FHA VS Conventional loan in Santa-Rosa-Valley, Ventura County, California
In the year 2025, the Conventional loan threshold for Santa-Rosa-Valley, within Ventura county, CA stands at $851,000, in contrast to the FHA limit, which is $851,000 for a single-family property.
Utilize the Lendersa® Conventional loan calculator to compare the present-day Conventional, FHA, and USDA best rates. Analyze the Income, credit, reserves, and necessary documents to qualify. Our advanced mortgage calculator lets you view Conforming Conventional loans, USDA, FHA, and VA side by side, aiding you in deciding which program in CA aligns best with your financial circumstances.
Loan limits and downpayment necessities for 2025 in Santa-Rosa-Valley, Ventura county, CA
Loan Type
Loan Limit
Down payment
Conventional Conforming
$851,000
3%
USDA
$591,500
0%
FHA
$851,000
3.5%
The table for comparison is applicable to zip codes: 93012
Options for Conventional and FHA loans in Santa-Rosa-Valley, CA
The aim of Lendersa® is to swiftly provide the best Conventional, USDA, or FHA loan, free from complications. Choose one of the three paths to connect with suitable lenders and loan programs.
Qualstar provides sound financial products and services who work hard for the money and want to make the most of it! From basic savings and checking accounts that earn interest to auto loans, credit cards, home loans and more! Use Mobile Banking to manage your account - account history & pending holds, transfers, loan payments.
Josh Kostelyk and my official title is Mortgage Loan originator, which sounds a little stuffy. In short, I help people buy homes and refinance homes by securing top of the line mortgage products that meet their specific needs while saving them time I'm an independent broker with direct connections to a multitude of lending institutions.
In the late 1880's and early 1900's several associations were organized to make loans on homes and business property and to accept people's savings. Some of the names of these associations were Home Building and Loan Association, Johnson County Building and Loan Association and Buffalo Building and Loan Association.
First Northern Bank of Wyoming was founded in 1885 on the bedrock principle that our success would be solely dependent on that of our community and customers. From our origins in a humble, wood frame building with a starting capital of $50, 000, to our continuous growth throughout the last century.
The beginning of Valley Banks was truly a community effort & one of the things that makes small town life so special. Members of the community from up & down the valley came together to raise the capital necessary to get a local community bank off the ground. We are a State Chartered community bank located in the heart of the Mission Valley in MT.
Cleveland Street Mortgage started in 1999 with Ted Robinson and Chris Butaud (with support from our silent partner and friend Vicki Adair and our first employee Karil Gray) who shared a mission to earn an excellent name in the real estate marketplace. The industry has changed a lot during the intervening years.
Pacific Mortgage with one simple goal in mind – to provide local families with the opportunity to purchase a home by helping them secure a loan to meet their individual needs at a competitive rate. At North Pacific Mortgage, we are passionately committed to serving our clients by delivering honesty, integrity and excellence in all facets business
At 1st Security Bank, we know your money is more than a number. It’s the path to a better life, business, and community. That matters to us, too. And since actions speak louder than words, we strive to be the bank that shows up to help. We’ve been serving customers and communities since 1936 and it’s taught us that you only get what you give.
