FHA VS Conventional loan programs in 2025 for Kerman, Fresno County, California

In the year 2025, the limit for a Conventional loan in Kerman, located in the county of Fresno, CA, stands at $726,200, whereas the FHA limit for a single-family home is $472,030.

Take advantage of the Lendersa® Conventional loan calculator to analyze and compare today's best rates across Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documents required. Using our advanced mortgage calculator, you can compare Conforming Conventional loans, USDA, FHA, and VA side by side to select the best program for your financial circumstances in CA.

Compare loan offers from 100 lenders now

2025 Loan Limits and Down Payment Requirements in Kerman, county of Fresno, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $405,000 0%
FHA $472,030 3.5%

This comparison table refers to the following zip codes: 93630

Explore Conventional and FHA Loan Options in Kerman, CA

Lendersa®'s mission is to secure the optimal Conventional, USDA, or FHA loan for you promptly and without complication. Choose from three pathways to find matching lenders and suitable loan programs.

Lendersa USDA loan request matching results


  • AMERICAN MORTGAGE AND FINANCIAL SERVICES, LLC
  • 216 N Main Street, Goshen, IN, 46526
  • American Mortgage & Financial Services LLC has been a licensed Indiana Mortgage Company since October of 1996 and offers the most competitive mortgage rates and programs in Michiana. American Mortgage & Financial Services offers many different types of mortgages including fixed rate & adjustable rate mortgages for new home purchases
  • FORUM Credit Union
  • 11313 USA Parkway, Fishers, IN, 46037
  • FORUM Credit Union is a financial cooperative providing products and services to meet the needs of our members with innovation and care. FORUM provides services such as free checking accounts, free online bill pay, home equity loans, mortgages, business accounts and auto loans. We offer convenient branch locations in the Indianapolis area.
  • Integrity Mortgage Group
  • 12242 E. 116th Street, Suite 200, Fishers, IN, 46037
  • Integrity Mortgage Group also uses state-of-the-art technology including the ability to apply directly online or on our mobile app, pull your own credit report, and also receive e-mailed Loan Milestone Updates throughout the loan process letting you know the current status and what to expect next.
  • Bottom Line Mortgage
  • 10185 Red Tail Drive, Fishers, IN, 46037
  • Bottom Line Mortgage, where we specialize in residential mortgages. At Bottom Line Mortgage, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly. Also, the big banks.
  • Castle Mortgage Corp.
  • 11501 N. Cumberland Road, Suite 300, Fishers, IN, 46037
  • At Castle Mortgage Corp., our mortgage professionals provide the one-on-one guidance you deserve when it comes to purchasing or refinancing a home. We provide conventional and non-conventional mortgage loan options to help clients with all types of budgets and goals. Our mortgage professionals are well-connected in the community
  • B & I Federal Credit Union
  • 740 North Marr Road, Columbus, IN, 47201
  • B & I Federal Credit Union offers a variety of services, including loans, share draft accounts, savings accounts, IRA accounts, and other services designed to provide convenient, fast access to your accounts. To make banking transactions more accessible, even when you are traveling out of state or out of the country
  • First Mortgage Group
  • 118 E Moulton St, Decatur, AL, 35601
  • The First Mortgage Group team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • DREAM HOME MORTGAGE LLC
  • 1690 Beltline Road SW, Suite A, Decatur, AL, 35601
  • "Dream Home Mortgage is a locally owned mortgage company offering its services to customers in the entire state of Alabama. Our company helps clients secure mortgages with low rates and minimal out-of-pocket cost. We understand the value of one-on-one support for all clients. We've dedicated ourselves to providing unmatched service at every tu
  • Homes and Loans of West MI llc
  • 1354 Baldwin St, Suite 106, Jenison, MI, 49428
  • John H. established Homes & Loans of West Michigan in 2005. As a licensed realtor and lender, I wanted to combine mortgage and realty services to make the home buying process faster, easier and more comfortable for my customers. By combining real estate and mortgage services together, we offer a higher level of service
  • The Peoples Bank
  • 100 N. Main St., Brownstown, IN, 47220
  • Originally chartered in 1919 as the Brownstown Loan and Trust Company, The Peoples Bank was formed in 1965 with the merger of the Brownstown Loan and Trust Company and the First National Bank of Brownstown. The Peoples Bank remains a locally owned community bank serving all of Jackson County with offices in Brownstown, Crothersville and Seymou
  • G. W. Jones Exchange Bank
  • 115 West Main Street, Marcellus, MI, 49067
  • The G.W. Jones Exchange Bank will strive to continue as a profitable and competitive banking organization while maintaining and increasing its net worth. It will have as a general goal to engage in activities that will create new service, retain customers, and be sensitive and responsive to individual customer needs.
  • Meade County Bank
  • 2175 Bypass Road, Brandenburg, KY, 40108
  • Meade County Bank is proud to be a locally-owned hometown bank. We are dedicated to not only meeting but exceeding your customer service expectations of quality customer service. This bank and every director, officer and employee is a part of this community. We live, shop and belong to the same organizations as you.