FHA VS Conventional loan in Malibu, Los Angeles County, California

For the year 2026, in Malibu, located in the county of Los Angeles, CA, the conventional loan limit is $1,089,300, whereas the FHA limit for a single-family home is $1,089,300.

Utilize the Lendersa® Conventional loan calculator to compare today's best rates between Conventional, FHA, and USDA options. Determine the income, credit, reserves, and documents required for qualification. With our advanced mortgage calculator, you can view Conforming Conventional, USDA, FHA, and VA loans side by side, aiding your decision on the most suitable program in CA for your financial needs.

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2026 Loan Limits and Down Payment Requirements in Malibu, Los Angeles, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $776,600 0%
FHA $1,089,300 3.5%

These figures apply to the following zip codes: 90265

Find Conventional and FHA Loan Options in Malibu, CA

Lendersa® is committed to securing you the most optimal Conventional, USDA, or FHA loan quickly and with ease. You may choose from three initial pathways to find compatible lenders and loan programs.

Lendersa matching results for USDA loan requests


Malibu Lenders

  • Greenbox Mortgage
  • 29138 Pacific Coast Hwy 111, Malibu, CA, 90265
  • Lends in California
  • Providing you "Foundations for Your Future." Whether buying your family home, refinancing your existing home, or buying your investment property, we help our customers qualify for the real estate of their dreams and we love what we do. We help you overcome obstacles and secure your loan on a timely, cost-effective basis. We network with various mor

  • Capital Financial Advisors Inc.
  • 22241 Pacific Coast Highway, Suite B, Malibu, CA, 90265
  • Lends in California
  • Capital Financial Advisors, Inc. (CFA) established in 1999 is a residential & commercial lending brokerage based in Los Angeles serving all of California, Colorado & Montana. CFA functions at the consumer level engaging in real estate consulting services with transactions up to $100,000,000. Our services include customized services.

  • Mortgage Mavens Inc.
  • 28720 Roadside Drive, Suite 229, Agoura Hills, CA, 91301
  • Lends in California
  • Mortgage Mavens has been committed to helping you achieve that dream since 1994. Working with lenders from across the financial world, we're here to meet your individual needs. We make the process of getting a mortgage simple and straightforward by offering state-of-the-art financial tools to help you make sound financial choices.

  • Better Ask Jack
  • 28310 Roadside Drive, Suite 229, Agoura Hills, CA, 91301
  • Lends in California
  • We are a United Wholsale Mortgage partner so that we may help provide financing that the Banks find too challanging.Also many sellers employ Revers Mortgages to reduce expenses when retired or for the tax benefits.Many Buyers have equity in their homes that permits them to do cash out refis, reducing payment to almost a third of what a regular bank

  • Buywiser Technology, Inc
  • 29903 Agoura Rd, Agoura Hills, CA, 91301
  • Lends in California
  • Buywiser's mission is to serve our customers with honesty, integrity, and competence. Our team's goals are to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Premier Funding
  • 28632 Roadside Drive, Suite 130, Agoura Hills, CA, 91301
  • Lends in California
  • Premier Funding has been helping homeowners streamline the process of real estate financing to ensure fast, efficient and price competitive closing. We use the latest technology to process applications.

    Throughout the process we will answers questions and keep you informed of the progress of your loan

  • Integrity First Mortgage Solutions, Inc
  • 30423 Canwood Street, Suite 227, Agoura Hills, CA, 91301
  • Lends in California
  • Integrity First Mortgage Solutions (IFMS) brings over two decades of lending experience. The owner and Founder of IFMS, Lee Appleby, enjoys a reputation as one of the premier Mortgage Experts in the nation, and is sought out by real estate professionals, other mortgage professionals and business and financial advisors to secure optimal mortgage.

  • Partners Capital Solutions
  • 26901 Agoura Road, Suite 180, Agoura Hills, CA, 91301
  • Lends in California
  • Partners Capital Solutions is operated by a team of highly experienced real estate professionals with long and successful track records in lending, development, and property management. We’re leveraging technology and building on our proven success to bring new and innovative products to our borrowers and investors.

  • FINANCE OF AMERICA MORTGAGE
  • 30401 Agoura Rd, Agoura Hills, CA, 91301
  • Lends in California
  • Finance of America Mortgage is a dedicated team of experienced mortgage and reverse mortgage professionals with close to 100 years of combined knowledge and over billions of funded loans helping our clients meet their home ownership goals and leveraging the equity they have earned over the decades of home ownership.

  • One Source by PCS
  • 26901 Agoura Road Suite 180, Agoura Hills, CA, 91301
  • Lends in California
  • OneSource by PCS is an online real estate finance marketplace. Borrowers have access to lower interest rate loans through a quick and simple online or mobile application. Investors have the ability to invest in a diverse range of investment products backed by real estate assets. Our goal is stress-free closing without the headaches and delays assoc