FHA VS Conventional loan programs in Oak-Park, Ventura County, California
In 2025, the limit for a conventional loan in Oak-Park, Ventura county, CA is $851,000, while the FHA cap for a single-family home is $851,000.
Use the Lendersa® Conventional Loan Calculator to compare the best rates available today for Conventional, FHA, and USDA loans. This tool helps you assess the needed income, credit, reserves, and documentation. Our sophisticated calculator places Conforming Conventional loans alongside USDA, FHA, and VA options, aiding your decision on the best program for your financial needs in CA.
2025 Loan Limits and Down Payment Requirements in Oak-Park, Ventura County, CA
Loan Type
Loan Limit
Down payment
Conventional Conforming
$851,000
3%
USDA
$591,500
0%
FHA
$851,000
3.5%
This table applies to the following zip codes: 91377
Available Conventional and FHA Loan Options in Oak-Park, CA
The primary goal of Lendersa® is to connect you with the best Conventional, USDA, or FHA loan swiftly and easily. You can begin with one of three approaches that lead to matching lenders and appropriate loan programs.
1110 Kingwood Drive, Suite 280, Kingwood, TX, 77339
Our goal is to help homebuyers achieve the American Dream of homeownership. Whether you are a first time home buyer or purchasing a second home, Mortgage Financial Services is dedicated to providing quality service and products that help customers achieve their objectives throughout the home buying process. We want you to DREAM BIG,
1525 Lakeville Drive, Suite 137, Kingwood, TX, 77339
Lone Star Financing is a direct lender offering a full line of home loan products with low rates, low fees, and really fast closings. We strive to close every loan in 28 days or less! As a local Texas mortgage company with in-house underwriters, we have the flexibility to underwrite loans using “common sense” underwriting giving us efficiency.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. We’ve been helping customers afford the home of their dreams for many years and we love what we do.
We are proud to have grown in our communities and we wish to express our appreciation for the many fine customers and friends who give us the opportunity to be of service. We sincerely hope that we will merit your continued loyalty and confidence and that we will be able to provide banking services for the area for many years in the future.
Red River Credit Union employs over 350 local residents to manage over $900 million in assets. Our membership is over 110,000 strong. As a premier financial institution, Red River Credit Union can offer its membership loans, deposit accounts, and financial services to meet their every need.
Since 1881 F&C Bank has provided banking services for area individuals and businesses, partnering in making it possible for our community to grow and prosper. Over this long stretch of time we have gone from the horse and buggy era to instant communication and account information via the Internet.
Western State Bank is an employee-owned community Bank, with assets totaling approximately $1 billion. The Bank offers superior full-Banking services, investments and mortgage financing to personal and business customers, as well as nationwide equipment financing services. Western State Bank’s locations are in the North Dakota communities.
We pride ourselves on the ability to make a fast decision and execute seamlessly. Through our relationships with preferred vendors, we are also able to extend guidance and support for our borrowers.As a client-focused, boutique private lender, we’re flexible enough to cater to most needs and nimble enough to execute quickly.
Firehouse Mortgage became a reality for Rachel and Aaron in 2018. They wanted to give their clients a better option for their home mortgage. After gaining valuable knowledge in the mortgage industry, they decided to start their own company. The Clarks treat every client like they are family and ensure they are happy with their home purchase.
