FHA VS Conventional loan in Santa-Rosa-Valley, Ventura County, California
In 2025, Convetional loan limit in Santa-Rosa-Valley, county of Ventura, CA is $851,000 while FHA limit is $851,000 for a single-family home.
Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in CA is best for your particular financial situation.
2025 loan limits and downpayment requirments in Santa-Rosa-Valley, county of Ventura, CA
Loan Type
Loan Limit
Down payment
Conventional Conforming
$851,000
3%
USDA
$591,500
0%
FHA
$851,000
3.5%
The comparison table applies to zip codes: 93012
Conventional and FHA loan options in Santa-Rosa-Valley, CA
Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.
We proudly offer customized products and services to small and medium size businesses in our local area. We supplement our traditional bank loans with government guaranteed options that can provide benefits to our clients that they may not have in our conventional loan product. Our mission is to provide exceptional personal banking services.
At Heritage Oak Mortgage Company, we take the surprises out of the borrowing process. Our commitment to outstanding customer service, unflinching integrity and maintaining the highest level of expertise in an ever-changing industry, brings back clients time and time again, when they re-finance,
8510 Madison Avenue, Suite F, Fair Oaks, CA, 95628
A family-owned business with over 20 years of experience,we are here to help customers obtain their dream homes with affordable mortgage loans.As a mortgage brokerage,our fiduciary duty is to our customers–not to banks. It is our duty & our pleasure to help customers get the best loan product at the cheapest possible cost from a variety of lenders.
Wholesale Direct Lending buying, selling, Refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
11140 Fair Oaks Blvd, Suite 500, Fair Oaks, CA, 95628
With decades of experience in in the mortgage industry, our Veteran-owned mortgage company assists homeowners navigate the complexities of the home loan process through a no-nonsense, forward thinking approach. Our mortgage professionals have decades of experience, and are able to handle any real estate transaction from start to finish.
9706 Fair Oaks Boulevard, Suite 195, Fair Oaks, CA, 95628
We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. MidValley Funding & Inv. Inc, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it!
9706 Fair Oaks Boulevard, Suite 135, Fair Oaks, CA, 95628
We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. Mid Valley Mortgage, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it!
"Rafael Jauregui and his staff have dedicated themselves to providing outstanding services to customers involved in the financing of residential real estate
Rafael Jauregui is committed to providing excellence you deserve. From the first-time homebuyer needing down payment assistance to the sophisticated investor"
