FHA VS Conventional loan in Oasis, Riverside County, California

In 2025, the Conventional loan limit in Oasis, within Riverside county, CA, is $726,200. Meanwhile, for a single-family home, the FHA limit is $644,000.

Utilize the Lendersa® Conventional loan calculator to explore today's best rates for Conventional, FHA, and USDA loans, and identify the income, credit score, reserves, and documents needed for qualification. Our advanced mortgage calculator shows Conforming, Conventional, USDA, FHA, and VA loans side by side, guiding you to choose the most suitable program in CA for your financial situation.

Compare loan offers from over 100 lenders

2025 Loan Caps and Down Payment Requirements in Oasis, County of Riverside, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $460,000 0%
FHA $644,000 3.5%

This table is applicable to zip codes: 92274

Explore Your Options: Conventional and FHA Loans in Oasis, CA

Lendersa® is committed to helping you obtain the best Conventional, USDA, or FHA loans efficiently and without hassle. Choose one of three starting options to identify matching lenders and loan programs.

Lendersa USDA loan request match outcomes


  • Capella Mortgage Corp.
  • 3765 E. Sunset Road #B9, Las Vegas, NV, 89120
  • Capella Mortgage Corp is the leading provider of hard money, soft money, and private lending services in the Las Vegas & Henderson areas. With over 30 years experience and thousands of satisfied clients, we have the programs and experience to help you get a mortgage loan for your home or business.
  • Colvert Capital Funding
  • 10120 W Flamingo Rd St 4-1170, Las Vegas, NV, 89147
  • Colvert Capital Funding is an private institutional FINRA exempt lender, covered by sections 3 or 4 of the Securities Act of 1933, sponsored by a syndicate capital provider, we offer residential investment and commercial real estate loan, business financing and alternative debt & equity products for capital intensive projects.
  • PIF Lending
  • 4155 S Buffalo Dr, Suite 101, Las Vegas, NV, 89147
  • Here at PIF Lending, we believe that home buyers should receive the absolute best rate possible while paying no unnecessary lending fees. We feel as it says in our name that we should pay forward a truly exceptional value to our community. PIF Lending stands for "Pay It Forward Lending." The main way he "pays it forward"
  • Superior Mortgage Lending
  • 8867 West Flamingo Road Suite 200, Las Vegas, NV, 89147
  • Superior Mortgage Lending is a Las Vegas Mortgage Broker by design. We partner with several lenders to offer multiple Loan Products & we are not captured with certain credit scores & can offer better rates and no fees. We have been in the Mortgage Industry for over 18 years and we offer the most competitive rates in Nevada, California and Arizona.
  • Home Field Lending
  • 375 E Warm Springs, Suite 203, Las Vegas, NV, 89119
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • Valley View Home Loans - VVHL Direct
  • 6551 Las Vegas Blvd S, Suite 154, Las Vegas, NV, 89119
  • Valley View Home Loans (NMLS# 192103) is recognized as an industry-leading provider of mortgage services, Operating across the 13 states. Year after year we closed over billion dollars in mortgage financing. Valley View Home Loans is a full-service national mortgage lender and agency direct seller/servicer offering Conventional, FHA, Jumbo loans.
  • Paul Hasna
  • 6671 S Las Vegas Blvd, Unit 210, Las Vegas, NV, 89119
  • Paul Hasna have been helping families and individuals realize their dream of home ownership for over 20 years, specializing in all First – Time Home Buyer programs and low down payment loans, such as VA, FHA, Rural Development and Conventional HomeReady™ Home Possible™ and MyCommunity™ home loans.
  • RADIANT FINANCIAL GROUP, LLC
  • ​15411 W. Waddell Road, Suite 107, Surprise, AZ, 85379
  • Radiant Financial Group, our clients are not just another transaction. We strive to satisfy each customer so completely that they will tell their friends and family members about how much they enjoyed working with us. In fact, 80% of our business comes from customer referrals. Our clients are our most valued asset.
  • Nevada State Bank | The Lakes Branch
  • 8260 W Sahara Ave, Las Vegas, NV, 89117
  • Nevada State Bank has been the bank of choice for many Nevadans for more than 58 years. Our clients appreciate the personal attention they receive, and many are positively surprised by how quickly we learn their names. This personalized attention extends to our banking services as well.
  • Noble Home Loans
  • 7830 West Sahara Ave, Las Vegas, NV, 89117
  • Noble Home Loans is committed to fair and responsible lending in offering competitive home financing opportunities to consumers. It is Noble policy to treat all consumers fairly and in compliance with all applicable lending laws. Noble offers more than just a loan… we offer a lasting relationship.