FHA VS Conventional loan programs in Hidden-Valley-Lake, Lake County, California
During 2025, the Conventional loan limit in Hidden-Valley-Lake, located in the county of Lake, CA, is set at $647,200. In contrast, for a single-family home, the FHA loan limit is given as $420,680.
Utilize the Lendersa® Conventional loan calculator to contrast today’s best rates for Conventional, FHA, and USDA loans. It helps determine the necessary income, credit score, reserves, and documentation for qualification. Our advanced mortgage calculator allows you to view Conforming Conventional, USDA, FHA, and VA loans side by side, guiding you in choosing the best program in CA for your financial goals.
2025 Loan Limits and Downpayment Requirements for Hidden-Valley-Lake, County of Lake, CA
Loan Type
Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$369,100
0%
FHA
$420,680
3.5%
Comparison table is applicable for the zip codes: 95461, 95467
Available Loan Options: Conventional and FHA in Hidden-Valley-Lake, CA
The objective of Lendersa® is to quickly source the optimal Conventional, USDA, or FHA loans for you without the hassle. Begin your journey by choosing one of three provided starting points, each leading to suitable lenders and loan programs tailored to your needs.
In 1979, a group of local businessmen founded First Citizens Bank with one purpose in mind: to provide a healthy banking environment for local businesses and individuals. The doors first opened on July 8, 1980, operating under a local management and conservative governing philosophy.
Buckeye Nation Interim, a company formed by a diverse team of local business leaders, purchased the bank and in September 2014, the bank name was changed to Buckeye State Bank. The name change publicly reflects the beginning of a new chapter of offering our members in all of Ohio the “big bank
At BancOhio, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
Fidelity Federal Savings and Loan Association of Delaware
60 North Sandusky St, Delaware, OH, 43015
Fidelity Federal we offer personal loan service from origination to payoff. All loans closed locally! Our loan officers originate, underwrite and close your loan. Your conventional loan is then serviced by us until paid in full. You’ll never have to talk to a phone center about your home loan concerns.
First National Bank has been providing financial services to its local market area since 1875 & is based in Bellevue, Ohio. We believe that by banking locally with your Community Bank, you can make a difference in the lives of your neighbors & the future of your Community. Enjoy the benefits of a Community Bank including superior customer service.
Firelands Federal Credit Union had its humble beginnings at the railroad in 1955, when seven Nickel Plate employees joined together to form a financial savings club. Each of them put in $5-$10 and they applied for a charter from the federal government. Chartered in 1957, Firelands Federal Credit Union presently serves over 35,000 members.
In 1907, a group of Peninsula residents met and decided their growing community should have the facilities of a local bank. The nearest bank was over an hour away in Port Clinton Ohio.
The Marblehead Banking Company of Marblehead Ohio was organized as a result of this meeting and a charter was granted by the State Banking Department of Ohio
At Central Ohio Mortgage, our approach to mortgage lending is quite different from our competition. It is important to us that our customers are educated on all aspects of the loan and the loan process. We do this in a relaxed, stress-free environment, and we do it according to your schedule.
Justus Sharp has over 19 years of mortgage experience having worked for Finance of America, Wells Fargo, Household Mortgage, Chase Home Finance, Fifth Third Bank, and First Federal Lakewood. For three consecutive years (2008-2010), at Fifth Third Bank, he was recognized in the “Top 3” for all the Loan Officers in the Columbus, Ohio
Traditional Mortgage Banc has grown to become one of the leading Conventional, FHA, VA, and Fannie Mae approved mortgage bankers in Central Ohio. Traditional Mortgage Banc offers the most competitive rates and terms in the market place. We offer Conventional Financing, FHA, VA, and more or an experienced real estate investor.
