FHA VS Conventional loan in Ukiah, Mendocino County, California

In 2026, within the county of Mendocino, Ukiah, CA, the limit for Conventional loans is $726,200, and the FHA limit for single-family homes is $546,250.

The Lendersa® Conventional loan calculator allows you to compare current top rates among Conventional, FHA, and USDA loans and determine the required income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator offers side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans to guide you in choosing the best program in CA for your financial context.

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2026 Loan Limits and Down Payment Requirements in Ukiah, County of Mendocino, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $420,000 0%
FHA $546,250 3.5%

This comparison table pertains to zip codes: 95482

Explore Conventional and FHA Loan Options in Ukiah, CA

Lendersa® is committed to getting you the best possible loan options quickly and easily for Conventional, USDA, or FHA loans. Choose one of three pathways that ultimately connect you with suitable lenders and loan programs.

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Ukiah Lenders

  • Realty World Selzer home loans
  • 551 South Orchard Ave, Ukiah, CA, 95482
  • Lends in California
  • "Selzer Realty was founded in Ukiah, CA on October 1, 1976 by present Owner/Broker Richard Paul Selzer, and joined the Realty World franchise in 1995.

    Our agency started small, but with a strong commitment to service and integrity, we have prospered and grown. Today, with more than 40 agents"

  • First Equity
  • 528 S. Main St, Fort Bragg, CA, 95437
  • Lends in California
  • First Equity is a mortgage broker with operations in one state. First Equity offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, VA, USDA, reverse and 1% down mortgages We will treat you with the respect due an esteemed customer and give you the personal service you deserve.

  • Task Mortgage & Investments Inc
  • 8465 old redwood Highway, Suite 410, Windsor, CA, 95492
  • Lends in California
  • Task Mortgage & Investments Inc We are an experienced team of mortgage and investment experts based in beautiful Sonoma County, California. For over 20 years we have provided a full array of products to match the right real estate opportunity with the right people. From the best of credit to the challenged credit.

  • WayLend
  • 1320 19th Hole Dr #205, Windsor, CA, 95492
  • Lends in California
  • We are a full service direct lender/mortgage broker with the ability to assist our clients obtain a home loan anywhere in the State of California. Our greatest assets are our loan officers, with over a century of collective experience, as well as a full in-house processing staff.

  • North Bay Credit Union
  • 397 Aviation Blvd, Suite L, Santa Rosa, CA, 95403
  • Lends in California
  • Established in 1948, North Bay Credit Union is the oldest credit union in Sonoma County & was originally called Sonoma County Grange Credit Union. It was founded by members of Sonoma County Granges who pooled their savings to help new farmers who had no access to bank credit so they could buy land & equipment to start their own farming operations.

  • Gary Lentz
  • 3700 Old Redwood Hwy, Suite 230, Santa Rosa, CA, 95403
  • Lends in California
  • As a lifelong finance professional and CPA, as well as a business leader and consultant, I bring vast experience to my home mortgage business. I take the title of mortgage advisor literally – I’m not here to sell you anything, just to advise you on your best course of action to make your home ownership, and lifestyle, dreams come true.

  • Parker Mortgage & Investment
  • 2777 Cleveland Ave., Santa Rosa, CA, 95403
  • Lends in California
  • Parker Mortgage is a boutique brokerage firm whose primary focus is representing charitable foundations, trust departments and pension plans for the acquisition of mortgage lending opportunities that meet their investment guidelines and are consistent with their constituent's values.

  • Redwood Trust Deed Services
  • 3550 Round Barn Boulevard, Suite 203, Santa Rosa, CA, 95403
  • Lends in California
  • Redwood has steadily grown through referrals from clients, title companies, and attorneys. Redwood is an active member of the United Trustee's Association (UTA, formerly California Trustee's Association) and California Mortgage Association (CMA). Robert Cullen is a former member of the Board of Directors for the United Trustee's Association.

  • First Priority Financial
  • 3510 Unocal Pl. Ste. 103 104 105, Santa Rosa, CA, 95403
  • Lends in California
  • Caliber Home Loans, Inc. (NMLS# 15622) is a full-service national mortgage lender and agency direct seller/servicer. Caliber originates loans through various channels and transaction types, including a network of retail branches, wholesale lending, and correspondent lending.and a consumer-direct centralized operation

  • Pacific Direct Mortgage
  • 1400 N Dutton Ave Suite 22, Santa Rosa, CA, 95401
  • Lends in California
  • At Pacific Direct Mortgage in Santa Rosa, California, we provide trusted Private Money (Hard Money) loans for residential, business, and investment properties. As a direct lender backed by private investors, we offer fast funding and flexible loan solutions to Brokers, Buyers, Borrowers, Real Estate Agents and Investors across California.