FHA VS Conventional loan programs in Phoenix-Lake, Tuolumne County, California

In 2024, Convetional loan limit in Phoenix-Lake, county of Tuolumne, CA is $647,200 while FHA limit is $420,680 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in CA is best for your particular financial situation.

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2024 loan limits and downpayment requirments in Phoenix-Lake, county of Tuolumne, CA

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $304,100 0%
FHA $420,680 3.5%

The comparison table applies to zip codes: 95370

Conventional and FHA loan options in Phoenix-Lake, CA

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • The Carver Group Inc.
  • 424 32nd Street, Unit D, Newport Beach, CA, 92663
  • The Carver Group, Inc. is built on a foundation of integrity and trust. We are committed to providing you a high level of customer service as well as a competitive mortgage loan product that is structured for your individual need. We make the process of securing a mortgage straight forward and we guide you through the entire loan process.
  • Bayside Funding
  • 3416 Via Oporto, Suite 301, Newport Beach, CA, 92663
  • Blackhawk Capital Group is an independent, licensed, full-service Real Estate Brokerage with Residential and Commercial acquisition funding facilities. Since 2005, Blackhawk Capital Group has served as a lead underwriter of both Commercial and Residential Real Estate backed transactions.
  • Southern California Mortgage
  • 231 Lugonia Street, Newport Beach, CA, 92663
  • Southern California Mortgage, where we specialize in residential mortgages. At Southern California Mortgage, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
  • Emery Financial, Inc.
  • 625 Kings Road, Suite 850, Newport Beach, CA, 92663
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • The Mission Company, Inc.
  • 36818 Oak View Road, Yucaipa, CA, 92399
  • At The Mission Company, The most engaged and professional source for all your Real Estate and Mortgage needs. Our group of licensed professionals is ready to help you sell and buy in the State of California. We also offer some of the lowest mortgage rates and costs, as many of our satisfied customers can attest to.
  • Family Tree Lending
  • 34664 County Line Road, Suite 18, Yucaipa, CA, 92399
  • We are a full-service mortgage company based in Yucaipa, CA. We also serve all the surrounding cities in the Inland Empire. We specialize in FHA, VA, Jumbo, First Time Home Buyer, and Down Payment Assistance Programs.Whether you are buying a home or refinancing, we can help you realize your dream of homeownership or save you money .
  • Imagine Loan Funding
  • 11963 Stovall Way, Yucaipa, CA, 92399
  • "Imagine Loan Funding is licensed to originate and broker mortgage loans in the state of CA by the CA Dept of Real Estate. CA DRE #02095441, NMLS #1866855 We offer: Purchase, Refinance, JUMBO, Reverse Mortgages, Conventional, FHA, VA, USDA, CalHFA. We help many unique borrowers like: self employed, DACA, first time home buyers and others."
  • Valley View Mortgage, Inc.
  • 32829 Yucaipa Blvd, Suite C, Yucaipa, CA, 92399
  • "Valley View Mortgage, Inc. can assist you by providing you with top-notch service, no matter what kind of California mortgage loan you're looking for, or what your individual circumstances are. Obtaining a mortgage loan is one of the most significant decisions you will ever make,"