FHA VS Conventional loan programs in Monterey-Park, Los Angeles County, California

In 2025, Convetional loan limit in Monterey-Park, county of Los Angeles, CA is $970,800 while FHA limit is $970,800 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in CA is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Monterey-Park, county of Los Angeles, CA

Loan Type Loan Limit Down payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

The comparison table applies to zip codes: 91755, 91754, 91756

Conventional and FHA loan options in Monterey-Park, CA

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • NextGen Financial Services LLC
  • 6909 West Ray Road, Building 15, Suite 100, Chandler, AZ, 85226
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • True Mortgage, LLC
  • 6883 West Laredo Street, Chandler, AZ, 85226
  • True Mortgage is residential and commercial mortgage brokerage located in Chandler, Arizona. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in Arizona. Whether you are first time home buyer, purchasing your dream home
  • First Veterans Capital, LLC.
  • 3100 West Ray Road, Suite 201, Chandler, AZ, 85226
  • First Veterans Capital has opened its doors to serve the AZ market with integrity, transparency, and to provide excellent customer service while ensuring low cost, fast turn time, and the most important, adding value to its customers lives! By running lean, we're able to offer hassle free loans
  • APEX HOME MORTGAGE LLC
  • 6909 W Ray Rd 15-109, Chandler, AZ, 85226
  • Apex Home Mortgage LLC is committed to security and privacy of the personal information. This privacy policy applies to that information that you submit via this website, and that Apex Home Mortgage LLC receives via this website. It does not apply to the practices of businesses and people with which we have no affiliation or control.
  • Metro Financial and Realty
  • 9521 Folsom Boulevard, Suite O, Sacramento, CA, 95827
  • We specialize in home loans. We have every loan product available to suit our client’s needs. We are competitively priced to ensure a great mortgage but service and knowledge to complement your experience.Metro Financial Services is not just here for your one transaction but we strive to earn your continuing relationship.
  • Inter-Capital Group
  • 9237 E. Via De Ventura Blvd, Suite 110, Scottsdale, AZ, 85258
  • Inter-Capital Group is a strategic alliance of professional Commercial Mortgage Bankers and Brokers providing quality origination and underwriting of commercial real estate loans to our lenders and investors nationwide. We provide the skills and capacity to source, underwrite, professionally package
  • Inspire Home Loans
  • 7702 E Doubletree Ranch Rd, Suite 300, Scottsdale, AZ, 85258
  • Inspire Home Loans is proud to be the affiliate lender of Century Communities, sharing in the philosophy that exceptional service requires always doing the right thing for you, the customer. Our customer-centered approach to new home finance takes into account who you are, what you aspire to
  • First Charter Financial Corporation
  • 8204 East Del Caverna Drive, Scottsdale, AZ, 85258
  • First Charter Financial Corporation is a lender in the primary mortgage market. We are a small company. We only make loans in the state of Arizona. We have a low overhead so we are competitive with the large national companies. We do things differently from the large mortgage banking companies and the big banks.