As of 2026, the single-family home conventional loan cap in Clearlake, within Lake county, CA is set to $726,200. Comparatively, the limit for FHA loans is $472,030.
Utilize the Lendersa® Conventional loan calculator to assess today's top rates of Conventional, FHA, and USDA loans. This tool helps identify the income, credit, reserves, and necessary documents for eligibility. Visually compare Conforming Conventional loans with USDA, FHA, and VA options using our sophisticated mortgage calculator, enabling you to select the best program in CA for your specific financial situation.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $400,000 | 0% |
| FHA | $472,030 | 3.5% |
This table is relevant for the following zip codes: 95422
Lendersa® aspires to facilitate quick, hassle-free access to the best Conventional, USDA, or FHA loans. Choose one of three initial routes leading to matched lenders and loan programs.
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