FHA VS Conventional loan programs in South-Gate, Los Angeles County, California

For the year 2026, the conventional loan limit for a single-family home in South-Gate, within Los Angeles county, CA stands at $970,800, whereas the FHA limit is $970,800.

Utilize the Lendersa® Conventional loan calculator to compare the most competitive rates today among Conventional, FHA, and USDA loan types. It also aids in understanding the income, credit, reserves, and documentation needed to qualify. With our sophisticated mortgage calculator, you can view Conforming Conventional, USDA, FHA, and VA loans side by side, making it easier to select the right program based on your specific financial needs in CA.

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Loan limits and down payment requirements in 2026 for South-Gate, Los Angeles, CA

Loan Type Loan Limit Down payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

Applicable to zip codes: 90280

Explore Conventional and FHA loan options in South-Gate, CA

The goal at Lendersa® is to secure the best possible loan for you, whether it's Conventional, USDA, or FHA, with speed and no hassle. Choose from one of three starting points to match with lenders and identify loan programs.

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South-Gate Lenders

  • Gilbert Realty and Investments
  • 13440 Paramount Boulevard, Suite C, South Gate, CA, 90280
  • Lends in California
  • Gilbert Realty and Investments Real Estate Mortgage Broker since 1984. We specialist in First time home buyer programs, FHA, VA, conventional and 100 % financing available for borrowers with fico scores 640 or higher, We also offer low down payment programs for first time buyers with fico scores as low as 500.

  • Rene Luna Realtor
  • 6730 E. Florence Ave, Bell Gardens, CA, 90201
  • Lends in California
  • In 2007, one of the toughest times in the Real Estate industry, Rene Luna became a Real Estate Agent. By 2009 Rene had become a Real Estate Broker and had gained much experience both in real estate and in financing. During this time Rene was able to build the skills needed to negotiate for my clients best interests.

  • Success Financial Group
  • 2168 East Florence Avenue, Suite 2168, Walnut Park, CA, 90255
  • Lends in California
  • Success Financial Group Serving our community for over 30 years and making the dream of homeownership a reality using but not limited to First Time Homebuyer Loan Programs, Down-Payment Assistance for that part of our community which is Self-employed. Our company name is Success because that is what we have with every one of our clients.

  • Rancho Federal Credit Union
  • 12620 Erickson Ave, Suite H, Downey, CA, 90242
  • Lends in California
  • Rancho Federal Credit Union (RFCU) has been serving members and families since 1936 – meaning that we are celebrating our 85th anniversary this year. Rancho Federal has strong ties to union workers, and a long tradition of dedicated service. Unlike profit-driven banks, Rancho Federal believes it is our obligation to promote financial literacy.

  • American 1st Home Loans
  • 12067 Paramount Boulevard, Downey, CA, 90242
  • Lends in California
  • American 1st Home Loans offers a variety of loan programs. Perhaps you might be looking for your first home, an investment home or even a second/vacation home. Maybe you just need to only refinance your existing mortgage into a lower fixed rate or refinance your mortgage while consolidating other high interest loans.

  • Spada Loans
  • 12027 Paramount Boulevard, Downey, CA, 90242
  • Lends in California
  • SPADA, Italian for sword, epitomizes our strength, will, and ambition to cut down the time and money it takes to buy a property. It is recommended that you shop around with 3 or 4 lenders before you make a mortgage or loan decision. But with SPADA, we have partnerships with dozens of lenders and can do the shopping for you.

  • Pillar Financial Group
  • 8345 Firestone Boulevard, Suite 320, Downey, CA, 90242
  • Lends in California
  • Pillar Financial supports customers by providing Commercial and Residential lending solutions to help our customers reach their Real Estate goals you are in the research phase at the beginning of your refinancing or purchase search, And also founder of the Jonathan Calderon want to help you I am a real estate professional and finance specialist.

  • Downey Federal Credit Union
  • 8237 3rd St, Downey, CA, 90241
  • Lends in California
  • At DFCU, typically if accounts are overdrawn, any deposits are automatically applied to cover negative balances. However, we are committed to ensuring you have full access to your CARES Act stimulus funds. Please contact us at (562) 862-8141 if you have questions or need further information on how we can help you.

  • Realty Capital Lending Group, Inc
  • 8132 Firestone Blvd, Suite 824, Downey, CA, 90241
  • Lends in California
  • Realty Capital Lending Group, Inc. (RCLG) was established with the mission to produce mortgage solutions for their investor clients. We are located in Southern California, with a network of funding power in various states across the nation. We offer loans based on equity from single family homes to commercial structures, including new construction.

  • Nationwide Mortgage and Real Estate Advisors
  • 8043 2nd St, Suite 102, Downey, CA, 90241
  • Lends in California
  • Lorena Rodriguez - Nationwide Mortgage and Real Estate Advisors is your premier mortgage loan officer located in Downey, California. She prides herself on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the surrounding areas of LA County