FHA VS Conventional loan programs in Plumas-Lake, Yuba County, California

In 2025, Convetional loan limit in Plumas-Lake, county of Yuba, CA is $647,200 while FHA limit is $420,900 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in CA is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Plumas-Lake, county of Yuba, CA

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $323,200 0%
FHA $420,900 3.5%

The comparison table applies to zip codes: 95961

Conventional and FHA loan options in Plumas-Lake, CA

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Century Bank and Trust
  • 141 South Wayne Street, Milledgeville, GA, 31061
  • Century Bank & Trust has operated as an independent community bank under local control. The Boards of the Bank and Century Bancorp, Inc, remain convinced, unless faced with strong evidence and trends to the contrary, that this direction can continue to offer against other alternatives, higher returns, a superior level of service to our customers.
  • Greenville Heritage Federal Credit Union
  • 520 W Washington Street, Greenville, SC, 29601
  • We have a full range of financial products and services designed to improve the financial lives of our members. Greenville Heritage FCU has consistently earned the Five-Star Superior rating from Bauer Financial Inc. in Coral Gables, Florida. This rating identifies our Credit Union as one of the strongest, financially sound credit unions.
  • BLMC, Inc
  • 15 Whitsett Street, Greenville, SC, 29601
  • Our primary focus naturally tends to be the Upstate of South Carolina because we are headquartered in the heart of Greenville! However, we are licensed to lend throughout the state. So if you are buying a condo downtown, a second home up on Paris Mountain, or a relaxing beach house in Charleston, we are ready to be your mortgage team!!
  • United Community Bank
  • 2 West Washington Street, Suite 700, Greenville, SC, 29601
  • Since 1950, United Community Bank has been dedicated to providing best in class service to our customers as the foundation of every relationship. We are “The Bank That SERVICE Built®” and we are committed to improving the communities we serve through the philosophy of delivering exceptional banking service.
  • SC Home Lending, LLC
  • 1204-A E Washington St, Greenville, SC, 29601
  • SC Home Lending, LLC We’re making getting a mortgage easier than ever before. Our company has an experienced team of brokers on staff. From fast, custom digital quotes to a completely streamlined online loan application and approval process, you can get your money and do what you want with it — usually in less than 30 days.
  • Preferred Financial Services
  • 311 Pettigru Street, Greenville, SC, 29601
  • Preferred Financial Services, Greenville, SC has always been to create an opportunity for home owners and home buyers to purchase or refinance their home at a rate that would not only be affordable and lower than any other mortgage company in South Carolina, but would enhance their home buying experience and their bottom line.
  • United Home Loan Service Inc
  • 700 E North St, Unit 3, Greenville, SC, 29601
  • We offer full mortgage services because our clients have different needs. Every situation is different, and what’s best for one person may not be ideal for another. We’re committed to consulting individually with every client to ensure we fit each one with the best product possible.
  • Lima One Capital
  • 201 East McBee Avenue, Greenville, SC, 29601
  • Lima One Capital, LLC is a National, fully capitalized, direct lender for residential real estate investors and homebuilders. We are revolutionizing the investor financing industry with our highly competitive and straightforward rates, the length of our loans, and our unmatched customer service.
  • Tendto Credit Union
  • 1129 State Street, Erie, PA, 16501
  • Tendto Credit Union is really the story of our members. Our “About Us” should be called “About You.” Because, as a cooperative, Tendto operates at the service of the people who bank with us. That’s why we call ourselves Tendto. Because we tend to see things differently. We tend to believe in the community we live in. And most importantly
  • Erie Federal Credit Union
  • 3503 Peach Street, Erie, PA, 16508
  • Erie Federal Credit Union is not a bank, savings and loan, or brokerage house. We are a full-service, federally insured Credit Union serving members who live, work, worship or attend school in Erie or Crawford County, Pennsylvania. Since 1936, we have honored our mission to responsibly deliver a wide range of financial services to meet the needs