FHA VS Conventional loan programs in Phoenix-Lake, Tuolumne County, California
In 2026, the Conventional loan limit for Phoenix-Lake, located in the county of Tuolumne, CA, stands at $647,200. Meanwhile, the FHA limit for a single-family home is set at $420,680.
Utilize the Lendersa® Conventional loan calculator to assess today's best rates for Conventional, FHA, and USDA loans. It provides insights into the income, credit, reserves, and documents necessary to qualify. Our comprehensive mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side, aiding in the decision-making process for the best program in CA for your financial situation.
Loan Limits and Down Payment Requirements for 2026 in Phoenix-Lake, Tuolumne County, CA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$304,100
0%
FHA
$420,680
3.5%
Applicable zip codes for the comparison: 95370
Exploring Conventional and FHA Loan Options in Phoenix-Lake, CA
The goal of Lendersa® is to swiftly connect you with the most suitable Conventional, USDA, or FHA loan without hassle. Choose one of three starting methods to find matching lenders and loan programs that meet your needs.
Prominent Mortgage Lending Inc. proudly serves all of California. Unlike traditional mortgage bankers, Prominent Mortgage Lending makes home financing understandable, easy and convenient. We offer a wide range of financing options, interest rates and terms, giving you the opportunity to find the best loans for your needs.
Lend4less Inc is located in Valley Springs, CA, United States and is part of the Activities Related to Credit Intermediation Industry. Lend4less Inc has 4 total employees across all of its locations and generates $303,475 in sales (USD). Experience the Difference working with a highly skilled lender who cares about your needs
Our mission is to never forget that we are serving a customer that is a real person and we pledge not to treat you cold because of todays technologies like email or text messages and other forms of communication.We strive to provide you with honesty, integrity & the competence that you expect when making a decision on the best loan.
When Mocse Federal Credit Union was granted its charter in February of 1959, Mocse’s membership consisted of seven members and an asset size of $35.00. These seven founding members recognized that employees of Modesto City Schools were in need of financial services provided by a credit union. They were correct in this assumption.
Lending for Living is locally owned and operated offering extraordinary loan services for individuals seeking to fulfil their dream of home ownership, refinance or create stability. Years of experience and a knack for the challenging has earned us the reputation of being "VA Specialists" and "Mountain Property Specialists".
This loan is fully amortized over a 15-year period and features constant monthly payments. It offers all the advantages of the 30-year loan, plus a lower interest rate and you’ll own your home twice as fast. The disadvantage is that, with a 15-year loan, you commit to a higher monthly payment.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan...
Upstar Home Mortgage Inc. is a trusted lender offering competitive home loans and refinancing solutions. With a customer-first approach, they provide personalized mortgage options, expert guidance, and a seamless loan process. Upstar helps clients achieve homeownership with flexible terms and great rates.
1101 Sylvan Avenue, Suite C-102, Modesto, CA, 95350
Lends in California
"At AMC, we believe how you get your mortgage matters. In 1968, fed up with the mechanization and lack of character in the mortgage industry, we decided to embark on something new.
We moved an industry typically reserved for big banks to a small business venue and it turns out we were on to something. Over the years we have grown"
Carrollton Mortgage Co are completely committed to helping you find the right mortgage to fit your needs. Our team of mortgage professionals will provide you with the information you need to make an informed decision. We put people first. You can enjoy a free personalized consultation by visiting or calling our offices.
