Lake, CA, is set at $647,200. In contrast, for a single-family home, the FHA loan limit is given as $420,680.

Utilize the Lendersa® Conventional loan calculator to contrast today’s best rates for Conventional, FHA, and USDA loans. It helps determine the necessary income, credit score, reserves, and documentation for qualification. Our advanced mortgage calculator allows you to view Conforming Conventional, USDA, FHA, and VA loans side by side, guiding you in choosing the best program in CA for your financial goals.

Evaluate loan offers from over 100 lenders

2025 Loan Limits and Downpayment Requirements for Hidden-Valley-Lake, County of Lake, CA

Loan Type Limit Down Payment
Conventional Conforming $647,200 3%
USDA $369,100 0%
FHA $420,680 3.5%

Comparison table is applicable for the zip codes: 95461, 95467

Available Loan Options: Conventional and FHA in Hidden-Valley-Lake, CA

The objective of Lendersa® is to quickly source the optimal Conventional, USDA, or FHA loans for you without the hassle. Begin your journey by choosing one of three provided starting points, each leading to suitable lenders and loan programs tailored to your needs.

Explore Lendersa results for USDA loan requests and matching


  • Carrero Mortgage Advisors, LLC
  • 3600 Red Road, Suite 310, Miramar, FL, 33025
  • Carrero Mortgage a full-service mortgage broker with an experienced staff offering expertise in every area of mortgage lending…from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan with the best rates.
  • Gateway Financials LLC
  • 2493 Centergate Drive, Unit 202, Miramar, FL, 33025
  • We advise clients about real estate market conditions, conduct walkthroughs, and provide guidance and assistance through the process of buying, selling, or leasing properties. We also provide financing for residential and commercial real estate needs. SPECIALTIES: Residential sales, First time home buyers, Luxury homes etc
  • Pineyro Capital Group Inc
  • 11820 Miramar Parkway, Suite 110, Miramar, FL, 33025
  • Pineyro Capital Group Inc. (PCG) is a full service licensed Florida mortgage company operating under NMLS No. 420112. As a leader in the Florida mortgage market, Pineyro Capital Group Inc. specializes in providing Florida mortgage refinancing, home purchases, and debt consolidation home loans including,
  • Fuse Group Investment Companies
  • 900 Northwest 6th Street, Suite 201, Fort Lauderdale, FL, 33311
  • We are a focused, boots on the ground operation with a local presence and local decision making. Our Principals and Advisory Committee all come with substantial backgrounds in various aspects of real estate investment and development segments which enable a swift analysis and understanding of the projects.
  • Solutions Mortgage Lending Group
  • 6750 N. Andrews Avenue, Suite # 200, Fort Lauderdale, FL, 33311
  • Solutions Mortgage Lending Group mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • JetStream Federal Credit Union
  • 15420 NW 77 Court, Miami Lakes, FL, 33016
  • JetStream Federal Credit Union has provided quality financial services to its members, earning a reputation of excellence and achievement. JetStream Federal Credit Union; a low income designated credit union with 75% of our members in Miami Dade County and Puerto Rico residing in low income zip codes.
  • LTR Capital Partners
  • 2300 West 84th Street, Suite 404, Hialeah, FL, 33016
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Dark Horse Home Loans LLC
  • 14054 Northwest 82nd Avenue, Suite B, Miami Lakes, FL, 33016
  • We are a real estate solutions and investment firm that specializes in helping property owners get rid of burdensome real estate fast. We are investors and problem solvers who can buy your property fast with a fair all cash offer. We will give you a free, as-is, no-obligation cash offer for your property within 24 hours.
  • Elite Lending LLC
  • 14750 Northwest 77th Court, Suite 205, Miami Lakes, FL, 33016
  • At Elite Lending, we pride ourselves on being innovative, efficient, and accountable. Our goal is to provide our clients with the most efficient and stress-free loan process experience. We achieve this goal through our knowledgeable staff combined with our innovative technology. Throughout the process,
  • MoneyOne Corporation
  • 7900 Oak Lane, Suite 400, Hialeah, FL, 33016
  • "Directly involved in the Real Estate and Financial industry, in 1996 Mr. Martinez founded MoneyOne Mortgage which during the mid 2000 and licensed in 5 Stated the company’s funding yearly volume rose to over $70 million with 13 MoneyOne Realty franchise offices. In the early days, shortly after College, Frank started his own Advertising"