FHA VS Conventional loan in Contra-Costa-Centre, Contra Costa County, California

In 2026, the limit for a conventional loan in Contra-Costa-Centre, which is in Contra Costa, CA, is $970,800. For a single-family home, the FHA limit is $970,800.

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Use the Lendersa® Conventional loan calculator to assess today's best rates among Conventional, FHA, and USDA loans. Discover the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator provides a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans to help you determine the best program in CA for your financial scenario.

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2026 Loan Limits & Down Payment Details in Contra-Costa-Centre, Contra Costa, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

This comparison table is applicable to zip codes: 94597

Explore Conventional and FHA Loan Options in Contra-Costa-Centre, CA

Lendersa® aims to provide you with the most suitable Conventional, USDA, or FHA loan quickly and with ease. Choose from one of three starting points to find matching lenders and loan programs.

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Lendersa USDA loan request and matching results



  • The Wilson State Bank
  • 422 26th Street, Wilson, KS, 67490

  • Since its inception, Wilson State Bank’s primary mission has been to serve the banking needs of our communities and surrounding counties. This mission continues to be the primary driving force behind the Bank today. We pledge to our customers to always provide a hometown atmosphere with people you can talk to and decisions that are made locally.

  • FRAZER BANK
  • 110 East Broadway, Altus, OK, 73521

  • Delivering total convenience is the goal at Frazer Bank. We are a full service community bank offering personal and customized financial solutions to individuals and businesses in Oklahoma and Texas. Founded in 1902, we are in our second century of serving the people of our region.

  • Red River Federal Credit Union
  • 2721 N Main Street, Altus, OK, 73521

  • Red River Federal Credit Union has been open since 1957. It's the 23rd largest credit union in Oklahoma with assets totaling $114.95 Million and providing banking services to more than 9, 000 members.

    The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area

  • Home Federal Bank
  • 221 S Locust St, Grand Island, NE, 68801

  • Home Federal Bank To provide solutions to our customers that enhance their financial security in the most convenient and efficient way possible while striving to provide the most value and return to our stakeholders. Home Federal Bank was founded by Buck Beltzer in May of 1935. Home Federal Bank's first office was located in the Grand Island.

  • Country Home Loans
  • 200 N Main St, Seiling, OK, 73663

  • Country Home Loans, Inc you will find caring, highly trained mortgage professionals who dedicate themselves to insuring your home financing experience is both tailored to fit your individual needs and benefit you. We have several offices that service our clients throughout the Great State of Oklahoma.

  • Guaranty State Bank and Trust Company
  • 201 South Mill Street, Beloit, KS, 67420

  • The Guaranty State Bank & Trust Company had its beginnings during the days following the First World War. During the war times bank charters were easy to come by, and two new banks started business in Beloit. The result was five banks competing for business. We have five locations, Beloit, Jewell, Burr Oak, Esbon, & Smith Center.

  • The First National Bank of Beloit
  • 101 East Main Street, Beloit, KS, 67420

  • As the First National Bank of Beloit, we opened our doors for business on July 29, 1884, at the corner of Main and Mill. Five generations of service later, we are now chartered as a state bank under our new name, First Bank of Beloit. Although our “official” charter date is now August 5, 2019,

  • Farmway Credit Union
  • 200 S Hersey Avenue, Beloit, KS, 67420

  • A credit union is defined as "a cooperative association organized to promote thrift among its members and accumulate a fund from these savings to make needed loans to members for useful purposes at reasonable interest rates." This was the theory that started Farmway Credit Union back in 1950 and still holds true today.
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