In 2026, the loan limit for Conventional loans in Torrance, within Los Angeles County, CA is $1,089,300. Meanwhile, the FHA limit for a single-family home stands at $1,089,300.
Utilize the Lendersa® Conventional loan calculator to compare current rates across Conventional, FHA, and USDA loans, and determine the necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage tool allows you to view Conforming Conventional, USDA, FHA, and VA loans side-by-side, guiding you to the most suitable program in CA for your financial situation.
Explore loan offers from 100 different lenders
| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $1,089,300 | 3% |
| USDA | $776,600 | 0% |
| FHA | $1,089,300 | 3.5% |
This comparison table is valid for zip codes: 90277, 90501, 90503, 90505, 90504, 90507, 90508, 90509, 90510
The goal of Lendersa® is to help you quickly secure the best possible Conventional, USDA, or FHA loan without hassle. Choose one of the three starting points which lead to appropriate lenders and loan programs.
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