Explore the differences! FHA VS Conventional loan programs in Palos-Verdes-Estates, Los Angeles County, California

In 2026, the conventional loan cap in Palos-Verdes-Estates, within the county of Los Angeles, CA, is $970,800. For a single-family home, the corresponding FHA limit is $970,800.

Utilize the Lendersa® Conventional Loan Calculator to evaluate current best rates for Conventional, FHA, and USDA loans, and identify the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator offers side-by-side views of Conforming Conventional loans, USDA, FHA, and VA, making it easier to choose the program that fits your financial needs in CA.

Consider offers from 100 lenders

2026 Loan Limits and Down Payment Requirements in Palos-Verdes-Estates, Los Angeles County, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

The comparison table is applicable to the zip codes: 90274

Conventional and FHA Loan Solutions in Palos-Verdes-Estates, CA

The goal of Lendersa® is to quickly connect you with the most suitable Conventional, USDA, or FHA loan options without hassle. Start by selecting from three different paths that lead to matching lenders and programs.

Results of Lendersa USDA loan request and matching


  • Northwest Private Lending
  • 5335 Meadows Rd, Suite 380, Lake Oswego, OR, 97035
  • Northwest Private Lending is a Portland-based private lender specializing in hard money or “collateral based loans.” We have over 20-years of lending experience in Oregon and Washington. Our primary focus is to offer creative lending solutions to borrowers who either own real estate or seek to acquire new investment real estate.

  • High Peaks Federal Credit Union
  • 222 S Pacific Street, Dillon, MT, 59725
  • High Peaks Federal Credit Union helped members reach their goals for 60 years by providing quality, low-cost financial products and convenient services. As a not-for-profit financial cooperative, we return earnings to our members in the form of higher dividends, lower loan rates and a full range of products and services.

  • Pioneer Federal Savings and Loan
  • 32 N. Washington St, Dillon, MT, 59725
  • Pioneer Federal Savings and Loan Association is dedicated to providing quality services and products to its customers all the while remaining financially strong and adding value to the quality of life in the communities it services. We are proud to have served our communities for over 100 years by helping our neighbors fulfill their dreams.

  • Real Estate Loans Colorado
  • 225 Union Blvd, Suite 350, Lakewood, CO, 80228
  • At Real Estate Loans Colorado, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • Forward Mortgage Group
  • 225 Union Blvd, Suite 350, Lakewood, CO, 80228
  • The Forward Mortgage Group, our clients are our core. When Ryan Hillard founded The Forward Mortgage Group, he didn’t just want to connect buyers with their perfect mortgage. He wanted to empower and educate every person who walked through our doors. He founded our firm on the principles of caring for people as individuals.

  • Max Mortgage, LLC
  • 13701 W Jewell Ave, Suite 200-26, Lakewood, CO, 80228
  • Owning a home is the single largest investment most people will ever make, so we understand the importance of structuring your financing to yield the lowest possible cost of ownership. Since 1999 we've been committed to providing our customers the right loan product, low interest rates, and a smooth loan process.

  • Express Lane Mortgage: Tom Veitch
  • 225 Union Blvd, Suite 350, Lakewood, CO, 80228
  • At Express Lane Mortgage, we believe the home-buying process should be as stress-free as possible.

    From the painless online application, to the compassionate, expert advice, to the day we attend your closing with you, we communicate with you and your agent every step of the way

  • Colorado Capital Group LLC
  • 12081 West Alameda Parkway, Suite 173, Lakewood, CO, 80228
  • Colorado Capital Group is a full service mortgage banker with an experienced staff offering expertise in every area of mortgage lending. From purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates