FHA VS Conventional loan in South-El-Monte, Los Angeles County, California

In 2026, the Conventional loan limit in South-El-Monte, found within the county of Los Angeles, CA, stands at $970,800. Meanwhile, the FHA limit for a single-family residence is $970,800.

Employ the Lendersa® Conventional loan calculator to compare current best rates available for Conventional, FHA, and USDA loans. This analysis reveals necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator allows side-by-side viewing of Conforming Conventional, USDA, FHA, and VA loans, assisting in the decision-making process for the best program in CA to match your financial situation.

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2026 Loan Limits and Down Payment Requirements in South-El-Monte, Los Angeles, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

This comparison is relevant for zip codes: 91733

Explore Conventional and FHA Loan Options in South-El-Monte, CA

Lendersa® aims to deliver the best available Conventional, USDA, or FHA loans rapidly and efficiently, without hassle. You can choose one of three starting points that match you with appropriate lenders and relevant loan programs.

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South-El-Monte Lenders

  • Alliance Home Loan Inc
  • 7940 E. Garvey Ave, Suite 204, Rosemead, CA, 91770
  • Lends in California
  • Alliance Home Loan Inc. is located in Rosemead, CA, United States and is part of the Activities Related to Credit Intermediation Industry. Alliance Home Loan Inc. has 2 total employees across all of its locations and generates $272, 197 in sales (USD). (Sales figure is modelled). Our Offers variety of programs for Purchase

  • Transpac Investment Corp.
  • 9800 Valley Boulevard, Rosemead, CA, 91770
  • Lends in California
  • Transpac Investment Corp, started by a husband and wife duo, has been helping the Southern California area since 1998. Since then we have helped thousands of borrowers with all types of financial situations purchase and refinance their homes! We work with both english and mandarin speakers, helping a range of clients

  • Certified Federal Credit Union
  • 4455 Arden Drive, El Monte, CA, 91731
  • Lends in California
  • In 1949, Certified Federal Credit Union was founded in the City of Commerce, California, to serve the companies and employees affiliated with Certified Grocers. Five years later, just up the road in Arcadia, California, Vons Employees Federal Credit Union was founded to serve the employees of the Vons Grocery Company.

  • Platinum Realty & Mortgage Group
  • 10507 Valley Blvd, Suite 420, El Monte, CA, 91731
  • Lends in California
  • Platinum Realty & Mortgage Corp. was incorporated in California and is licensed by the California Secretary of State and it is also licensed by the California Department of Real Estate. We believe in excellence, and we strive to provide our clients with the highest level of quality in every service or product we may offer.

  • El Monte Community Credit Union
  • 11718 Ramona Blvd, El Monte, CA, 91732
  • Lends in California
  • Since 1956, El Monte Community Credit Union has had a long-standing history of helping members reach their financial dreams. We were originally chartered by a group of city employees as El Monte City Employees Credit Union. Our first office was a city workers garage. If you needed a loan back in those days your name was put on a loan wait list.

  • CBM Home Loans
  • 6737 Bright Avenue, Suite B2, Whittier, CA, 90601
  • Lends in California
  • CBM Real Estate & Home Loans is a company based on Old Fashioned Values and Principles. We are here to assist our Neighbors with Integrity, Honesty and Professionalism. We service all Homeowners and Buyers in Downey, Whittier or any of the surrounding cities such as Norwalk, Pico Rivera, Bellflower, South Gate, Santa Fe Springs.

  • Paragon Realty Services
  • 5427 Norwalk Blvd, Suite B, Whittier, CA, 90601
  • Lends in California
  • We are a boutique Real Estate and Mortgage Loan Company. Our focus is providing fast, honest, and professional guidance to our clients. We are committed to top tier personalized service. Whether you are looking to sell your home, purchase, refinance or are looking to be pre-approved for a loan, we are here to help make it easy for you.

  • HomeLoan123
  • 13725 Proctor Ave, Suite A, La Puente, CA, 91746
  • Lends in California
  • HomeLoan123.com, in 1994 to expand our services via the Internet and provide online mortgage services. Our goal has always been to provide the best available mortgage products and to make the mortgage process a positive and pleasant experience for you. Over the Internet, telephone or in person, we are here to serve you.

  • Winn Mortgage
  • 13300 Crossroads Parkway N, Suite 150, City Of Industry, CA, 91746
  • Lends in California
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Right Start Mortgage
  • 13191 Crossroads Parkway North, Suite 175, La Puente, CA, 91746
  • Lends in California
  • Right Start Mortgage, Inc., founded in 1989, is a full service mortgage banking firm specializing in Conventional, VA, and FHA residential mortgages. As a Fannie Mae direct lender and approved Ginnie Mae Seller/Servicer we offer the most competitive interest rates on the market today for all of your mortgage needs