Explore the differences! FHA VS Conventional loan programs in Wheatland, Yuba County, California

In 2025, the Conventional loan limit in Wheatland, within the county of Yuba, CA, is $726,200, while for a single-family home, the FHA loan limit is $488,750.

The Lendersa® Conventional loan calculator is your tool to evaluate today’s best rates across Conventional, FHA, and USDA loans. Discover what Income, credit, reserves, and documentation are necessary to qualify. With our sophisticated mortgage calculator, examine the Conforming Conventional, USDA, FHA, and VA loans side by side to determine which program in CA best suits your unique financial needs.

Look at loan offers from a range of 100 lenders

2025 loan limits and downpayment requirements for Wheatland, county of Yuba, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $405,000 0%
FHA $488,750 3.5%

This comparison table applies to these zip codes: 95692

Explore options for Conventional and FHA loans in Wheatland, CA

Lendersa® is committed to helping you secure the most advantageous Conventional, USDA, or FHA loan efficiently and without complications. Choose from three strategic starting points to connect with appropriate lenders and loan options.

Lendersa USDA loan request and matching results


  • Mortgage Loan Services Inc
  • 20501 Ventura Boulevard, Suite 311, Woodland Hills, CA, 91364
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Royal REP Mortgage
  • 23293 Ventura Blvd, Woodland Hills, CA, 91364
  • Our goal is to share with you invaluable information about buying and selling homes in Southern California. In addition to being able to search the Multiple Listing Services for the latest single family homes, townhouse and condo listings, you can set up an email Listing Alert system that will keep you up to date
  • Referral Lending Inc
  • 22543 Ventura Boulevard, Suite 212, Woodland Hills, CA, 91364
  • Referral Lending can help you reach your financial goals. We offer a full range of low rate mortgage products for the conforming and non-conforming borrower. At Referral Lending, we are dedicated to customer service and satisfaction with a focus on your individual needs. One of our primary sources of business is from referrals, generated.
  • Lotus Mortgage & Realty Inc.
  • 23241 Ventura Boulevard, Suite 217, Woodland Hills, CA, 91364
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to deliver superior loan and real estate service to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Crown Real Estate & Funding Inc.
  • 21777 Ventura Blvd, Suite 265, Woodland Hills, CA, 91364
  • Crown Real Estate & Funding Inc Our team has professionals from different backgrounds. We have realtors who were CPAs for many years. Our varied experience will help us guide you to the right professional to get the advice you need, whether it be using the tax benefits of owning commercial property, accomplishing.
  • ROYAS Realty
  • 23371 Mulholland Drive, Unit 341, Woodland Hills, CA, 91364
  • ROYAS Realty takes a different approach to real estate that is built on effective negotiation, Integrity, win-win deals and positive results. We work diligently and effectively to find properties for our buyer clients and sellers can expect clear, effective negotiation, and discreet, professional marketing for their home.
  • Loan America
  • 23293 Ventura Boulevard, Woodland Hills, CA, 91364
  • Our goal has been to provide consumers with the knowledge and resources necessary to find the best offers to fit their needs, regardless of a credit score. Our staff continuously monitors the market to bring consumers the best offers available, and we post the best offers daily on this page.
  • Universal Capital Mortgage Corporation
  • 21241 Ventura Blvd, Suite 260, Woodland Hills, CA, 91364
  • Universal Capital Mortgage Corp specializes in originating mortgage loans for California residential property. They specialzie in Conventional, FHA, VA, Jumbo loans, Non Warrantable Condo Financin Divorce Situations, and Alternate Doc loans. As a mortgage broker in Los Angeles for 20 years, Don is a true mortgage expert and a trusted advisor.
  • Ge-Ke Financial Group Incorporated
  • 19946 44228 Ventura Blvd., Woodland Hills, CA, 91364
  • GE-KE Financial Group, Inc. was founded in February of 1995. Since then, we have been dedicated to helping people manage their financial affairs. Purchasing, financing and insuring their dream properties. As well insuring their cars, life. health .We are and we will be always here even if you just need advice.