FHA VS Conventional loan programs in Madera, Madera County, California

As of 2026, the conventional loan limit in the city of Madera, within Madera county, CA, is set at $726,200. In contrast, the FHA limit for a single-family home is $472,030.

With Lendersa®'s Conventional loan calculator, you can compare today's optimal rates among Conventional, FHA, and USDA loans and determine the necessary income, credit score, reserves, and documents required for qualification. This advanced mortgage calculator allows a side-by-side comparison of Conforming Conventional loans, USDA, FHA, and VA options to help you decide which loan program best fits your financial situation in CA.

Assess loan proposals from a selection of 100 lenders

Loan limits and down payment requirements for 2026 in Madera, Madera county, CA

Loan Category Maximum Loan Amount Minimum Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table pertains to the following zip codes: 93637

Options for Conventional and FHA loans in Madera, CA

The mission of Lendersa® is to swiftly and effortlessly provide you with the best Conventional, USDA, or FHA loans available. Choose from three starting paths to find lenders and loan programs that match your needs.

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Madera Lenders

  • ZABE Mortgage Group
  • 1609 Howard Road, Madera, CA, 93637
  • Lends in California
  • Zabe Mortgage Group is a mortgage banker with mortgage experts, processors, underwriters and funders—all under one roof. With the tools and systems in place, Zabe Mortgage Group proudly offers various loan program options including, FHA, VA, USDA, Conventional, Jumbo and many more.

  • Vantage Point Finance
  • 26045 Avenue 17, Suite A, Madera, CA, 93638
  • Lends in California
  • Vantage Point Finance has come a long way since we first started doing business in 2005. Today we have grown to be one of the fastest growing real estate lending brokerage platforms for professionals. Founded on the principles and beliefs to create a better mortgage loan originator experience while remaining true to our core values of honesty.

  • Accurate Lenders Mortgage
  • 25916 Avenue 17, Madera, CA, 93638
  • Lends in California
  • "At Accurate Lenders Mortgage a loan application is always a friendly private consultation when all and everything is explained. No Surprises!
    FREE CONVENIENT AND WITH NO OBLIGATION AS ALWAYS!

    FHA, VA, USDA OR CONVENTIONAL FINANCING WILL BE TAILORED TO YOUR UNIQUE NEEDS FOR PURCHASE"

  • Agri Capital Inc.
  • 23400 Road 24, Chowchilla, CA, 93610
  • Lends in California
  • ONE STOP SHOP REALTY, INC.
  • 37042 Avenue 12, Madera, CA, 93636
  • Lends in California
  • At One Stop Shop Home Loans, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options

  • Mid Valley Services, Inc.
  • 7644 N Palm Ave, Fresno, CA, 93711
  • Lends in California
  • Welcome to Mid Valley Financial (MVF), the premier mortgage provider in Central California. With over 35 years of experience in Fresno, California, we have established ourselves as a trusted name among local real estate agents, title companies, and lenders. Our commitment to excellence has made us a leading provider of real estate loans across Cali

  • Mount Saber
  • 2350 W. Shaw Suite 140, Fresno, CA, 93711
  • Lends in California
  • Our firm collaborates with real estate investors throughout California. We diligently provide services for hard-to-fund loans, requiring a detailed approach to discover funding solutions. With 20 years of experience, our licensed brokers have established a vast network of private funding investors.

  • Homebridge
  • 7471 N. Remington Avenue, Suite 102, Fresno, CA, 93711
  • Lends in California
  • At HomeBridge Financial Services, Inc, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you

  • Precision Home Loans
  • 653 W. Fallbrook Ave, Suite 102, Fresno, CA, 93711
  • Lends in California
  • At Precision Home Loans, we believe how you get your mortgage matters. By making the effort to understand your full financial picture, we can offer you the right loan products. This is our promise to you. No strings attached. Just one ethical and caring transaction from our family to yours.

  • Valley Wide Reverse Mortgage
  • 6740 N. West Avenue, Suite 105, Fresno, CA, 93711
  • Lends in California
  • Valley Wide Reverse Mortgage is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.