FHA VS Conventional loan in Bayview, Humboldt County, California

In 2025, the Conventional loan limit in Bayview, within Humboldt, CA, is $726,200, whereas the FHA limit for a single-family home is set at $472,030.

Employ the Lendersa® Conventional loan calculator to assess today's leading rates—Conventional, FHA, and USDA—and find out what income, credit, reserves, and documents are essential to qualify. The advanced mortgage calculator provides a side-by-side comparison of Conforming, Conventional, USDA, FHA, and VA loans, assisting you in choosing the best option in CA for your specific financial situation.

Review loan offers from over 100 lenders

2025 Loan Limits and Down Payment Requirements in Bayview, Humboldt, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $400,000 0%
FHA $472,030 3.5%

Applicable to these zip codes: 95503

Explore Conventional and FHA Loan Options in Bayview, CA

Lendersa® aims to swiftly secure you the best possible loans, whether they are Conventional, USDA, or FHA, ensuring a hassle-free process. Choose from three starting methods that link you to matching lenders and loan programs.

Lendersa results of USDA loan requests and matches


  • Lopez Financial
  • 315 E San Bernardino Rd, Covina, CA, 91723
  • Lopez Financial In business founder of the George Lopez is the Mortgage Broker of company since 1993 broad range of residential and commercial loans. We specialize in first time buyers.Residential and Commercial Financing. Offering all types of loans from Conventional, FHA, and VA loans. Face to Face customer service.
  • Prominent 1 Financial Group Inc.
  • 576 South Barranca Avenue, Covina, CA, 91723
  • Prominent 1 Financial Group Inc specialize in all types of financing that will best fit your financing needs. Wholesale Mortgage & Real Estate Broker Owner. I am approved with several Wholesale Direct Lenders, specializing in FHA, VA, Conventional, Jumbo, HUD, USDA and Down Payment Assistance Programs up to 104% Financing.
  • Royal Homes and Loans
  • 658 Shoppers Lane, Covina, CA, 91723
  • Royal Homes and Loans is located on Shoppers Lane in Covina CA specializing in buying and selling real estate, home loans, property management and credit correction. We serve Covina, West Covina, Glendora and the Los Angeles County, Riverside County & San Bernardino County, with professional real estate services.
  • C & S California Capital
  • 644 S. Barranca Ave, Covina, CA, 91723
  • C&S California Capital was established in 1997 as a Mortgage Broker dedicated to provide informed, exceptional service. In January 2014, we became a division of American Pacific Mortgage. Becoming a direct lender as well as retaining the ability to broker loans, allows us to be highly efficient, diverse and resourceful in caring for our clients.
  • CBM Home Loans
  • 6737 Bright Avenue, Suite B2, Whittier, CA, 90601
  • CBM Real Estate & Home Loans is a company based on Old Fashioned Values and Principles. We are here to assist our Neighbors with Integrity, Honesty and Professionalism. We service all Homeowners and Buyers in Downey, Whittier or any of the surrounding cities such as Norwalk, Pico Rivera, Bellflower, South Gate, Santa Fe Springs.
  • Paragon Realty Services
  • 5427 Norwalk Blvd, Suite B, Whittier, CA, 90601
  • We are a boutique Real Estate and Mortgage Loan Company. Our focus is providing fast, honest, and professional guidance to our clients. We are committed to top tier personalized service. Whether you are looking to sell your home, purchase, refinance or are looking to be pre-approved for a loan, we are here to help make it easy for you.
  • Brookdale Home Loans
  • 10834 Whittier Boulevard, Suite 103, Whittier, CA, 90606
  • Mike Medina Real Estate and Mortgage Broker. 15 years experience with 450+ homes sold.Providing service in residential, commercial, investment & development properties.Real Estate Broker with CA Properties and Realty. Mortgage Broker with Brookdale Home Loans.We streamline the process of closing a loan, with most loans funding in under 21 days.
  • MortgageTree Lending
  • 402 W. Arrow Hwy, Suite 1, San Dimas, CA, 91773
  • The MortgageTree Lending Team, a division of American Pacific Mortgage is your premiere mortgage banker located in San Dimas, California. We pride ourselves on walking our clients through every step of the transaction and beyond. We make the loan process simple, straightforward and fast for borrowers seeking a mortgage.
  • Lori Printy - GEM Mortgage
  • 540 East Foothill Blvd, Suite 100F, San Dimas, CA, 91773
  • Lori Printy began her career with GEM Mortgage in 1998 at a young age of 23. She started working with a Top Producing Loan Officer as an assistant then moved on to wear many hats one of being a Sr. Loan Processor. Lori Printy’s passion of working with a team and learning all aspects of the loan business soon became a Mortgage Advisor