FHA VS Conventional loan programs in Monterey-Park, Los Angeles County, California

In 2026, the conventional loan cap in Monterey-Park, located in the county of Los Angeles, CA is $970,800, while the FHA maximum for a single-family property is $970,800.

Lendersa® offers a Conventional loan calculator for comparing top rates of Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage tool lets you view Conforming Conventional, USDA, FHA, and VA loans side by side, assisting in selecting the most fitting program in CA for your financial scenario.

Explore loan offers from 100 various lenders

2026 Loan Caps and Downpayment Info in Monterey-Park, Los Angeles County, CA

Loan Type Loan Cap Down payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

This table applies to the following zip codes: 91755

Available Conventional and FHA Loans in Monterey-Park, CA

The objective of Lendersa® is to swiftly provide the best Conventional, USDA, or FHA loan without hassle. Begin with any of three starting points to connect with suitable lenders and loan options:

Results from Lendersa USDA loan request


Monterey-Park Lenders

  • Alliance Home Loan Inc
  • 7940 E. Garvey Ave, Suite 204, Rosemead, CA, 91770
  • Lends in California
  • Alliance Home Loan Inc. is located in Rosemead, CA, United States and is part of the Activities Related to Credit Intermediation Industry. Alliance Home Loan Inc. has 2 total employees across all of its locations and generates $272, 197 in sales (USD). (Sales figure is modelled). Our Offers variety of programs for Purchase

  • Transpac Investment Corp.
  • 9800 Valley Boulevard, Rosemead, CA, 91770
  • Lends in California
  • Transpac Investment Corp, started by a husband and wife duo, has been helping the Southern California area since 1998. Since then we have helped thousands of borrowers with all types of financial situations purchase and refinance their homes! We work with both english and mandarin speakers, helping a range of clients

  • Geo-Corporation
  • 901 Corporate Center Drive, Suite 401, Monterey Park, CA, 91754
  • Lends in California
  • Geo-Corp has become a recognized lender by bringing expertise, extremely competitive rates and pricing on broad mortgage products, and exceptional customer service all under one roof as a direct lender. Founded in 1998, the Geo-Corp Corporate Office is located in Monterey Park, California and the company.

  • Victoria Financial Corp.
  • 217 W. Las Tunas Drive, San Gabriel, CA, 91776
  • Lends in California
  • Victoria Financial began as a humble mortgage broker in the heart of the San Gabriel Valley since 1986. Our establishment pioneered the then innovative no-cost loan with the benefit of our clientele as our main objective. As a mortgage banker today, we are leaders in competitive rates & prioritize customer satisfaction as a predominant core value.

  • Conquest Financial Corp.
  • 1028 S. San Gabriel Blvd, San Gabriel, CA, 91776
  • Lends in California
  • Conquest Financial provide mortgage advice to our clients. We try to step into the eyes of our clients. We understand the anxiety involved with purchasing a home. Our loan management process is aimed at transforming the home buying process into an enjoyable experience: the way it should be. We eliminate the unknown by helping our clients.

  • First Professional Finance Corporation
  • 501 South San Gabriel Boulevard, Unit 203, San Gabriel, CA, 91776
  • Lends in California
  • At First Professional Finance Corporation we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" & will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • East Star Mortgage
  • 1045 East Valley Boulevard, Suite A109, San Gabriel, CA, 91776
  • Lends in California
  • Founded in 2001, East Star Mortgage is a trusted residential mortgage direct lender that provides high quality in-house processing, underwriting and funding to real estate professionals and individual home buyers throughout California. With over 15 years of experience, East Star Mortgage is able to walk you through a smooth and organized loan.

  • First Financial Credit Union
  • PO Box 60048, City Of Industry, CA, 91716
  • Lends in California
  • First Financial was established by educators to exclusively serve the unique financial needs of California’s educational community. It’s a role we take seriously—a mission to which we are just as committed to today as we were in 1933. Additionally, our Board of Directors consists solely of active and retired educators.

  • AAA Capital Investment Inc
  • 117 S Garfield Ave,, Alhambra, CA, 91801
  • Lends in California
  • AAA LENDINGS is a direct mortgage lender with many years of lending

    experience. We have a group of experienced professionals providing

    services for our clients. We offer variety loan programs in DSCR

    Loan, Bank Statement Loan, WVOE, Conventional, FHA, VA, and

    Foreign National Loan. We always put customer's needs first and provide the

  • First Commercial Bank (USA)
  • 200 East Main Street, Alhambra, CA, 91801
  • Lends in California
  • First Commercial Bank (USA) is a wholly owned subsidiary of First Commercial Bank in Taipei, one of the premier commercial banks in Taiwan. First Commercial Bank (USA) was established on May 20, 1997 as a California State chartered bank, insured by the Federal Deposit Insurance Corporation.