Explore the differences! FHA VS Conventional loan programs in Montclair, San Bernardino County, California

In the year 2025, the Conventional loan limit for Montclair, found in San Bernardino County, CA, is $1,089,300. Meanwhile, the FHA loan limit designated for a single-family home stands at $1,089,300. This breakdown offers valuable insights for prospective homebuyers looking to understand their loan options within the region.

Tap into the capabilities of the Lendersa® Conventional loan calculator to evaluate the most favorable rates across Conventional, FHA, and USDA loans today. This tool assists in determining the income, credit, reserves, and documents necessary to qualify. With our advanced mortgage calculator, you can view Conforming Conventional loans, USDA, FHA, and VA options side by side, facilitating a comparison to identify the best-suited program for your financial situation in CA.

Review loan offers from 100 diverse lenders

Reviewing 2025 Loan Limits and Down Payment Needs in Montclair, San Bernardino, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $776,600 0%
FHA $1,089,300 3.5%

This table of details is pertinent to the zip codes: 91763

Discovering Conventional and FHA Loan Opportunities in Montclair, CA

The principal aim of Lendersa® is to seamlessly connect you with the best-fitting Conventional, USDA, or FHA loans promptly and hassle-free. Select one of the three initial choices to find matching lenders and loan programs. These options provide clear pathways, simplifying the steps necessary for securing a mortgage suited to your goals.

Outcomes from Lendersa USDA loan requests and matches


  • Northpoint Capital
  • 566 West Lake Street, Suite 220, Chicago, IL, 60661
  • NorthPoint Capital Group is a major commercial mortgage banking group of companies specializing in originating and servicing quality mortgage loans for real estate owners and our institutional lenders. We strive to provide our borrower clients with loans on the most competitive terms structured to meet the requirements of our borrowers and lenders.
  • Anchor & Anvil, LLC
  • 1055 W. Bryn Mawr, Suite F-128, Chicago, IL, 60660
  • Anchor & Anvil, LLC focuses on placing debt capital for businesses in various industry sectors & for commercial real estate investors & operators seeking competitive terms & fast closing time frames. Anchor & Anvil correspondent relationships developed over the years include agency lenders, life companies, credit unions, & specialty lending firms.
  • NETWORK MORTGAGE, LLC
  • 3516 North Ashland Ave, Unit C, Chicago, IL, 60657
  • Network Mortgage has been dedicated to providing the highest level of customer service. At Network Mortgage we take pride in what we do and are committed to continually improving and expanding the quality of service offered. Our continued growth and success is evidence of our record and speaks to the trust
  • FBC Funding
  • 3047 N. Lincoln Ave., Suite 400, Chicago, IL, 60657
  • FBC Funding is a Commercial Mortgage Broker specializing in helping residential and commercial real estate investors meet their financing goals. We offer a wide variety of financing terms for investors including fix and flip, buy and hold, blanket and lines of credit for residential and commercial properties.
  • THE ANDERSON FINANCIAL GROUP, INC.
  • 2421 N. Ashland Ave, Chicago, IL, 60614
  • The Anderson Financial Group, Inc., an Illinois Corporation, was founded in 1998 by Mike Anderson. We are headquartered in Chicago, Illinois, with branch offices located in Illinois, Michigan and Arizona.We are licensed to assist homeowners with residential mortgage loans in the following states: Arizona, California, Colorado and more
  • A Better Mortgage Company
  • 4379 S. Howell Avenue, Suite 22, Milwaukee, WI, 53207
  • A Better Mortgage Company has been saving Wisconsin homeowners money with the most aggressive programs down to 500 credit score, and 100% financing available with 580+ scores and also Providing Wisconsin home services since 1998 with the most aggressive programs, refinancing, 1st and 2nd mortgages, reverse mortgages, VA, FHA and etc
  • MFS Mortgage Service Inc.
  • 1704 W Foster Avenue, Chicago, IL, 60640
  • We are a Direct Lender and broker in locating the best mortgage for your individual circumstances. We have extensive experience in the Jumbo, Super Jumbo, conforming mortgage, and particularly specialized in niche products. We can help you secure a residential mortgage loan, even if you have bad credit history or challenging circumstances.
  • Molitor Financial Group
  • 5412 N. Clark Street #223, Chicago, IL, 60640
  • Molitor Financial Group was created in 2005. We are a boutique lending firm which allows us the ability to focus all of our resources on you, the client. We are able to offer you the lending power of large corporate banks without treating you like you are just another borrower. We take the time to get to know you as a person.
  • First Northern Credit Union
  • 230 West Monroe Street, Suite 2850, Chicago, IL, 60606
  • As a financial cooperative, First Northern Credit Union will serve the financial needs and strive to improve the financial well-being of its participating members. To continue growing as a successful community credit union by meeting the needs of our members. First Northern is a not-for-profit organization in northern Illinois,
  • Community Investment Corporation
  • 222 S. Riverside Plaza, Suite 380, Chicago, IL, 60606
  • COMMUNITY INVESTMENT CORPORATION, Chicago's Multifamily Rehab Lender, is a nonprofit providing mortgage financing to buy and rehab apartment buildings with five units or more in the 6-county metropolitan Chicago area. Since 1999 over 14, 000 landlords and managers have completed CIC property management training to help them better market, manage.
  • Renovo Financial
  • 222 W Adams St #1980, Chicago, IL, 60606
  • Founded in 2011, Renovo is the premier provider of financial and strategic support for real estate investors and property rehabbers who invest in and rehab single-family and small multi-family properties. Renovo powers the growth of its customers’ businesses and the communities they serve by providing timely capital, responsive customer service, an