FHA VS Conventional loan programs in Thousand-Oaks, Ventura County, California

In 2025, the limit set for Conventional loans in Thousand-Oaks within Ventura county, CA is $851,000. Comparatively, the FHA loan limit for single-family homes is $851,000.

Leverage the Lendersa® Conventional loan calculator to assess and compare the best available rates for Conventional, FHA, and USDA loans. Understand the requirements in terms of income, credit, reserves, and documents needed for qualification. This sophisticated mortgage calculator provides a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, allowing you to decide which program best suits your financial needs in CA.

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2025 Loan Limits and Downpayment Guidelines in Thousand-Oaks, Ventura County, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $851,000 3%
USDA $591,500 0%
FHA $851,000 3.5%

This comparison table is applicable to zip codes: 91320, 91360, 91361, 91362, 91319, 91358, 91359

Exploring Conventional and FHA Loan Options in Thousand-Oaks, CA

The goal of Lendersa® is to facilitate the quick and easy acquisition of the best possible Conventional, USDA, or FHA loan. Choose one of three available starting points to find matching lenders and loan programs tailored to your needs.

Results for USDA loan requests and matches with Lendersa


  • Commercial Loan Corporation - Trust & Estate Loans
  • 20250 SW Acacia Street, Suite 105, Newport Beach, CA, 92660
  • Commercial Loan Corporation is a professional private money lender. We have been lending in California since 2007. In addition to lending our own money on residential rehab projects in California, Commercial Loan Corp also originates loans to trusts and estates in probate. and also We can help you maximize the distribution for your trust or estate.
  • Trust Deed Capital, Inc.
  • 120 Newport Center Dr, Newport Beach, CA, 92660
  • Trust Deed Capital, Inc. originates, procures, underwrites, and sells privately funded loans in California. We specialize in lending to experienced borrowers who make a business of finding properties to purchase at a discount, improving these properties where needed, and either selling them at a profit or holding them as a cash flow rental investme
  • Ocean Pacific Capital
  • 3300 Irvine Ave, Newport Beach, CA, 92660
  • Ocean Pacific Capital has been arranging, underwriting, structuring and placing Commercial loans, Apartment Loans and Joint Ventures on behalf of our clients since 1977. As a premier commercial loan consultant, we underwrite and arrange all commercial, construction & joint ventures and loans from $700,000.00 to $300,000,000.00 worldwide.
  • Marshall Reddick Real Estate
  • 4299 MacArthur Blvd, Suite 105, Newport Beach, CA, 92660
  • If you are looking to grow your wealth in real estate by investing your hard earned money, we can help. However, we do not have the zero-money and no-credit real estate deals, we do not sell expensive education programs or overpriced mentoring advice, and we are not get-rich-quick gurus.
  • AB Capital LLC
  • 15 Corporate Plaza Dr Suite 200, Newport Beach, CA, 92660
  • AB Capital is an asset-based direct lender headquartered in Newport Beach that specializes in short term bridge & construction loans secured by California real estate. AB Capital takes a common sense approach to underwriting and all approvals are made in-house. We focus on 1st and 2nd position trust deeds from $500,000 to $ 15,000,000 in all maj
  • Lendterra
  • 20281 SW Birch St #200, Newport Beach, CA, 92660
  • We are a private money lender focused on serving the distressed and underserved borrower market. With a combined experience of over 50 years in real estate lending, be assured the professionals at Lendterra can assist you with every facet of your project. We work directly with private investors to facilitate fundings that otherwise could have never
  • Hard Money Lenders California
  • 620 Newport Center Drive Suite #850, Newport Beach, CA, 92660
  • Extremely trustworthy, reliable, fast and experienced hard money lenders in California. We provide local hard money for your next new construction project, commercial property acquisition, fix and flip, rehab or buy and hold. Give us a call today at 858-947-3779 to submit your request for your next hard money loan.
  • Wilshire Finance Partners
  • 1400 Newport Center Dr, Suite 250, NEWPORT BEACH, CA, 92660
  • Wilshire Finance Partners is an alternative, balance sheet lender focused on originating multifamily and commercial mortgage loans from $1 million to $10 million throughout the United States. As the manager of 2 real estate debt funds, we have a strong track record in an expanding market segment.
  • Mortgage Vintage, Inc.
  • 260 Newport Center Dr. #403, NEWPORT BEACH, CA, 92660
  • Mortgage Vintage, Inc. connects people who want to invest money secured by Real Estate with real estate investors and business professionals who want to borrow money. Specifically we’re a Hard Money Lender placing private investment capital into well secured and well underwritten Trust Deed Investments.