Explore the differences! FHA VS Conventional loan programs in Kennedy, San Joaquin County, California

In 2025, Convetional loan limit in Kennedy, county of San Joaquin, CA is $726,200 while FHA limit is $656,650 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in CA is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Kennedy, county of San Joaquin, CA

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $556,200 0%
FHA $656,650 3.5%

The comparison table applies to zip codes: 95205, 95206

Conventional and FHA loan options in Kennedy, CA

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • H2 Mortgage, Inc.
  • 7940 Silverton Ave, Suite 101A, San Diego, CA, 92126
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • A & R Financial, Inc.
  • 769 East Rock Creek Dr, Ivins, UT, 84738
  • A&R Financial started in 1997 off a few referrals from relatives & Friends and has perpetually grown from client referrals. After doing business with A&R, people know who their loved ones should turn to for their mortgage needs. We'll become your ally and close friend in the home-buying process.
  • Axos Bank
  • 4350 La Jolla Village Dr, San Diego, CA, 92122
  • Axos Financial, Inc is the holding company for Axos Bank, a nationwide bank that provides consumer and business banking products through its low-cost distribution channels and affinity partners. With over $14 billion in assets, Axos Bank provides financing for single and multifamily residential properties, small-to-medium size businesses in target.
  • Diamond Realty
  • 7975 Playmor Terrace, San Diego, CA, 92122
  • Adriana is a Licensed California Real Estate Broker, holding the current designations: GRI (Graduate Real Estate Institute); MLO (Mortgage Loan Officer); PMC (Property management Certificate); CPTS (Certified Probate & Trust Specialist) and REALTOR. She has 30 plus years of experience in the financial industries of Real Estate Mortgage Lending.
  • Avalon Mortgage Corporation
  • 5060 Shoreham Place, Suite 320, San Diego, CA, 92122
  • "The Avalon Mortgage Corporation is your premiere mortgage team located in San Diego, California. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the San Diego area. Whether you are first time home buyer, purchasing your dream home"
  • PacFunding Group, LLC
  • 4350 La Jolla Village Drive, Suite 110, San Diego, CA, 92122
  • "At PacFunding we provide... equity based, business purpose, short term Bridge or Hard Money loans to Borrowers for purchases or refinances secured by real property in Southern California. At PacFunding, Hard Money Lenders San Diego, CA, we will underwrite, approve and close loans in-house in as few as 5 to 10 business days
  • C2 Financial
  • 3202 Governor Drive Suite 204, San Diego, CA, 92122
  • C2 Financial. Local expertise and broad real estate experience will benefit you whether you are serious about buying or selling a home at this time, or are a returning client checking out the many homeowner resources offered here. As local area experts with extensive knowledge of the communities, the objective here is to work diligently to assist
  • Anchor Funding, Inc.
  • 6336 Greenwich Dr #A, San Diego, CA, 92122
  • Anchor Funding, Inc. our primary goal is to provide the highest level of service to our clients. We are committed to maintaining the highest ethical and moral standards, most innovative products and a “can-do” philosophy. As a highly recognized San Diego based mortgage banker, we have created a unique environment.
  • Mission Federal Credit Union
  • 10325 Meanley Drive, San Diego, CA, 92131
  • There’s so much to know about Mission Fed Credit Union in San Diego! We’re a member-owned, not-for-profit financial cooperative dedicated to serving your financial needs. You can think of us as your one-stop financial services provider, offering you all kinds of Savings Accounts, Loans, eServices