FHA VS Conventional loan programs in 2025 for Malibu, Los Angeles County, California
For the year 2025, in Malibu, located in the county of Los Angeles, CA, the conventional loan limit is $1,089,300, whereas the FHA limit for a single-family home is $1,089,300.
Utilize the Lendersa® Conventional loan calculator to compare today's best rates between Conventional, FHA, and USDA options. Determine the income, credit, reserves, and documents required for qualification. With our advanced mortgage calculator, you can view Conforming Conventional, USDA, FHA, and VA loans side by side, aiding your decision on the most suitable program in CA for your financial needs.
2025 Loan Limits and Down Payment Requirements in Malibu, Los Angeles, CA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$1,089,300
3%
USDA
$776,600
0%
FHA
$1,089,300
3.5%
These figures apply to the following zip codes: 90265
Find Conventional and FHA Loan Options in Malibu, CA
Lendersa® is committed to securing you the most optimal Conventional, USDA, or FHA loan quickly and with ease. You may choose from three initial pathways to find compatible lenders and loan programs.
We’re a “community” bank, and we take that role to heart. Our success depends on the strength of the people and organizations in the communities we serve. To that end, we believe volunteering is vitally important. Experience the real difference in banking with "A Real Community Bank." Our people know your name, and make a real effort.
Milledgeville State Bank takes a more personal approach. Whatever your needs, you can talk to a bank staff member about your options and get a recommendation that works best for you, not a sales pitch that helps our bottom line. At Milledgeville State Bank, banking is all about building relationships founded on getting to know you as a person
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