Explore the differences! FHA VS Conventional loan programs in Terra-Bella, Tulare County, California

In 2025, the limit for a Conventional loan in Terra-Bella, within the county of Tulare, CA, is $647,200, whereas the FHA loan limit for a single-family home is $420,680.

Take advantage of the Lendersa® Conventional loan calculator to compare today’s leading rates for Conventional, FHA, and USDA loans. Determine income, credit scores, reserves, and documentation needed for funding. Use our advanced calculator to view Conforming Conventional, USDA, FHA, and VA loans side by side, helping you decide which program in CA best suits your financial needs.

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Loan Limits and Down Payment Requirements for 2025 in Terra-Bella, Tulare, CA

Type of Loan Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table is applicable to the zip codes: 93270

Explore Conventional and FHA Loan Options in Terra-Bella, CA

The aim of Lendersa® is to swiftly connect you with the most suitable Conventional, USDA, or FHA loan with ease. Choose one of three ways to get matched with the right lenders and programs.

Lendersa USDA loan request and matching outcomes


  • Realty Rx
  • 42993 Agena Street, Temecula, CA, 92592
  • Realty Rx Specializing in property sales and mortgage lending in the state of California. Realty Rx is well versed in representing Buyers and Sellers for their real estate transactions and lending needs. Realty Rx covers all of California and it's main office is located in Southern Riverside county.
  • Taylor Loop - Modern Lending
  • 30070 Temecula Pkwy, Suite 200, Temecula, CA, 92592
  • The Modern Lending Team is Southern California's number 1 mortgage team for funded loans and volume. With over 1000 Five Star reviews we are here to make ensure each and every one of our clients and referral partners knows and also Modern Lending we help families get the best mortgage rates to buy or refinance a home
  • Dow Credit Union
  • 3457 Deer Valley Rd, Antioch, CA, 94531
  • With more than 2,100 members and assets over $50 million, Dow Great Western Credit Union has been providing our members with a variety of financial services for more than 83 years! We have the distinct honor of serving our community since 1938. In 1938 the Dow Chemical Company purchased the Great Western Electro Chemical Company in Pittsburg,
  • BAC Community Bank Stockton
  • 3448 Deer Valley Road, Antioch, CA, 94531
  • For fifty years, BAC Community Bank, formerly known as Bank of Agriculture & Commerce (BAC) and ECC Bank a Division of Bank of Agriculture & Commerce (ECC), has provided comprehensive financial and banking services to three counties contiguous to the Delta. These include Contra Costa, San Joaquin and Stanislaus Counties.
  • Delta Schools Federal Credit Union
  • 5123 Lone Tree Way, Antioch, CA, 94531
  • Delta Schools FCU is a home grown credit union serving the financial needs of the Delta community. Part of our long term plan is to give back and support the community. If you are looking for a bank with the same values look no further. credit union serving the financial needs of the Delta community. Part of our long term plan
  • Empire Lending Group
  • 5097 Wagon Wheel Way, Antioch, CA, 94531
  • Empire Lending Group's mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • My Credit Union
  • 510 Veterans Blvd, Suite B, Redwood City, CA, 94063
  • "My Credit Union is a full-service financial institution offering an array of savings and loan products to meet your financial needs. Serving our members since 1963, My Credit Union continually strives to provide exceptional member service and quality produts and services. The vision of MYCU is to be A Credit Union You Can Call Your Own."
  • California Consumer Lending
  • 260 Main Street, Suite B, Redwood City, CA, 94063
  • California Consumer Lending is a full service mortgage broker with offices in Los Angeles and San Francisco. We are also available online at BestRateLending.com with the same service and the convenience of the internet. Rather you are buying or Refinancing a home we can provide personal service through our office or online.
  • Redwood Realty Inc.
  • 611 Veterans Boulevard, Suite 200, Redwood City, CA, 94063
  • Founded in 2003, we have established a reputation for providing our clients with unparalleled service, regular communication and always dealing with our clients in a fair manner. Redwood Realty believes that the more transparent we are the more confidence our clients have in the services we provide.
  • UMAX Mortgage
  • 2000 Broadway Street, Redwood City, CA, 94063
  • UMAX Mortgage You may be wondering how a mortgage company can assist in ‘Helping you Live Better’. Like many lenders, we offer low rates, great service and a wide array of loan options to fit your unique needs but that is just the starting point for us and also Our team of experts will seamlessly guide you through the home financing process.
  • Capital Mortgage Center
  • 558 Brewster Ave, Redwood City, CA, 94063
  • Capital Mortgage Center was established with the knowledge and efforts of highly experienced lending professionals, with an excellent reputation in the mortgage banking field. With this vast pool of experience, we have grown quickly to become a true contender in this industry. We are a dedicated team of mortgage professionals determined