For 2026, the conventional loan cap in Novato, within Marin county, CA, is $1,089,300, whereas the FHA limit is $1,089,300 for a single-family home.
Make use of the Lendersa® Conventional loan calculator to compare rates of Conventional, FHA, and USDA loans available today. This tool provides insights into income, credit, reserves, and document requirements needed to qualify. View Conforming Conventional, USDA, FHA, and VA loans side by side to choose the best fit for your financial situation in CA.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $1,089,300 | 3% |
| USDA | $776,600 | 0% |
| FHA | $1,089,300 | 3.5% |
The information presented applies to these zip codes: 94949, 94945, 94947, 94998
Lendersa® is dedicated to securing the best possible Conventional, USDA, or FHA loan with efficiency and ease. Start by selecting one of three paths, leading to matched lenders and loan options:
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