FHA VS Conventional loan programs in Ontario, San Bernardino County, California
In 2026, the loan limit for Conventional loans in the city of Ontario, located in San Bernardino county, CA, stands at $1,089,300 while for a single-family home, the FHA limit is $1,089,300.
Use Lendersa®'s Conventional loan calculator to compare today's prime rates across Conventional, FHA, and USDA loans. Determine key requirements like income, credit scores, reserves, and documentation needed for qualification. The advanced mortgage calculator offers a side-by-side analysis of Conforming Conventional, USDA, FHA, and VA loans, aiding in identifying the best program in CA for your financial situation.
2026 Loan Limits and Downpayment Requirements in Ontario, San Bernardino County, CA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$1,089,300
3%
USDA
$776,600
0%
FHA
$1,089,300
3.5%
This table applies to zip codes: 91762
Diverse Options for Conventional and FHA Loans in Ontario, CA
Lendersa®'s aim is to offer the best suitable Conventional, USDA, or FHA loans efficiently and without hassle. Pick one of three starting points to find matched lenders and optimal loan programs.
537 North Euclid Avenue, Suite 100, Ontario, CA, 91762
Lends in California
Raybon Mortgage has evolved into a full fletched Real Estate Mortgage entity with excellent service and a dedication to "Holding the Key" to our clients home. Serving the Inland Empire, Los Angeles, Riverside, and San Diego Counties for almost 20 years. We just recently moved into our offices centrally located in Downtown Ontario, California.
California Capital, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
Greystone Loans, Inc. can help Buying or refinancing a house can be a huge task. Let us lead you to the loan program that's right for you. We have a team of mortgage experts to walk you through this important financial decision. For assistance in locating the right loan program for you
Our mission is to unite realtor, loan officer, and client in the home loan process as we build lifelong relationships and celebrate successes, all while delivering the American dream of home ownership. We look within ourselves to commit to the most proactive, transparent process in the industry in order to ensure our customers
Omniscient Capital Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
Golden Coast Mortgage, a division of Golden Empire Mortgage, Inc., Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act.
The Golden Coast Mortgage Team is committed to providing clients with the highest quality home loans combined with the most competitive mortgage rates.
3200 East Guasti Road, Suite 100, Ontario, CA, 91761
Lends in California
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
4345 East Lowell Street, Suite N, Ontario, CA, 91761
Lends in California
The mortgage Industry is filled with companies and individuals that forget that individuals need individual attention. Many in the industry are amateurs that don't know what they are doing and don't have your best interest at the forefront. We know that "Close Enough" in not Enough.
BirdEye Loans, Inc. John is dedicated to serving the needs of homebuyers and homeowners in the Inland Empire, Los Angeles and throughout California seeking the right loan for their situation. In his 19 years of dedicated service, John has worked with homebuyers seeking their very first home, experienced buyers seeking to upgrade to a larger home.
"The Blisss Life Agency, a full-service mortgage and residential real estate brokerage offering a first class experience. Blisss Life, a wealth building brand dedicating to educating African American millennials learn to respect money so that they can live a financially free, blisssful life."
