FHA VS Conventional loan programs in Thousand-Oaks, Ventura County, California

In 2024, Convetional loan limit in Thousand-Oaks, county of Ventura, CA is $851,000 while FHA limit is $851,000 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in CA is best for your particular financial situation.

Compare loan offers from 100 lenders

2024 loan limits and downpayment requirments in Thousand-Oaks, county of Ventura, CA

Loan Type Loan Limit Down payment
Conventional Conforming $851,000 3%
USDA $591,500 0%
FHA $851,000 3.5%

The comparison table applies to zip codes: 91320, 91360, 91361, 91362, 91319, 91358, 91359

Conventional and FHA loan options in Thousand-Oaks, CA

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • CMG Mortgage Inc.
  • 3160 CROW CANYON ROAD SUITE 400, San Ramon, CA, 94583
  • The type of mortgage you use to finance your home influences how much you need for the down payment, whether or not you will need mortgage insurance, and how long it will take you to pay off your loan. The best way to find out what mortgage is best for your home purchase is to get preapproved with a CMG Financial loan officer. Mortgage pre appro
  • MortgageSeth (Mason-Mcduffie Mortgage)
  • 2430 Camino Ramon Suite 300, San Ramon, CA, 94583
  • Since 1887, Mason-McDuffie Mortgage has operated under one idea: Your Financial Security Begins at Home. An employee owned company, Mason Mac works with one mission – to make the dream of home ownership a reality for our clients. We help to fulfill that dream every day from coast to coast.
  • CMG Financial
  • 3160 Crow Canyon Road Suite 400, San Ramon, CA, 94583
  • CMG Financial is a well-capitalized, privately held mortgage-banking firm founded in 1993.The company makes its products and services available to the market through three distinct origination channels including Correspondent Lending,Wholesale Lending and Retail Lending.CMG Financial currently operates in most states,including District of Columbia.
  • Iron Oak Home Loans, Inc.
  • 4000 Executive Pkwy #160, San Ramon, CA, 94583
  • Iron Oak Home Loans, Inc. is a full-service portfolio, private money lender, and servicing company. We originate and fund first mortgages on owner occupied and income producing non-owner occupied single family and multi-residential properties. We specialize in purchase money residential fix and flip properties.
  • Jigsaw Investment Partners
  • 4000 Executive Pkwy, Suite 160, San Ramon, CA, 94583
  • "Jigsaw Investment Partners was created to provide first in class Real Estate solutions for investors looking to invest in California Real Estate and Borrowers looking to fund their projects.​ Whether you are looking to borrow or invest money we can provide a solution that fits your needs.​"
  • DP Legal Solutions, Inc
  • 2016 Lewelling Boulevard, San Leandro, CA, 94579
  • DP Legal Solutions concept of the true and solid customer service is not new, it is our purpose and intent to continuously move and adapt within the boundaries of the industry, while providing innovation in the way we offer our service. Our entire team is devoted to our commitment of providing only exceptional service, from our sales team
  • Upward Credit Union
  • 1860 El Camino Real, Suite 100, Burlingame, CA, 94010
  • Founded in 1956, Upward Credit Union is staying true to its roots. Helping members change their lives financially while our healthcare members change lives physically. All our members enjoy a deeply rewarding, personalized approach to banking that is both high-tech and high-touch.
  • NBT Realty Services, Inc.
  • 2546 Butternut Drive, Hillsborough, CA, 94010
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Nu Level Equity
  • 1310 Bayshore Highway, Suite 22, Burlingame, CA, 94010
  • We are a team of real estate experts who understand that our job is to help you with decisions that are serious and could affect you and your family's lives, forever. It’s not just about what you do today. We believe in looking towards the future with our clients. That's why we go above and beyond for every single person.