FHA VS Conventional loan in Tulare, Tulare County, California

For 2025, the limit on Conventional loans in Tulare, within the county of Tulare, CA, is set at $726,200. Comparatively, the FHA limit for loans on single-family homes is $472,030. Understanding these limits helps in planning your mortgage options effectively.

Utilizing the Lendersa® Conventional loan calculator allows for a comprehensive evaluation of today's premier rates among Conventional, FHA, and USDA loans. It aids in determining the necessary income levels, credit standards, financial reserves, and documentation required for qualification. Our advanced mortgage calculator provides a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, assisting you in selecting the optimal program for your financial circumstances in CA.

Compare a wide array of loan offers from 100 different lenders

2025 Loan Limits & Downpayment Requirements in Tulare, Tulare County, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $342,100 0%
FHA $472,030 3.5%

The table is valid for these zip codes: 93274, 93275

Discover Conventional and FHA Loan Alternatives in Tulare, CA

At Lendersa®, our mission is to facilitate acquiring the most suitable Conventional, USDA, or FHA loan expediently and efficiently. Choose from three starting points designed to connect you with relevant lenders and tailored loan offerings, ensuring a seamless mortgage process.

Results from USDA loan requests processed through Lendersa


  • Talimar Financial
  • 16880 West Bernardo Drive, #140, San Diego, CA, 92127
  • TaliMar Financial is a California hard money lender that specializes in financing short term residential and commercial private money estate loans. We are currently focused on a providing capital for fix and flip, construction, and bridge loans. For more information on our lending programs.
  • Express Funding Mortgage Co.
  • 1237 Camino, Suite I, Del Mar, CA, 92014
  • Express Funding Mortgage Company was founded in 1998 by Brad Shoemaker with the goal of becoming the San Diego mortgage broker of choice for local San Diegans. Express Funding Mortgage specializes in residential mortgage financing to homeowners and buyers anywhere in California. We offer some of the lowest conforming.
  • Avant Capital Solutions
  • 1011 Camino, Suite 214, Del Mar, CA, 92014
  • We will find a loan that fits each borrower. Unlike big banks that have “order takers” helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly. Also, the big banks have a limited number of lending options available and their loan programs are one size fits all.
  • Boulder Dam Credit Union
  • 530 Avenue G, Boulder City, NV, 89006
  • Since this Credit Union's organization in 1940, we have strived to provide a financial institution where your needs could be met and your financial security attained. You are the only reason we exist. As an owner, you will benefit directly from every dollar the Credit Union earns.
  • Trinity Mortgage
  • 11622 El Camino Real, Suite 100, San Diego, CA, 92130
  • As a full service real estate and mortgage brokerage in the San Diego, LA, and Riverside counties, we are dedicated to providing our clients with the finest customer service available. Trinity Real Estate Services and Trinity Mortgage is built on a foundation of integrity and a heart for the homeowner! We pride ourselves on helping borrowers.
  • Saxton Mortgage, LLC
  • 12636 High Bluff Drive, Suite 400, San Diego, CA, 92130
  • In 2018, Saxton Mortgage, LLC was founded by Trent J. Ford, in San Diego, CA. Saxton Mortgage is a full-service mortgage lender specializing in providing exceptional customer service to satisfy all your mortgage financing needs. Our Team is committed to delivering the highest level of customer service to our clients to find the best option
  • MyPrimeHomeLoan.com, LLC
  • 11622 El Camino Real, Suite 100, San Diego, CA, 92130
  • "We pride ourselves in creating CLIENTS FOR LIFE and we're ALWAYS here for you! We are a full service, local mortgage firm. It's our mission to provide our customers with the most efficient and professional service in our area. We also take pride in providing support for all of your needs throughout your time as our client."
  • Trustin Mortgage Corporation
  • 4070 Lago Di Grata Circle, San Diego, CA, 92130
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
  • Statewide Home Loan Corporation
  • 3877 Pell Place, Suite 402, San Diego, CA, 92130
  • At Statewide Home Loan Corporation we strive to make you a Client for life. We want to be your first choice each and every time you need a real estate financing. We always try to go above and beyond for you so that you will always feel confident referring your family, friends, and associates to us for their mortgage financing needs.
  • Integras Home Loans
  • 11622 El Camino Real, Suite 100, San Diego, CA, 92130
  • Integras Home Loans is part of the BR Financial Solutions, INC family of companies established in 2003 with the mission of creating extraordinary mortgage solutions for property owners of California. That mission continues to be a driving force through today. We have always sought out the nation's most creative and responsible lenders.
  • KAM Financial & Realty, Inc.
  • 12707 High Bluff Drive, Suite 200, San Diego, CA, 92130
  • KAM is a licensed mortgage brokerage in California. KAM is approved with several wholesale lenders that do conventional, conforming, FHA, VA, USDA, jumbo, super Jumbo, reverse mortgages, commercial, construction and private money loans. KAM also provides its loan officers with access to credit reports, loan origination software, DU, LP, processing
  • RWM Home Loans
  • 11234 El Camino Real, San Diego, CA, 92130
  • "RWM Home Loans is a local community mortgage banking corporation that was founded in 1994, by experienced professionals who had been in the California real estate market and mortgage industry for over a two decades. Their mission statement hits a core: Our goal is to provide borrowers the highest level of customer service,"