FHA VS Conventional loan programs in 2025 for Porterville, Tulare County, California

In 2025, the conventional loan cap in Porterville, Tulare county, CA, is $726,200. For a single-family home, the FHA limit is $472,030.

Use the Lendersa® Conventional loan calculator to compare today's leading rates for Conventional, FHA, and USDA loans, examining income, credit, reserves, and qualifying documents. Our advanced mortgage calculator shows Conforming Conventional, USDA, FHA, and VA loans side-by-side, guiding you to choose the best program in CA for your financial needs.

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2025 Loan Limits and Down Payment Requirements for Porterville, Tulare County, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $342,100 0%
FHA $472,030 3.5%

Applies to zip codes: 93257

Options for Conventional and FHA Loans in Porterville, CA

Lendersa® seeks to quickly secure the best possible Conventional, USDA, or FHA loans with ease. Choose from three starting points to find suitable lenders and loan options.

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  • Hyak Financial
  • 2435 Strider Ln, Suite 105, Bellingham, WA, 98226
  • Hyak Financial provides a wide variety of commercial mortgage products and business financing services. With over 90 years of combined commercial banking, mortgage, and real estate experience, the Hyak Financial Team has the experience to find the best rates and terms on most commercial real estate or business financing transactions.
  • Little Horn State Bank
  • 835 North Center Avenue, Hardin, MT, 59034
  • In 1919 a small group of men gathered together with an ambitious scheme: start a bank in Wyola, Montana that would provide area farmers and ranchers with a reliable bank to support their community and take care of their customers. The bank was named Little Horn State Bank and word quickly spread that not only would these folks listen to their custo
  • Sterling Federal Credit Union
  • 822 W. Main St, Sterling, CO, 80751
  • The Sterling Federal Credit Union is a financial cooperative that was established to provide quality financial services and a safe and sound financial environment for its members. The Sterling Federal Credit Union is locally owned and controlled by its members who are residents of Logan and Morgan Counties and their families.
  • Dalhart Federal Savings & Loan Association, SSB
  • 502 Denrock Avenue, Dalhart, TX, 79022
  • Dalhart Federal Savings & Loan, chartered in 1934, is located in a rural farming community. In 1975 the Board of Directors decided to expand outside of Dalhart and opened a branch in Dumas. The philosophy of our founding members was to serve the local community mainly through mortgage lending. Although this philosophy is still true today, modern ti
  • Fellowship Credit Union
  • 803 East Olive Street, Lamar, CO, 81052
  • Fellowship Credit Union has been serving Colorado communities since 1959. Over the years, our field of membership has grown along with our credit union which has merged with East Prowers Federal Credit Union in 1986, St. Francis Credit Union in 2006, and Arkansas Valley Federal Credit Union in 2017.
  • Estacado Federal Credit Union
  • 2220 N Dal Paso Street, Hobbs, NM, 88240
  • On January 13, 1953, a small group of people from the Hobbs Municipal Schools joined together to establish a credit union to offer its members an opportunity to accumulate their savings and create a source of credit. Since 1953, the credit union has experienced changes such as growth, new products & services, and technological improvements.
  • Lea County State Bank
  • 1017 N Turner St, Hobbs, NM, 88240
  • Chartered on November 2, 1928, during the great oil boom days the original Lea County State Bank of Lovington played an important part in the early development of this area. Dedicated to the people of Lea County, the bank adopted their pioneer spirit, which would eventually make this part of New Mexico great.
  • First National Bank of Gillette
  • 319 S Gillette Ave, Gillette, WY, 82716
  • First National Bank of Gillette was founded in 1963 by Teno Roncalio and other members of the local business community. In 1965, Raymond Saunders purchased the majority interest in FNB and became Chairman. Today, Raymond’s son, Sam, has taken the reins as President & CEO. Sam ensures the vision of FNB remains