FHA VS Conventional loan programs in 2025 for Wheatland, Yuba County, California

In 2025, the Conventional loan limit in Wheatland, within the county of Yuba, CA, is $726,200, while for a single-family home, the FHA loan limit is $488,750.

The Lendersa® Conventional loan calculator is your tool to evaluate today’s best rates across Conventional, FHA, and USDA loans. Discover what Income, credit, reserves, and documentation are necessary to qualify. With our sophisticated mortgage calculator, examine the Conforming Conventional, USDA, FHA, and VA loans side by side to determine which program in CA best suits your unique financial needs.

Look at loan offers from a range of 100 lenders

2025 loan limits and downpayment requirements for Wheatland, county of Yuba, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $405,000 0%
FHA $488,750 3.5%

This comparison table applies to these zip codes: 95692

Explore options for Conventional and FHA loans in Wheatland, CA

Lendersa® is committed to helping you secure the most advantageous Conventional, USDA, or FHA loan efficiently and without complications. Choose from three strategic starting points to connect with appropriate lenders and loan options.

Lendersa USDA loan request and matching results


  • Home Loans Today
  • 8310 S. Valley Highway, Suite 300, Englewood, CO, 80112
  • Our ultimate goal is to create lasting relationships with each of our clients so that we may continue providing excellent service for many years to come. Whether you are 1st time home buyer, purchasing your dream home, refinancing an existing loan, or consolidating debt, our highly experienced team of mortgage consultants can help make your dreams.
  • Carizmic Home Loans - Westminster
  • 12200 E Briarwood Ave, Suite 170, Centennial, CO, 80112
  • Our name, Carizmic (Ka-RIZ-Mik), was created with one very specific thing in mind: family. Our founder, Carlos Ruiz, values the importance of family and wanted it to be woven into his company. With that in mind, he was able to come up what became our company name; "Car" for Carlos, "iz" for his daughter Izzy, and "mic" for his wife Michele.
  • Apartment and Commercial Loans, Inc.
  • 9800 Mount Pyramid Court, Suite 400, Englewood, CO, 80112
  • ACL as in the name is a multifamily lender, commercial lender, private placement consultant, construction lender and small balance lender. The company was founded in 1997 and has changed with the times and market over the past 23 years. We evaluate and find solutions for your real estate transactions, not just the easy deals.
  • 1st American Mortgage and Loan LLC
  • 6860 South Yosemite Court, Suite 2000, Centennial, CO, 80112
  • At 1st American Mortgage and Loan your privacy and security are a primary concern. The mortgage process involves communicating personal and financial data, and we understand the need for a safe and secure environment in which to share this information. Tom Miller Owner at 1st American Mortgage and Loan.
  • Aspen Home Mortgage
  • 12200 E Briarwood Ave, Unit 280, Colorado Springs, CO, 80112
  • Our mortgage experts have over 20 years experience in the Colorado market. We give you the individual attention you deserve and treat you right. We know you're making a commitment in purchasing a home, refinancing, or tapping into your home equity. So we make a commitment to you: we can help you qualify.
  • K2 Lending Inc
  • 384 Inverness Parkway, Suite 200, Englewood, CO, 80112
  • K2 Lending has elevated the mortgage lending industry using more than 50 years of combined experience. As lending veterans who are driven by a genuine passion for helping our clients, we treat everyone like family. We’re honored to be the go-to team for discerning homebuyers and real estate professionals, when you need..
  • Lone Tree Mortgage Services LLC
  • 9034 East Easter Place, Suite 103, Centennial, CO, 80112
  • We pride ourselves on exceeding our customer's expectations in finding the best rates, service, and options for a home loan that's right for you. Whether you want the lowest rate possible, a large amount of guidance, or a more complex financing package, we realize you are unique and we'll work with you to form a loan that is exclusively for you.
  • A I Inc
  • 7400 East Arapahoe Road, Suite 109, Englewood, CO, 80112
  • We continually serve our clients to the best of our abilities, giving them the respectc and effort required to earn their business and receive the recommendations by offering them a variety of products, knowledge with transparency in the process and leaving them with the assurance that we are grateful for the opportunity.
  • Real Estate Investment Advisors LLC
  • 9200 E Mineral Ave, Suite 100, Centennial, CO, 80112
  • REIA, we think differently everything we do, we believe in challenging the industry norms. We believe Real Estate is the best way for average Americans to take control of their financial future. Whether you are buying a primary residence, a second home, an investment property, or a commercial building, there are so many ways to build wealth.