FHA VS Conventional loan programs in Montclair, San Bernardino County, California

In the year 2025, the Conventional loan limit for Montclair, found in San Bernardino County, CA, is $1,089,300. Meanwhile, the FHA loan limit designated for a single-family home stands at $1,089,300. This breakdown offers valuable insights for prospective homebuyers looking to understand their loan options within the region.

Tap into the capabilities of the Lendersa® Conventional loan calculator to evaluate the most favorable rates across Conventional, FHA, and USDA loans today. This tool assists in determining the income, credit, reserves, and documents necessary to qualify. With our advanced mortgage calculator, you can view Conforming Conventional loans, USDA, FHA, and VA options side by side, facilitating a comparison to identify the best-suited program for your financial situation in CA.

Review loan offers from 100 diverse lenders

Reviewing 2025 Loan Limits and Down Payment Needs in Montclair, San Bernardino, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $776,600 0%
FHA $1,089,300 3.5%

This table of details is pertinent to the zip codes: 91763

Discovering Conventional and FHA Loan Opportunities in Montclair, CA

The principal aim of Lendersa® is to seamlessly connect you with the best-fitting Conventional, USDA, or FHA loans promptly and hassle-free. Select one of the three initial choices to find matching lenders and loan programs. These options provide clear pathways, simplifying the steps necessary for securing a mortgage suited to your goals.

Outcomes from Lendersa USDA loan requests and matches


  • Hopkins Financial
  • 910 E. Carol St., Meridian, ID, 83646
  • HFS has taken the simple concept of “bringing people together” and developed a mortgage & real estate brokerage that focuses on each of our client’s success! We look beyond the standard banking guidelines and find solutions that add value. Using real estate equity as security, we will “match” the borrower with our private money sources (Investors)
  • VNBNM
  • 322 North Riverside Drive, Espanola, NM, 87532
  • At VNBNM we will help you understand what the banks are telling you. Learn how different types of loans and investments work so that you can make an informed decision when you need a loan or when you got some extra money to invest. Never assume that the bank clerk or financial advisor have your best interest in mind when they are advising you.
  • Alpha Lending, LLC
  • 3379 N. Lakeharbor Ln., Boise, ID, 83703
  • We offer bridge and commercial loans in Southern Idaho, Boise, Twin Falls, Nampa, and the surrounding areas. We work with private money sources to bring borrowers and lenders together and help our clients secure funding for a wide range of real estate loan needs. Our in-house underwriting department streamlines loans.
  • Idaho Trust Bank
  • 888 West Broad Street, Boise, ID, 83702
  • Founded in 1994 by brothers Daniel Prohaska & Thomas Prohaska, Idaho Trust Bank offers personal banking, private banking, and business banking, as well as personalized wealth management and investment management. Idaho Trust Bank specializes in delivering exceptional, relationship-based service with a solid commitment to responsiveness and action.
  • Northwest Bank
  • 1750 Front Street, Boise, ID, 83702
  • Northwest Bank is a privately held community bank focused on serving the specific needs of businesses in Washington, Oregon, Idaho and Utah. Our experienced bankers deliver customized financial solutions and exceptional customer service. We do that by getting to know you, your business and your aspirations, first.
  • Health Care Idaho Credit Union
  • 208 W. Jefferson St, Boise, ID, 83702
  • At Health Care Idaho Credit Union, membership equals ownership. We are a non-profit organization committed to providing our members with the best personalized service possible. We offer low interest rates on loans, minimal account fees and all accounts are insured by NCUA. Our mission is to provide excellence in personal financial services.
  • Mortgage Professionals of Sun Valley Inc
  • 800 West Main Street, Suite 1460, Boise, ID, 83702
  • Mortgage Professionals of Sun Valley, your premier mortgage company in Boise, ID & the surrounding area. We provide a variety of mortgage services, including residential mortgage, commercial mortgage, home loans, jumbo loans, & refinance. We have the skill and experience necessary to serve as your full-service mortgage broker and mortgage lender.
  • Ameripro Mortgage llc
  • 950 W Bannock Street, Suite 1100, Boise, ID, 83702
  • Our mission is to serve our customers with honesty integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Benchmark Mortgage
  • 2535 W State St, Boise, ID, 83702
  • Benchmark is a full-service mortgage banker and seller-servicer. Founded in 1999, the company is headquartered in Plano, TX . We’re licensed in 48 states across the United States and service loans nationwide. We are a community of mortgage professionals that are united by the Benchmark core values - success, relationship, dynamic, excellence
  • Payette Financial Services
  • 202 N. 9th Street, Suite 300, Boise, ID, 83702
  • Payette Financial is a direct private money lender specializing in financing difficult transactions that conventional lenders avoid. We also buy performing and non-performing commercial loans from third parties. We offer funds to borrowers in Idaho, Arizona, Colorado, Montana, Nevada, New Mexico, Oregon, Utah, Washington, and Wyoming (and possibly
  • Neighborhood Mortgage LLC
  • 211 W Yandell, El Paso, TX, 79902
  • Neighborhood Mortgage LLC is El Paso owned & provides loans when other lenders cannot.We pride ourselves in providing the best rates available to get your loan approved when it matters most. We’ve worked hard to make El Paso’s dreams of home ownership a reality.You can count on our El Paso, TX team to help you take out a private home loan.