FHA VS Conventional loan programs in 2026 for Pleasant-Hill, Contra Costa County, California

For 2026, the conventional loan limit in Pleasant-Hill, within Contra Costa county, CA, is $970,800. The FHA loan limit for a single-family home is set at $970,800.

Utilize the Lendersa® Conventional loan calculator to explore today's top rates, comparing options for Conventional, FHA, and USDA loans. Assess the necessary income, credit, reserves, and documentation needed to qualify. Our advanced mortgage tool offers side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, aiding your decision on the best program for your financial needs in CA.

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2026 Loan Limits and Down Payment Requirements in Pleasant-Hill, Contra Costa, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

These details apply to the following zip codes: 94523

Discover Conventional and FHA Loan Options in Pleasant-Hill, CA

The aim of Lendersa® is to quickly secure the best possible Conventional, USDA, or FHA loan without complications. You can start by selecting one of three pathways to connect with matching lenders and suitable loan programs.

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Pleasant-Hill Lenders

  • Bridgepoint Funding, Inc.
  • 3478 Buskirk Avenue, Suite 1000, Pleasant Hill, CA, 94523
  • Lends in California
  • Bridgepoint Funding is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you.

  • Bay Area Integrity Mortgage
  • 391 Taylor Blvd, Suite 110, Pleasant Hill, CA, 94523
  • Lends in California
  • We are proud to assist both new and existing homeowners with providing all financing options and solutions at our disposal. Whether you are purchasing a new home or need to refinance your existing loan, our commitment is providing the best loan programs and lowest possible interest rates to suit your needs.

  • Financial Network Funding Group Inc
  • 367 Civic Drive, Suite 1, Pleasant Hill, CA, 94523
  • Lends in California
  • At Financial Network Funding Group, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • Advisor Funding Group
  • 3478 Buskirk Avenue, Suite 1001, Pleasant Hill, CA, 94523
  • Lends in California
  • "We are committed to work with you and find the best alternative financial mortgage product to achieve your goal of homeownership.
    In these times of uncertainty where trust is an important factor at AFG we strive for excellence and building your trust as our long time client. We have the product, knowledge and right attitude to provide the result

  • Argus Lending
  • 3478 Buskirk Avenue, Suit 262, Pleasant Hill, CA, 94523
  • Lends in California
  • Argus provide the best lending experience possible, and quick loan processing is our forte. With company wide principles based on customer experience, cutting edge lending software, and efficient lending teams.and also we provide a lending experience hard to find elsewhere in the industry. It takes a great team to build the right loan

  • Avenir Mortgage Planners
  • 3480 Buskirk Ave, Suite 260, Pleasant Hill, CA, 94523
  • Lends in California
  • Avenir Mortgage Planners is one of the top rated mortgage companies in the San Francisco Bay Area.
    Our team is made of well-educated and dedicated experts who share one passion: helping others. Our biggest success is the excellent reviews and continuous referrals we receive from our raving fans.

  • Mutual Funding Group
  • 1539 Geary Road, Suite H, Walnut Creek, CA, 94597
  • Lends in California
  • We pride ourselves on exceeding our customer's expectations in finding the best rates, service, and options for a home loan that's right for you. Whether you want the lowest rate possible, a large amount of guidance, or a more complex financing package, we realize you are unique and we'll work with you to form a loan that is exclusively for you.

  • Apoyo Financiero
  • 3100 Oak Road, Suite 210, Walnut Creek, CA, 94597
  • Lends in California
  • Apoyo Financiero, is a fast-paced and rapid-growth small loans company serving under-banked communities. We have served over 30,000 clients and funded over $300 million in loans. With over thirty offices and more than 210 employees, our goal is to improve the lives of our clients, employees and communities we serve.

  • Diablo Valley Federal Credit Union
  • 1051 A Detroit Avenue, Concord, CA, 94518
  • Lends in California
  • Chartered in 1961, Diablo Valley Federal Credit Union is a financial cooperative which is owned and operated by its members. Anyone who lives, works, worships or attends school in central Contra Costa County is eligible to open an account. Your funds are insured up to $250,000 through NCUA, a government agency.

  • Chevron Federal Credit Union
  • 2300 Clayton Road, Suite 700, Concord, CA, 94520
  • Lends in California
  • Chevron Federal Credit Union, established in 1935, is a financially sound and growing organization providing home, auto, and personal loans, checking and savings accounts, top-tier rates, and personalized service to over 130,000 members around the world. We are proud to be a company built by members for members. Headquartered in Oakland, California