FHA VS Conventional loan in Stockton, San Joaquin County, California
In 2025, the conventional loan limit for a single-family home in Stockton, within the county of San Joaquin, CA, is $726,200, whereas the FHA limit is $656,650.
Utilize the Lendersa® Conventional loan calculator to assess the best rates available—comparing Conventional, FHA, and USDA loans. This sophisticated tool helps determine the required income, credit, reserves, and necessary documentation needed for qualification. Comparing Conforming, USDA, FHA, and VA loan types side by side can significantly aid in choosing the most fitting program for your financial status in CA.
2025 Loan Limits and Down Payment Requirements in Stockton, San Joaquin, CA
Loan Type
Loan Limit
Down payment
Conventional Conforming
$726,200
3%
USDA
$556,200
0%
FHA
$656,650
3.5%
This table applies to zip codes: 95219, 95212, 95210, 95211, 95209, 95205, 95207, 95202, 95204, 95206, 95203, 95201, 95214, 95267, 95269, 95296, 95297
Explore Conventional and FHA Loans in Stockton, CA
Lendersa® aims to provide swift, hassle-free access to the most suitable Conventional, USDA, or FHA loans. Consider choosing one of three starting points to connect with appropriate lenders and loan programs.
5016 N. Parkway Calabasas, Suite 200, Calabasas, CA, 91302
Priority Financial Network is an equal housing lender and operates as a privately-owned, Fannie Mae, Freddie Mac and FHA approved Mortgage Banker, and offers our clients a diverse portfolio of loan options to fit any loan scenario. We provide borrowers with the advantages and resources of larger financial institutions
24025 Park Sorrento, Suite 150, Calabasas, CA, 91302
Marquee Funding Group, Inc. is a full service mortgage banking firm specializing in the origination, investment sale, and servicing of privately placed real estate loans more commonly known as hard money / private equity loans.
5016 North Parkway Calabasas Suite 200, Calabasas, CA, 91302
ALTLOAN sources the best available capital for residential Non-QM loans with easy guidelines and competitive rates. All loans are underwritten in-house to ensure easy execution and fast closings for Mortgage Brokers. All Underwriters, Account Managers and Account Executives have 5+ years experience in the mortgage business with Non-QM experience.
ACTION FUNDING INC. is a direct private money lender that originates and funds private money loans for business purposes in California and Texas. We are here to be of service to real estate agents, investors, and mortgage brokers by providing them a quick and reliable source of funding which will add value to your team.
PCFC operates with a high degree of professionalism, excellent customer service and a high level of ethics at all times. Our clients keep coming back because they can count on us to do what we say and to value the relationship above the deal.
Our goal is to bridge the gap between real estate investors
23586 Calabasas Rd., Ste. 100, Calabasas, CA, 91302
Private Mortgage Fund, LLC is a California bridge lender founded in 2009. Our focus is to offer the real estate investor fast and reliable execution with creative structure. The principals of PMF have a diverse real estate background with a combined 60 years of experience in lending, brokerage, real estate ownership and management.
23586 Calabasas Road, Suite 203, Calabasas, CA, 91302
Union Home Loan arranges hard money loans for commercial, land, mixed use, residential, apartments, industrial, casinos, hotels, property Investment and unusual properties. Our funding time takes an average of two weeks. We are a direct lender as well as private money brokers in CA. Complicated lending is our specialty.
24025 PARK SORRENTO, SUITE 150, Calabasas, CA, 91302
Marquee Funding Group offers investors an alternative and secured real estate investment. These investments are in the form of a Promissory Note secured by a Deed of Trust (Trust Deeds) and collateralized, secured, and insured on all types of property throughout California and Colorado
23945 Calabasas Road Suite 209, Calabasas, CA, 91302
California Private Lenders is an equity-based lender for all types of properties. We work with Investors, Rehabbers, Corporations, Estates, and Sub Prime Borrowers and Our excellent reputation as a Hard Money/Private Money Lender has been built on our ability to provide fast financing solutions for borrowers
