FHA VS Conventional loan in Monterey-Park, Los Angeles County, California
In 2026, the conventional loan cap in Monterey-Park, located in the county of Los Angeles, CA is $970,800, while the FHA maximum for a single-family property is $970,800.
Lendersa® offers a Conventional loan calculator for comparing top rates of Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage tool lets you view Conforming Conventional, USDA, FHA, and VA loans side by side, assisting in selecting the most fitting program in CA for your financial scenario.
2026 Loan Caps and Downpayment Info in Monterey-Park, Los Angeles County, CA
Loan Type
Loan Cap
Down payment
Conventional Conforming
$970,800
3%
USDA
$657,900
0%
FHA
$970,800
3.5%
This table applies to the following zip codes: 91755, 91754, 91756
Available Conventional and FHA Loans in Monterey-Park, CA
The objective of Lendersa® is to swiftly provide the best Conventional, USDA, or FHA loan without hassle. Begin with any of three starting points to connect with suitable lenders and loan options:
1421 N Wanda Road, Suite 120-V6, Orange, CA, 92867
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
McMillen Capital, LLC was formed in January 2007 by Jeff McMillen, our founder. Since then, McMillen Capital has had an increasing level of involvement in making hard money loans to real estate investors, developers, business owners and flippers. We take a strong stance on the direction we see real estate heading in Southern California.
Our company is a real estate and mortgage brokerage that is always there to help you find the best property to fit your needs as well as get you the best financing for your home purchase or refinance. Our company’s highly skilled professionals always aim to provide you with 5 star service.
5206 Benito Street, Suite 211, Montclair, CA, 91763
We are a full-service mortgage company based in Irvine, CA. We specialize in 30-Year Fixed and Adjustable Rate Loans in Irvine. We also serve the surrounding cities in Orange County. Whether you are buying a home or refinancing in any of these zip codes: 92604, 92618, 92630, we can help you realize your dream of home ownership
1600 North Broadway, Suite 120, Santa Ana, CA, 92706
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
1912 North Broadway, Suite 102, Santa Ana, CA, 92706
MGM Lenders provides quality mortgage lending services with the mission of offering competitive real estate financing with unmatched services.Our overqualified team, with a backbone of great teamwork, is ready to serve our customers in multiple languages - including English, Spanish and Farsi. We highly respect different cultures and languages.
Loankey.io founder of the Eric Antonio Figueroa is a full service Mortgage Brokerage offering Home and Commercial loans from over 20 lenders and also our team is ready to help. We can assist with all types of financing needs. Stated Income Programs, No Income Documentation, New Employment and Many More.
Vantage One Mortgage provides wide range of residential mortgage services, including home purchase, refinance, cash out to meet your financial needs and circumstances. Working directly with national and local wholesale lenders to get you the best terms. We also assist with Non-QM mortgages, and Hard Money lending.
