Explore the differences! FHA VS Conventional loan programs in Terra-Bella, Tulare County, California

In 2025, the limit for a Conventional loan in Terra-Bella, within the county of Tulare, CA, is $647,200, whereas the FHA loan limit for a single-family home is $420,680.

Take advantage of the Lendersa® Conventional loan calculator to compare today’s leading rates for Conventional, FHA, and USDA loans. Determine income, credit scores, reserves, and documentation needed for funding. Use our advanced calculator to view Conforming Conventional, USDA, FHA, and VA loans side by side, helping you decide which program in CA best suits your financial needs.

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Loan Limits and Down Payment Requirements for 2025 in Terra-Bella, Tulare, CA

Type of Loan Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table is applicable to the zip codes: 93270

Explore Conventional and FHA Loan Options in Terra-Bella, CA

The aim of Lendersa® is to swiftly connect you with the most suitable Conventional, USDA, or FHA loan with ease. Choose one of three ways to get matched with the right lenders and programs.

Lendersa USDA loan request and matching outcomes


  • CIB Funding
  • 26413 Jefferson Ave, Murrieta, CA, 92562
  • CIB Funding, a division of Golden Empire Mortgage, has been serving the mortgage industry in Southern California for over 22 years and also CIB Funding has led the Inland Empire in government lending for the past 10 years. FHA borrowers can expect excellent service from the most knowledgeable and experienced team of mortgage originators available.
  • Omni-Fund Inc
  • 26395 Jefferson Avenue, Suite E, Murrieta, CA, 92562
  • Omni fund has been in operation for over 20 years. They choose to work with well versed and experienced mortgage loan officers across the country. This allows the client to experience low fees, quick turn times to close, and a superior loan officer experience. As your broker Bob services help you with the necessary financing.
  • United Loan Center
  • 41663 Date Street, Suite 201, Murrieta, CA, 92562
  • Mark D Woelky's vision was to create lasting relationships with each and everyone of our clients so that we may continue providing excellent service for many years to come. Unlike many of the corporate mortgage companies that are out there, all your information will be kept secure and private.
  • Lending Done Right
  • 41176 Guava Street, Suite A, Murrieta, CA, 92562
  • Lending Done Right was established over a decade ago as a full service mortgage brokerage, in California. Since then, we have provided superior service to clients all over the country. Lending Done Right is proud to now of our expansion to Southern Missouri. We look forward to providing our new Missouri family with the un-equaled service.
  • Vault Financial
  • 24910 Las Brisas, Suite 119, Murrieta, CA, 92562
  • VAULT FINANCIAL is a full service family owned mortgage company that covers all of Southern California. We feel the larger companies can no longer provide proper pricing or customized service so, we pick up our phones, answer our emails and make sure we are available without the run around.
  • Mountain View Financial, Inc.
  • 24947 Truman Place, Murrieta, CA, 92562
  • Rick is the President/Broker of Mountain View Financial, Inc. Responsible for all aspects of the company from its inception including staff development FHA, HUD and VA approvals, Real Estate Division, and Escrow Division. Implementing New Real Estate Divisions’ “Buy from me, List for Free” and Alkire & Company. Organization.
  • Miller Financial, Inc.
  • 41185 Golden Gate Cir, Suite 106, Murrieta, CA, 92562
  • Miller Financial, Inc. is a family owned business started in 1991 by President Larry Miller who currently continues to oversee all aspects of the organization with help from VP and son Joshua Miller. Larry has grown the business from an initial start-up to a full-service brokerage offering a wide variety of loan solutions to entire community of SC.
  • THERESA MORRIS REALTY GROUP
  • 26499 Bladen Avenue, Murrieta, CA, 92562
  • The home selling and buying process can be both intimidating and overwhelming. My goal is to make this a pleasurable and exciting experience. As your Realtor, I would love to help you each step of the way and protect your interests at all times. I look forward to guiding you and turning your moving and home ownership dreams into a reality!
  • Redford Mortgage Capital
  • 24641 Washington Avenue, Murrieta, CA, 92562
  • We are a full-service mortgage company based in Murrieta, CA. We specialize in Construction Loans & Home Improvement Loans in Murrieta, Temecula, Lake Elsinore, Menifee, Wildomar, & Riverside. We also serve the surrounding cities in Riverside County.We offer a wide range of refinance options, designed to best meet the needs of local borrowers.
  • Casa Agave Mortgage Services
  • 41856 Ivy Street, Suite 112, Murrieta, CA, 92562
  • At Casa Agave Mortgage Services, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
  • Vintage Mortgage Firm
  • 41760 Ivy Street, Suite 102, Murrieta, CA, 92562
  • Vintage Mortgage Firm strives to ensure that its services are accessible to people with disabilities.Vintage Mortgage Firm has invested a significant amount of resources to help ensure that its website is made easier to use and more accessible for people with disabilities,with the belief that every person has the right to live with dignity,equality