Explore the differences! FHA VS Conventional loan programs in North-Lakeport, Lake County, California

As of 2025, the conventional loan limit in North-Lakeport, located in the county of Lake, CA, is $647,200. For a single-family home, the FHA loan limit is $420,680.

Utilize the Lendersa® Conventional loan calculator to compare today’s best rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator provides a side-by-side comparison of Conforming Conventional loans, USDA, FHA, and VA options, helping you select the best program for your financial situation in CA.

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2025 loan limits and down payment requirements in North-Lakeport, Lake, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $369,100 0%
FHA $420,680 3.5%

This table applies to zip codes: 95453

Available Conventional and FHA loan choices in North-Lakeport, CA

The goal of Lendersa® is to efficiently secure the best Conventional, USDA, or FHA loan for you without hassle. Begin with one of three options to find matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • WILLOW BEND MORTGAGE COMPANY, LLC
  • 5800 W. Plano Pkwy, Suite 105, Plano, TX, 75093
  • We offer the best mortgage tools available on the Internet – easy, convenient online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.
  • Great Western Financial Services, Inc
  • 5408 W. Plano Parkway, Plano, TX, 75093
  • Great Western Financial Services, Inc company prides itself on its collaborative culture and passion in its role in the home buying experience. Through innovation in technology and experience we provide steady guidance along the journey to home ownership.As a family-owned business.
  • Almega Mortgage
  • 2301 Ohio Drive, Ste 138, Plano, TX, 75093
  • Almega Mortgage, we know that each customer has specific mortgage needs, so we strive to meet those specific needs with a wide array of mortgages combined with quality service and individual attention. Though we are based in Plano, we routinely serve clients in Allen, Frisco, Carrollton, Richardson, Garland, and the rest of the Dallas metroplex.
  • Still Waters Lending
  • 5115 Lake Ridge Pkwy, Suite 160, Grand Prairie, TX, 75052
  • Still Waters Lending mission is to serve our clients, community, and industry with purpose by adding value with our resources. The key to our success has been a combination of consistently offering the lowest possible rates and above all providing outstanding customer service. We take pride in treating our clients with honesty and integrity.
  • Targetcost Realty
  • 2634 South Carrier Parkway, Suite 107, Grand Prairie, TX, 75052
  • Targetcost Realty For most families, choosing a new home is the biggest financial decision they will ever make. There are many complicated decisions involved in choosing a home. As the top team of real estate professionals in the local market, we'll negotiate the best prices and terms for you and answer all of your questions as they arise
  • DFW Investor Lending, LLC - Hard Money Lending Dallas
  • 16801 Addison Road, Suite 410, Addison, TX, 75001
  • DFW Investor Lending, LLC, the best solution for your Dallas-Fort Worth and North Texas real estate investor financing needs.With decades of experience in the investor community, we are not just Hard Money Lenders, but also licensed appraisers, landlords, wholesalers, and flippers. In short, we do, what you do and more
  • AFD Lending Source, Inc
  • 5080 Spectrum Drive, Suite 1000 East, Addison, TX, 75001
  • "At AFD Lending Source, Inc, our vision is reflected in how we treat our customers and employees. We treat all internal and external partners with integrity, fairness and honesty, as we strive to provide a unique and professional experience. We truly believe that with an unwavering commitment to our vision,"
  • Signature Lending Services
  • 15851 Dallas Parkway, Suite 600, Addison, TX, 75001
  • At Signature Lending Services, we are committed to helping you and your family prosper as you embark on your new property ownership journey. This is why we lend in all of Texas and invite home buyers to use our services to discover what financing options might be most suitable for their specific situation.
  • KBS Lending Inc
  • 16415 Addison Road, Suite 316, Addison, TX, 75001
  • At KBS Lending, Inc., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family
  • Petra Home Lending
  • 3939 Beltline Road, Suite 150, Addison, TX, 75001
  • "The name Petra means rock. We believe that the wise man builds his house upon the rock. This, too, is how we have built our company. We promote a team environment so we can provide our customers and business affiliates with great service and true industry expertise. Our first priority is to listen to our clients and help determine their needs."