FHA VS Conventional loan programs in 2024 for Santa-Rosa-Valley, Ventura County, California

In 2024, Convetional loan limit in Santa-Rosa-Valley, county of Ventura, CA is $851,000 while FHA limit is $851,000 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in CA is best for your particular financial situation.

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2024 loan limits and downpayment requirments in Santa-Rosa-Valley, county of Ventura, CA

Loan Type Loan Limit Down payment
Conventional Conforming $851,000 3%
USDA $591,500 0%
FHA $851,000 3.5%

The comparison table applies to zip codes: 93012

Conventional and FHA loan options in Santa-Rosa-Valley, CA

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • F.T.Financial, Inc.
  • 9420 East Doubletree Ranch Road, Suite C-110, Scottsdale, AZ, 85258
  • At F.T. Financial, Inc, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
  • Holmberg Capital, LLC
  • 7702 East Doubletree Ranch Road, Suite 300, Scottsdale, AZ, 85258
  • Holmberg Mortgage is Arizona’s premier full service mortgage and private lending company. Our mission is to deliver our clients the best interest rates and terms possible with the lowest closing costs. We are not like typical banks or online mortgage lenders. We don’t charge “junk” fees or excessive closing costs
  • Galaxy Lending Group LLC
  • 8687 E VIA DE VENTURA, Scottsdale, AZ, 85258
  • Galaxy Lending Group, LLC provides home loans and personalized mortgage counseling to Arizona, Colorado, Oregon, Texas and Washington residents looking for a reputable and responsible mortgage lender. With two decades of experience in residential lending, we can find the right loan at a competitive rate even in today's tough economy.
  • V.I.P. Mortgage, Inc.
  • 9221 E Via de Ventura, Scottsdale, AZ, 85258
  • VIP wasn’t started as a company, but as an idea. An idea that the mortgage lending process could be simplified. An idea that the dream of homeownership is very much alive and well. And, an idea that the people working on your loan understand what you are going through because they have been there themselves.
  • TOP FLITE FINANCIAL, INC.
  • 9590 E. Ironwood Square Drive, Suite 222, Scottsdale, AZ, 85258
  • Top Flite Financial Inc was started in an eighty square foot home office in 2002 by Tim and Tracie Baise. Since its inception, Top Flite has grown to more than 60 retail office locations nationwide, with roughly 340 employees in 34 states. The same husband and wife team who launched the company are still the first employees in the door every day,
  • Inca Capital
  • 7377 East Doubletree Ranch Road, Suite 190, Scottsdale, AZ, 85258
  • INCA Capital is a direct source of private capital for financing all types of real estate in the Southwest including Arizona, California, Colorado, Nevada and Utah. With over 75 years’ experience in real estate financing, construction and development, we are able to originate, underwrite, structure and fund all types of real estate loans.
  • Chandler Mortgage LLC
  • 722 North Butte Avenue, Chandler, AZ, 85226
  • Chandler Mortgage, we take the time to understand the needs and goals of each of our clients. We work with our clients and real estate professionals to provide comprehensive mortgage solutions for today’s real estate market. Chandler Mortgage offers a complete portfolio of loan products at highly competitive rates.
  • NextGen Financial Services LLC
  • 6909 West Ray Road, Building 15, Suite 100, Chandler, AZ, 85226
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.