FHA VS Conventional loan in Contra-Costa-Centre, Contra Costa County, California

In 2025, the limit for a conventional loan in Contra-Costa-Centre, which is in Contra Costa, CA, is $970,800. For a single-family home, the FHA limit is $970,800.

Use the Lendersa® Conventional loan calculator to assess today's best rates among Conventional, FHA, and USDA loans. Discover the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator provides a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans to help you determine the best program in CA for your financial scenario.

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2025 Loan Limits & Down Payment Details in Contra-Costa-Centre, Contra Costa, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

This comparison table is applicable to zip codes: 94597, 94598

Explore Conventional and FHA Loan Options in Contra-Costa-Centre, CA

Lendersa® aims to provide you with the most suitable Conventional, USDA, or FHA loan quickly and with ease. Choose from one of three starting points to find matching lenders and loan programs.

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  • PREFERRED MORTGAGE FINANCIAL
  • 122 S. Congress St., Allendale, SC, 29810
  • Preferred Mortgage Financial is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straight forward by offering you the latest in financial
  • Timberland Federal Credit Union
  • 821 Beaver Drive, Du Bois, PA, 15801
  • Our goal is to provide our membership with high quality service, understanding, and convenience. We hope you will use your credit union membership and discover the fantastic value and rewards of TFCU! Timberland Federal Credit Union is a not-for-profit financial cooperative, owned and operated democratically by members like you!
  • ValleyStar Credit Union
  • 35 Dupont Rd, Martinsville, VA, 24112
  • ValleyStar Credit Union has been serving businesses and families like yours since 1953. It’s our mission to make banking and managing your finances as easy and convenient as possible. We want to get beyond the dry language of mortgages, loans, accounts and credit cards to what you really care about.
  • Franklin Johnstown Federal Credit Union
  • 310 Bloomfield Street, Johnstown, PA, 15904
  • The Franklin Johnstown Federal Credit Union is a Not-For-Profit, member owned, financial organization dedicated to becoming the primary financial institution for our members. We strive to provide the highest quality of personal attention while maintaining stability and growth. Franklin Johnstown Federal Credit Union has been open since 1950.
  • Citizens First Mortgage Lending LLC
  • 9320 -E Two Notch Road, Columbia, SC, 29223
  • Citizens First Mortgage Lending, LLC has been in business since 2018 with loan officers having experience over 20 years in the industry. Providing the best Options for purchasing or refinancing your home loans We pride ourselves on transparency and honesty from start to finish. We work as a team with the borrower providing.
  • CornerStone Bank (Lexington, VA)
  • 54 South Main Street, Lexington, VA, 24450
  • CornerStone Bank will be recognized as the best and most caring place to bank in each of the communities it serves. Our Mission is To deliver exceptional service every day & to demonstrate in every interaction with customers, shareholders, employees & the community, the things we value most: integrity, excellence, reputation & results.
  • Bank of Newington
  • 224 Walton St, Newington, GA, 30446
  • The Bank of Newington was established in July of 1919 in Newington, Georgia. Our dedication to you, our customers, has allowed us to expand to meet your needs. In 1991, Bank of Newington moved into a new office in Newington, which has allowed us to better serve our customers.
  • The Grant County Bank
  • 3 North Main Street, Petersburg, WV, 26847
  • The Grant County Bank was chartered as a West Virginia state bank on August 6, 1902 and began operations on August 15 with its first office in Petersburg, WV. Our mission of providing financial services and products to families, small businesses and the agricultural community has served both our customers and the bank well over the years.