Explore the differences! FHA VS Conventional loan programs in Thousand-Oaks, Ventura County, California
In 2025, the limit set for Conventional loans in Thousand-Oaks within Ventura county, CA is $851,000. Comparatively, the FHA loan limit for single-family homes is $851,000.
Leverage the Lendersa® Conventional loan calculator to assess and compare the best available rates for Conventional, FHA, and USDA loans. Understand the requirements in terms of income, credit, reserves, and documents needed for qualification. This sophisticated mortgage calculator provides a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, allowing you to decide which program best suits your financial needs in CA.
2025 Loan Limits and Downpayment Guidelines in Thousand-Oaks, Ventura County, CA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$851,000
3%
USDA
$591,500
0%
FHA
$851,000
3.5%
This comparison table is applicable to zip codes: 91320, 91360, 91361, 91362, 91319, 91358, 91359
Exploring Conventional and FHA Loan Options in Thousand-Oaks, CA
The goal of Lendersa® is to facilitate the quick and easy acquisition of the best possible Conventional, USDA, or FHA loan. Choose one of three available starting points to find matching lenders and loan programs tailored to your needs.
Home Refinance Options for your mortgage are designed to offer you a better interest rate or loan term than you have on your current mortgage loan. The benefit of lower interest rates is pretty obvious, but the change in your loan term can mean either a shorter or longer repayment period.
1603 Capitol Avenue, Suite 310 A660, Cheyenne, WY, 82001
FINLEND Capital® is a nationwide, private direct lender. Established in 2019, we provide short-term fix & flip financing and long-term rental financing for real estate investors. Our loans can be used for the purchase or refinance of non-owner occupied residential & commercial properties, financing of renovation project, and bridge funding. FINLEND
Western Vista has been a trusted source for financial services since 1940. Despite our humble beginnings, we currently serve more than 12, 000 members. We offer a full line of consumer, business and mortgage services designed to help you improve your financial standing, invest in your future and protect your financial well-being
Wallick & Volk has numerous loan programs to help ensure that you are placed in the right loan program, based specifically upon your individual needs. Wallick & Volk mortgage professionals are here to guide you every step of the way! Click on any of the loan programs below to learn more about what we have to offer you.
This credit union was organized on October 31, 1959, to promote thrift among its members & to accumulate a fund from these savings to make needed loans to members.
We started with a humble 33 members with a total of $173.00 in assets at that time. To date this credit union has over 2,000 members with assets size from $7,100,000 to over $8,000,
Olympia Federal Savings began in 1906 in downtown Olympia remaining a mutual savings and loan, owned by our account holders ever since. With loans and deposits staying local, you can rest-assured knowing your dollars are reinvested back into the community in which you work and live.
TwinStar is a community credit union in the Pacific Northwest with more than 100, 000 members and over $1 billion in assets. Our reputation for providing value and empowering the community stretches beyond the borders of Washington State and Oregon, where our 20 branches are located.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans that meet the needs of our friends and neighbors. We have been in business since 1991 and our staff has over 50 years in combined experience. We put that experience to work for you.
At Community 1st Credit Union you’re a member-owner, not a customer. And unlike a bank, you share in the collective earnings through preferred rates, limited fees and advancements in financial services. We’re committed to a community-based service to help ensure a more prosperous future for our families and communities.
