FHA VS Conventional loan programs in North-Lakeport, Lake County, California

As of 2025, the conventional loan limit in North-Lakeport, located in the county of Lake, CA, is $647,200. For a single-family home, the FHA loan limit is $420,680.

Utilize the Lendersa® Conventional loan calculator to compare today’s best rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator provides a side-by-side comparison of Conforming Conventional loans, USDA, FHA, and VA options, helping you select the best program for your financial situation in CA.

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2025 loan limits and down payment requirements in North-Lakeport, Lake, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $369,100 0%
FHA $420,680 3.5%

This table applies to zip codes: 95453

Available Conventional and FHA loan choices in North-Lakeport, CA

The goal of Lendersa® is to efficiently secure the best Conventional, USDA, or FHA loan for you without hassle. Begin with one of three options to find matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Lopez Financial
  • 315 E San Bernardino Rd, Covina, CA, 91723
  • Lopez Financial In business founder of the George Lopez is the Mortgage Broker of company since 1993 broad range of residential and commercial loans. We specialize in first time buyers.Residential and Commercial Financing. Offering all types of loans from Conventional, FHA, and VA loans. Face to Face customer service.
  • Prominent 1 Financial Group Inc.
  • 576 South Barranca Avenue, Covina, CA, 91723
  • Prominent 1 Financial Group Inc specialize in all types of financing that will best fit your financing needs. Wholesale Mortgage & Real Estate Broker Owner. I am approved with several Wholesale Direct Lenders, specializing in FHA, VA, Conventional, Jumbo, HUD, USDA and Down Payment Assistance Programs up to 104% Financing.
  • Royal Homes and Loans
  • 658 Shoppers Lane, Covina, CA, 91723
  • Royal Homes and Loans is located on Shoppers Lane in Covina CA specializing in buying and selling real estate, home loans, property management and credit correction. We serve Covina, West Covina, Glendora and the Los Angeles County, Riverside County & San Bernardino County, with professional real estate services.
  • C & S California Capital
  • 644 S. Barranca Ave, Covina, CA, 91723
  • C&S California Capital was established in 1997 as a Mortgage Broker dedicated to provide informed, exceptional service. In January 2014, we became a division of American Pacific Mortgage. Becoming a direct lender as well as retaining the ability to broker loans, allows us to be highly efficient, diverse and resourceful in caring for our clients.
  • Loans4Less.com
  • 22409 Susana Avenue, Torrance, CA, 90505
  • Loans4Less.com, Inc. is a public quoted holding company that owns Union Discount Mortgage, Inc. a licensed CA Real Estate Corporation and Mortgage Broker. Union Discount Mortgage, Inc. controls the rights to certain intellectual property, including but not limited to, the Loans4Less.com web site and the Loans4Less® Federal Service Mark.
  • So Cal Mortgage Co
  • 3812 Sepulveda Blvd, Suite 310, Torrance, CA, 90505
  • SoCal Mortgage Company provides a highly individualized level of service for clients seeking residential or commercial mortgage financing. Our clients experience a high level of personal attention from Owner / Broker Mike Richardson who has 35 years experience in commercial banking and real estate finance.
  • Pacific Mortgage Corp.
  • 24445 Hawthorne Blvd, Suite 201, Torrance, CA, 90505
  • Pacific Mortgage Co has been founded with the purpose of providing home owners and real estate investors the best possible mortgage loan solutions. We represent dozens of banks and mortgage lenders, allowing us to offer our client hundreds of loan programs and customized solutions to each mortgage loan request.
  • Midgate Mortgage
  • 24051 Neece Avenue, Suite B, Torrance, CA, 90505
  • Midgate Mortgage offers a wide range of mortgage options to meet your financial needs and circumstances. Whether you’re a first-time property buyer or interested in refinancing your mortgage, we're here to guide you through the process. Contact us today for a special offer and learn what we can do for you
  • Pacific Funding Solutions
  • 22939 Hawthorne Blvd, Suite 300, Torrance, CA, 90505
  • PACIFIC FUNDING SOLUTIONS IS COMMITTED TO HELPING YOU FIND THE RIGHT MORTGAGE PRODUCT FOR YOUR NEEDS. WE UNDERSTAND THAT EVERY BORROWER IS DIFFERENT, AND WE OFFER A VARIETY OF PRODUCTS TO MEET YOUR INDIVIDUAL REQUIREMENTS. WE MAKE THE PROCESS OF SECURING A MORTGAGE SIMPLE AND STRAIGHTFORWARD BY OFFERING YOU.
  • Pacific Mortgage Real Estate and Financing Company
  • 25500 Hawthorne Boulevard, Suite 2230, Torrance, CA, 90505
  • Specializing in residential purchase and refinance loans in Southern CA, we work with over 20 lenders to find the best loan programs for our clients who have specific financial needs and goals, whether they have multiple properties or are just starting out as first time home buyers.