FHA VS Conventional loan in Kerman, Fresno County, California

In the year 2025, the limit for a Conventional loan in Kerman, located in the county of Fresno, CA, stands at $726,200, whereas the FHA limit for a single-family home is $472,030.

Take advantage of the Lendersa® Conventional loan calculator to analyze and compare today's best rates across Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documents required. Using our advanced mortgage calculator, you can compare Conforming Conventional loans, USDA, FHA, and VA side by side to select the best program for your financial circumstances in CA.

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2025 Loan Limits and Down Payment Requirements in Kerman, county of Fresno, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $405,000 0%
FHA $472,030 3.5%

This comparison table refers to the following zip codes: 93630

Explore Conventional and FHA Loan Options in Kerman, CA

Lendersa®'s mission is to secure the optimal Conventional, USDA, or FHA loan for you promptly and without complication. Choose from three pathways to find matching lenders and suitable loan programs.

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  • InstaLend Corporation
  • 222 Broadway, 19th floor, New York, NY, 10038
  • InstaLend is a tech-enabled lender for real estate loans providing fast, affordable and convenient capital to residential real estate developers. As a non-bank real estate lender, we provide 12-24 month short-term loans on single-family and small multifamily properties for acquisition and rehab. We also provide 30 year long term loans on stabil
  • The Finest Federal Credit Union
  • 215 Park Row, Suite 2, New York, NY, 10038
  • The Finest Federal Credit Union is the only financial institution in New York State chartered specifically to serve the needs of all Law Enforcement Personnel (Uniform & Civilian), Retirees and all Family members. Chartered in 2015, The Finest FCU evolved from the vision of a group of retired NYPD officers.
  • Global Bank
  • 8 Catherine Street, New York, NY, 10038
  • Global Bank is a bank with operations in one state. Global Bank offers numerous mortgage programs including conventional, jumbo, non-owner occupied and FHA mortgages Global Bank is a New York State-chartered, FDIC insured commercial bank. We were formed by a group of civic-minded local Chinese-American business people, is locally owned, and commenc
  • RSA Mortgage Brokerage
  • 123 William Street, 12th Floor, New York, NY, 10038
  • The Rent Stabilization Association and the NYC Housing Partnership collaborated to create RSA Mortgage Brokerage to serve the needs of owners of small to large multi-family, mixed-use and commercial buildings bringing their combined 75 years focus on sustaining the quality of New York’s multi-family buildings.
  • InstaLend
  • 222 Broadway, 19th Floor, New York, NY, 10038
  • InstaLend is a nationwide lender providing investment property loans for residential 1-4, multi-family and mixed-use properties. Our company provides fast & reliable financing for fix & flip, rentals and new construction loans. Whether it's your first or fiftieth real estate investment, InstaLend meets all your short-term
  • OceanFirst Bank
  • 975 Hooper Avenue, Toms River, NJ, 08753
  • OceanFirst Bank is one of the largest regional banks in New Jersey with a presence in New York & Philadelphia. We stay focused on what we believe is most important: building long-term relationships with our customers and giving back to the communities we serve. OceanFirst was established in 1902 as the Point Pleasant Building and Loan Association.
  • New Jersey Mortgage Services
  • 30 Main Street, Toms River, NJ, 08753
  • New Jersey Mortgage Services is a Mortgage Broker who is licensed under the New Jersey Department of Banking and Insurance. Broker owner Tom Altieri has 36 years experience and thousands of close loans. Tom is knowledgeable in real estate, contracts, and a the latest mortgage products.
  • Family First Funding LLC
  • 44 Washington Street, Suite 200, Toms River, NJ, 08753
  • Family First Funding LLC offers high quality mortgage banking and brokering services to residential and business customers. Our aim is to provide our clients with fair and reasonable rates and costs, while keeping our clients informed and educated throughout the process. We will become friends and trusted advisors to our clients.
  • OCEANSIDE MORTGAGE
  • 55 Main St, Toms River, NJ, 08753
  • Oceanside Mortgage Company has served its customers with honesty and integrity for over 20 years. Our mission is to provide competitive interest rates and low closing costs while guiding borrowers through any red tape so they can secure their mortgage without hassle. Meet the team whose here to make the home loan process a home run!
  • Two River Mortgage & Investment
  • 157 Broad Street, Suite 312, Red Bank, NJ, 7701
  • Two River Mortgage & Investment provides personal service to each and every client throughout the loan process. We assist you to structure the best program for your individual needs. This is why Two River Mortgage’s core business is generated by personal referrals and repeat business.
  • NAVESINK HOME LOANS LLC
  • 157 Broad Street, Suite 319, Red Bank, NJ, 7701
  • At Navesink Home Loans, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
  • Amerimax Capital LLC
  • 1177 Avenue Of The Americas, 5th Floor, New York, NY, 10036
  • Amerimax Capital is a commercial real estate financing firm with history on the market for more than 20 years. Our knowledge, connections with lenders and established financing platform enables us to arrange the most favorable financing/equity placement for your commercial property.