FHA VS Conventional loan in Madera, Madera County, California

As of 2025, the conventional loan limit in the city of Madera, within Madera county, CA, is set at $726,200. In contrast, the FHA limit for a single-family home is $472,030.

With Lendersa®'s Conventional loan calculator, you can compare today's optimal rates among Conventional, FHA, and USDA loans and determine the necessary income, credit score, reserves, and documents required for qualification. This advanced mortgage calculator allows a side-by-side comparison of Conforming Conventional loans, USDA, FHA, and VA options to help you decide which loan program best fits your financial situation in CA.

Assess loan proposals from a selection of 100 lenders

Loan limits and down payment requirements for 2025 in Madera, Madera county, CA

Loan Category Maximum Loan Amount Minimum Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table pertains to the following zip codes: 93637, 93638, 93639

Options for Conventional and FHA loans in Madera, CA

The mission of Lendersa® is to swiftly and effortlessly provide you with the best Conventional, USDA, or FHA loans available. Choose from three starting paths to find lenders and loan programs that match your needs.

Lendersa USDA loan request results


  • Steel Funding
  • 22956 El Toro Road, Lake Forest, CA, 92630
  • We can help you secure a residential mortgage loan, even if you have bad credit history or challenging circumstances. We pride ourselves by providing you with tailored mortgage loan with a great mortgage rate for you in the shortest possible time. We will also make the loan experience with us enjoyable and provide you with a peace of mind.
  • Personalized Mortgage Express, Inc.
  • 26461 Rancho Parkway South, Lake Forest, CA, 92630
  • "Personalized Mortgage Express was founded in 2004 to meet an urgent need: To provide fast, personalized service to both borrowers and real estate agents. We have a staff of experienced loan officers and processors who will ensure that your home loan will close on time, at the best rates available in the market today
  • DeltaMax Mortgage
  • 22994 El Toro Road, Lake Forest, CA, 92630
  • DeltaMax Mortgage & Realty. She is your "one-stop shop" when you're looking to find a home and/or finance it. As both a licensed loan broker and realtor, Shadi makes buying, selling, and financing your home hassle-free. Her detail-oriented mindset, undivided atention, and vast experience in the field leaves her clients joyfully satisfied.
  • Dane Residential Mortgage Inc
  • 21066 Sharmila, Lake Forest, CA, 92630
  • At Dane Residential Mortgage, we have the flexibility to provide tailored financing options to creditworthy prime and non-prime borrowers that meet the minimum underwriting requirements. We welcome all borrowers and look forward to explaining all possible lending options available to you.
  • LoansDirect
  • 25182 Miles Avenue, Lake Forest, CA, 92630
  • LoansDirect customer's expectations in finding the best rates, service, and options for a home loan that's right for you. Whether you want the lowest rate possible, a large amount of guidance, or a more complex financing package, we realize you are unique and we'll work with you to form a loan that is exclusively for you
  • ICM Real Estate Inc
  • 39 Forster Lake, Forest, CA, 92630
  • ICM Real Estate Inc Our Mortgage team will give you the individual attention that you expect and deserve and treat you with the respect due a valued customer. We understand you're making a commitment in purchasing a home, refinancing a mortgage, or tapping into your home equity. Our promise to you.
  • WE Lending
  • 1 Spectrum Pointe Drive, Suite 200, Lake Forest, CA, 92630
  • At WE Lending we mix talented loan officers and technology to make the mortgage lending process simple for you. WE know that there is no place like home. Your mortgage savings or dream home could be minutes away. WE lending is growing and we are looking for progressive mortgage professionals to join our team.
  • Alliance West Mortgage
  • 23 Orchard Rd, Suite 100, Lake Forest, CA, 92630
  • At Alliance West Mortgage we are committed to responsible mortgage lending, and helping you find a home-loan you can comfortably afford. We understand buying a home is a life changing event, and we’re here to give you the knowledge and resources you need to make informed decisions with confidence.
  • Citadel Servicing Corporation
  • 25531 Commercentre Drive, Suite 160, Lake Forest, CA, 92630
  • Citadel Servicing Corporation (“CSC”), was formed with a focus on providing the industry’s leading tailor-made Non-QM mortgage products. We are partner with industry leaders and mortgage professionals, focusing on delivering programs that center around borrower and industry needs.
  • The Mission Company, Inc.
  • 36818 Oak View Road, Yucaipa, CA, 92399
  • At The Mission Company, The most engaged and professional source for all your Real Estate and Mortgage needs. Our group of licensed professionals is ready to help you sell and buy in the State of California. We also offer some of the lowest mortgage rates and costs, as many of our satisfied customers can attest to.
  • Family Tree Lending
  • 34664 County Line Road, Suite 18, Yucaipa, CA, 92399
  • We are a full-service mortgage company based in Yucaipa, CA. We also serve all the surrounding cities in the Inland Empire. We specialize in FHA, VA, Jumbo, First Time Home Buyer, and Down Payment Assistance Programs.Whether you are buying a home or refinancing, we can help you realize your dream of homeownership or save you money .