FHA VS Conventional loan programs in Humboldt-Hill, Humboldt County, California

As of 2025, the limit for conventional loans in Humboldt-Hill, within Humboldt county of CA, is set at $647,200. Meanwhile, the FHA limit for a single-family home is $420,680.

Make use of the Lendersa® Conventional loan calculator to evaluate today's best rates for Conventional, FHA, and USDA loans. It helps determine the income, credit, reserves, and documentation needed for qualification. Featuring side-by-side views of Conforming Conventional, USDA, FHA, and VA loans, it assists in deciding which program is ideal for your circumstances in CA.

Explore and compare loan offers from 100 lenders

2025 Loan Limits and Downpayment Requirements in Humboldt-Hill, Humboldt, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $343,200 0%
FHA $420,680 3.5%

This table applies to zip codes: 95503

Available Loan Options: Conventional and FHA in Humboldt-Hill, CA

Lendersa® is dedicated to finding and securing the best Conventional, USDA, or FHA loan for you quickly and efficiently. You can select from three starting paths that will connect you with matching lenders and suitable loan programs.


Lendersa USDA loan request and matching results


  • COLONY MORTGAGE, INC.
  • 5365 El Camino Real, Atascadero, CA, 93422
  • At Colony Mortgage we take special pride in our ability to offer the most complete selections of mortgage financing options to our clients, insuring a smooth, worry free transaction. We love what we do, and seek to find what fits each borrowers needs individually. Our loan officers are interested in your needs!
  • CENTRAL COAST LENDING, INC.
  • 601 Morro Bay Boulevard, Morro Bay, CA, 93442
  • Central Coast Lending is a San Luis Obispo county based mortgage brokerage with offices in San Luis Obispo, Morro Bay, Paso Robles and Arroyo Grande. Our mortgage and home loan program offerings include: conventional, jumbo, FHA, USDA, HomePath, energy efficient, mortgage refinance and more.
  • Premier Home Loan Group
  • 217 E. Palm St, Exeter, CA, 93221
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
  • Valley Oak Credit Union
  • 40870 Sierra Dr, Three Rivers, CA, 93271
  • Valley Oak Credit Union is a testament to the philosophy on which all credit unions are based, the "people helping people" principle. Established in 1944 by a local co-op grocer, George Burcham, in idyllic Three Rivers, California, Valley Oak Credit Union was established to serve the agricultural workers of Tulare County and its communities.
  • California Mortgage Solutions, Inc
  • 1980 Reina Court, San Luis Obispo, CA, 93405
  • We have the ability to function as a mortgage lender and a mortgage broker, we are able to shop around for the lowest mortgage rates available. We provide a full range of home loan products and all of our Mortgage Consultants are dedicated to finding the right loan, with the best terms, to meet our clients' unique needs.
  • SLO Credit Union
  • 1220 Osos Street, San Luis Obispo, CA, 93401
  • In 1953, four local but separate credit unions came together to form the Credit Union Center, becoming the only one of its kind in the country. Separately, each one struggled to maintain office hours and operating staff. Today, these four have merged into one strong entity known simply as the SLO Credit Union.
  • Arrona Financial Real Estate Lending
  • 599 Higuera Street, Suite F, San Luis Obispo, CA, 93401
  • Arrona Financial Real Estate Lending specializes in getting your home loan funded. From first time home buyers to seasoned investors, Arrona Financial has the experience, knowledge and ability to make your next real estate transaction a smooth one. From purchase money to refinance, we have the loan to fit your needs.
  • Pacific Trust Mortgage
  • 735 Tank Farm Rd. Suite 210, San Luis Obispo, CA, 93401
  • Pacific Trust Mortgage was originally founded in 2002 with the genuine belief in creating clients for life. Founded in San Luis Obispo, CA, PTM is rooted in the Central Coast and is fast becoming the preferred lending partner for Realtors, CPA’s, Financial Advisors, and builders alike.
  • Covenant Reverse Mortgage, LLC
  • 15420 Frost Rd., Caldwell, ID, 83607
  • Covenant Reverse Mortgage experience in originating and processing Reverse Mortgages extends to over 12 years specifically working with Seniors. In the HECM marketplace that is an outstanding plus! I have the background and the knowledge to help you decide if a Reverse Mortgage is right for you.
  • Northwest Christian Credit Union
  • 716 East Colorado Avenue, Nampa, ID, 83686
  • For over six decades Northwest Christian Credit Union has served the banking needs of Christians throughout the Treasure Valley and across the Northwest. People of common faith, common values and common purpose turn to the credit union for matters large and small. From everyday financial transactions, to once in a lifetime opportunities,