FHA VS Conventional loan programs in 2025 for Palos-Verdes-Estates, Los Angeles County, California

In 2025, the conventional loan cap in Palos-Verdes-Estates, within the county of Los Angeles, CA, is $970,800. For a single-family home, the corresponding FHA limit is $970,800.

Utilize the Lendersa® Conventional Loan Calculator to evaluate current best rates for Conventional, FHA, and USDA loans, and identify the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator offers side-by-side views of Conforming Conventional loans, USDA, FHA, and VA, making it easier to choose the program that fits your financial needs in CA.

Consider offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in Palos-Verdes-Estates, Los Angeles County, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

The comparison table is applicable to the zip codes: 90274

Conventional and FHA Loan Solutions in Palos-Verdes-Estates, CA

The goal of Lendersa® is to quickly connect you with the most suitable Conventional, USDA, or FHA loan options without hassle. Start by selecting from three different paths that lead to matching lenders and programs.

Results of Lendersa USDA loan request and matching


  • Dave Financial Inc
  • 49 Downing Street, Ladera Ranch, CA, 92694
  • Dave Financial is a team of dedicated professionals who care deeply about our clients. Together, we have over 100 years of combined experience in mortgage lending. There are six (6) licensed LO’s on the team and one (1) bilingual processor. Each member of the team is committed to providing an honest, well-communicated.
  • Pivotal Capital Group
  • 111 Corporate Drive, #270, Ladera Ranch, CA, 92694
  • "Pivotal Capital Group is a direct lender providing financing for non-owner occupied residential properties throughout California. We lend on fix and flips, ground up construction, bridge/acquisition, and small value-add multifamily property repositions. Pivotal is well-capitalized with institutional private equity, and offers stability, "
  • MCapital Holdings LLC
  • 2065 New Haven Avenue, Claremont, CA, 91711
  • Specializing in both residential and commercial loans for borrowers and brokers, as well as trust deed purchases to the investor community. MCapital Holdings LLC. has provided private money products to clients who are interested in our ethical, intelligent approach. Our long history in this business
  • Susana Rhoades Lending Team
  • 414 Yale Avenue, Claremont, CA, 91711
  • Susana Rhoades Lending Team been in the mortgage industry over 30 years I have learned never to approach my clients with a “one-size-fits all” mentality. Understanding the unique needs of each individual is my top priority. I take the time to come up with the best plan of action for their needs based on personal desires
  • Crescent Tree Corporation
  • 206 W Bonita Ave, Suite 2-N, Claremont, CA, 91711
  • Crescent Tree Corporation with over two decades of experience, Jeannette Navarro started a boutique brokerage offering a new approach to the lending experience. Shortly after opening her Claremont, CA office in 2020, mortgage specialists and brokers adamantly sought the brokerage.and also We believe that every customer deserves.
  • First Choice Funding Solutions Inc.
  • 415 West Foothill Boulevard, Suite 239, Claremont, CA, 91711
  • First Choice Funding Solutions Inc We are committed to quality customer service putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online todayWe specialize in all your home financing needs. From Conventional, Fha and Va loans to hard to verify income loans.
  • Rudy Muniz Real Estate
  • 415 W. Foothill Blvd, Suite 239, Claremont, CA, 91711
  • Rudy Muniz is the all around real estate professional because he is a real estate agent, Mortgage loan officer, and an active real estate investor. The fact that Rudy can do anything real estate has to offer speaks volume of where Rudy Muniz has been, his unmatched work ethic, and shows his persistence to perfecting his craft for you, his client.
  • Legacy Private Funding
  • 405 W. Foothill Blvd., Suite 102, Claremont, CA, 91711
  • "Legacy Private Funding caters to the needs of Investors, Rehabbers, and Subprime Money Borrowers who cannot meet the requirements of of conventional banks. The Legacy Private Funding Difference: • We only lend on non-owner occupied and commercial real estate in Southern California, keeping all properties close"