FHA VS Conventional loan programs in 2026 for South-Gate, Los Angeles County, California

For the year 2026, the conventional loan limit for a single-family home in South-Gate, within Los Angeles county, CA stands at $970,800, whereas the FHA limit is $970,800.

Utilize the Lendersa® Conventional loan calculator to compare the most competitive rates today among Conventional, FHA, and USDA loan types. It also aids in understanding the income, credit, reserves, and documentation needed to qualify. With our sophisticated mortgage calculator, you can view Conforming Conventional, USDA, FHA, and VA loans side by side, making it easier to select the right program based on your specific financial needs in CA.

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Loan limits and down payment requirements in 2026 for South-Gate, Los Angeles, CA

Loan Type Loan Limit Down payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

Applicable to zip codes: 90280

Explore Conventional and FHA loan options in South-Gate, CA

The goal at Lendersa® is to secure the best possible loan for you, whether it's Conventional, USDA, or FHA, with speed and no hassle. Choose from one of three starting points to match with lenders and identify loan programs.

Lendersa USDA loan request and matching results


  • Cali Home Lending: Dan Draitser
  • 11887 Valley View St, Garden Grove, CA, 92845
  • Dan Draitser Owner of Cali Home Lending, a mortgage banker and broker. A business model that enables funding of residential home loans with an in house warehouse line, and also the ability to broker out the more unconventional loans to over 65 different approved wholesale lenders.

  • CalTerra Financial
  • 12792 Valley View Street, Suite 202, Garden Grove, CA, 92845
  • CalTerra Partners builds, customizes and grows a client’s real estate portfolio to accumulate wealth based on their individual short and long term goals. Our strategy is consumer focused and supports all aspects of a client's real estate needs, we 1) BuySell 2) FixList 3) FixFlip 4) Finance 5) Invest and 6) Manage Real Estate.

  • HomeSmart Advisors
  • 12842 Valley View Street, Suite 205, Garden Grove, CA, 92845
  • The HomeSmart Advisors team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • E Central Credit Union
  • 990 S Fair Oaks Ave, Pasadena, CA, 91105
  • E-Central Credit Union where you can Expect More from a financial institution, find Everything you need and access your accounts Everywhere! As a Member of a financial cooperative, you share in the profits of the Credit Union by receiving superior financial services. When you bank with E-Central, here’s what you get:

  • LA Financial Credit Union
  • 177 E Colorado Blvd, Pasadena, CA, 91105
  • LA Financial Credit Union was founded in 1937 in order to provide L.A. County employees with a safe, convenient place to save as well as to borrow - a financial institution dedicated to their best interest.Credit Union was founded in 1937 in order to provide L.A. County employees with a safe, convenient place to save as well as to borrow

  • Cinch Mortgage
  • 107 South Fair Oaks Avenue, Suite 225, Pasadena, CA, 91105
  • Cinch Real Estate + Mortgage is a full-service brokerage that helps homebuyers, homeowners, and investors stay ahead of the curve to maximize their investment potential. Whether you're a first time home buyer or have been through this before - our job is to streamline the real estate and mortgage process in order to make your dreams come true.

  • VA Desert Pacific Federal Credit Union
  • 5901 East 7th Street, Long Beach, CA, 90822
  • At VA Desert Pacific Federal Credit Union, we have a passion for serving others and we take pride in doing it well. Since 1947, we have provided steadfast financial service to the hardworking people who make a difference in the lives of men and women who served our country. and also Providing steadfast financial service and education enabling VA.

  • Sherie Howard & Associates Inc.
  • 8055 W Manchester Avenue, Suite 715, Playa Del Rey, CA, 90293
  • At Sherie Howard & Associates, Inc. We are a full-service mortgage company based in Playa Del Rey, CA. We specialize in Home Purchase Loans and Refinance in California. We offer FHA, Conventional, VA, HECM and more. Whether you are buying a home or refinancing, we can help you realize your dream of homeownership

  • Arrive Home Lending Inc.
  • 8055 West Manchester Avenue, Suite 735, Playa Del Rey, CA, 90293
  • ARRIVE is a personal finance consultancy & mortgage broker based in Los Angeles, CA. We exist because more often than not, pursuit of the “American Dream” can feel like a nightmare.We believe everyone deserves an advocate in their pursuit of financial freedom & we’re on a mission, not only to help them navigate the journey.

  • Symphony Finance
  • 216 Montreal Street, Playa Del Rey, CA, 90293
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • ABM Realty Group Inc.
  • 11600 West Washington Place, Suite 111, Los Angeles, CA, 90066
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • E3 Capital Partners
  • 10659 W. Pico Blvd, Los Angeles, CA, 90066
  • E3 CAPITAL PARTNERS® is a Real Estate mortgage, finance, brokerage, consultancy for Commercial and Residential Real Estate. E3 Capital partners underwrites/ corresponds with over 200 lenders for ALL property types, ALL borrower types, ALL loan product types. BROKERAGE: Client Representation to list and sell homes.