FHA VS Conventional loan programs in Monterey-Park, Los Angeles County, California

In 2025, the conventional loan cap in {CITY}}, located in the county of {COUNTY}}, {STATE}} is {DETAILS_LOAN_LIMIT_CONVENTIONAL1}}, while the FHA maximum for a single-family property is {DETAILS_LOAN_LIMIT_FHA1}}.

Lendersa® offers a Conventional loan calculator for comparing top rates of Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage tool lets you view Conforming Conventional, USDA, FHA, and VA loans side by side, assisting in selecting the most fitting program in {STATE}} for your financial scenario.

Explore loan offers from 100 various lenders

2025 Loan Caps and Downpayment Info in {CITY}}, {COUNTY}} County, {STATE}}

Loan Type Loan Cap Down payment
Conventional Conforming {DETAILS_LOAN_LIMIT_CONVENTIONAL1}} 3%
USDA {DETAILS_LOAN_LIMIT_USDA_1_4}} 0%
FHA {DETAILS_LOAN_LIMIT_FHA1}} 3.5%

This table applies to the following zip codes: {DETAILS_ZIP_CODES}}

Available Conventional and FHA Loans in {CITY}}, {STATE}}

The objective of Lendersa® is to swiftly provide the best Conventional, USDA, or FHA loan without hassle. Begin with any of three starting points to connect with suitable lenders and loan options:

Results from Lendersa USDA loan request


  • Envoy Mortgage
  • 746 Main Street, Suite A, Cambria, CA, 93428
  • "Envoy is changing the mortgage experience for our homebuyers, business partners and associates by investing in efficient digital technology that produces faster results and delivers the best customer service experience available in the industry. We have opened over 130 local branches, in 47 states throughout the U.S. "
  • Maciel Mortgage
  • 195 Elm Street, Suite 104, Coalinga, CA, 93210
  • Maciel Mortgage offers Central Valley, CA Mortgage programs to fit your budget. For practical and knowledgeable advice and options, give us a call. Maciel Mortgage opened in 2002 and currently has offices in Hanford and Coalinga. Our vision is to be known as the most caring and knowledgeable mortgage company while removing the stress
  • Greater Heights Financial & Realty Inc
  • 2014Tuland street, Suite 631, Fresno, CA, 93721
  • At Greater Heights Financial & Realty, we’re committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward.
  • NOBLE CREDIT UNION
  • PO Box 8027, Fresno, CA, 93747
  • It started out as Fresno County Employees Credit Union in 1941, we didn’t even have an office location to call home. The credit union existed in the briefcase of Fred E. Main, one of our first members. Despite our humble beginnings, we had a dream to thrive and serve our members well. The decades that followed were tremendously successful
  • Park Place Mortgage
  • 418 Pollasky, Clovis, CA, 93612
  • Park Place Mortgage helping our clients, its simple. We want to make real estate personal again. We want to make something that can be stressful and complicated, easy and streamlined. We are local. We live locally, we shop locally, we support local. We make this area our home. We know this market inside and out and are excited.
  • All Access Mortgage
  • 96 Shaw Avenue, Suite 205, Clovis, CA, 93612
  • We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
  • Mission Mortgage & Realty
  • 2700 Clovis Ave. Suite 108, Clovis, CA, 93612
  • At Mission Mortgage and Realty we strive to make you a client for life. We want to be your first choice each and every time you need a home loan. We always try to go above and beyond for you so that you will always feel confident referring your family and friends to us for their mortgage financing needs.
  • United Local Credit Union
  • 3650 E Ashlan Ave, Fresno, CA, 93726
  • United Local Credit Union is a cooperative corporation owned and operated by you, the members, for the benefit of all who belong. Formed in 1953, the purpose of the Credit Union is to encourage thrift and security and to provide a unique savings and lending service to its members. It offers credit at low rates