FHA VS Conventional loan in Upland, San Bernardino County, California

In 2025, the conventional loan ceiling in Upland, located in the county of San Bernardino, CA, is $1,089,300. The FHA limit for a single-family home is $1,089,300.

The Lendersa® Conventional loan calculator offers comparisons between today's best rates for Conventional, FHA, and USDA loans. It determines necessary income, credit, reserves, and qualifying documents. Our advanced mortgage calculator shows Conforming Conventional, USDA, FHA, and VA loans side-by-side, helping you find the best fit for your financial situation in CA.

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2025 Loan Limits and Down Payment Specifications in Upland, San Bernardino County, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $776,600 0%
FHA $1,089,300 3.5%

Applies to zip codes: 91784, 91786, 91785

Conventional and FHA Loan Options in Upland, CA

Lendersa® aims to provide the best possible Conventional, USDA, or FHA loan quickly and effortlessly. Choose one of three options to connect with matching lenders and programs.

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  • Affirm Home Loans
  • 5052 Tennyson Pkwy, Suite 200, Plano, TX, 75024
  • Affirm Home Loans,our mission is to set a high standard in the mortgage industry.We are committed to quality customer service-putting the people we serve first.Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you & your family from the many mortgage options that are available
  • Members Direct Home Loans
  • 5830 Granite Pkwy, Suite 213, Plano, TX, 75024
  • At Members Direct Home Loans, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Synergy One Lending
  • 7700 Windrose Ave, Suite G300, Plano, TX, 75024
  • S1L, INC. is committed to simplifying the home buying experience. As a national mortgage lender, we offer the best combination of the digital mortgage technology our client’s want along with the expertise of our team they need. Synergy One is authorized to Lend in 23 States & provides among the broadest set of mortgage options of any company today.
  • InTrust Mortgage, LLC
  • 7500 San Jacinto Place, Plano, TX, 75024
  • InTrust Mortgage As a professional company with nearly two decades in the mortgage business,our advisers have held positions on both sides of the table - as a retail Loan Originators, wholesale Account Executive & as the managers for national mortgage banks. At InTrust Mortgage we have the financial acumen to give you accurate information and advic
  • GENCO Federal Credit Union
  • 731 N Valley Mills Drive, Waco, TX, 76710
  • GENCO Federal Credit Union was originally created to meet the financial needs of employees of the General Tire and Rubber Company (Waco Plant) and their immediate families. GENCO's first office building was built in 1960 at 1905 Kendall Lane. GENCO's Board of Directors decided to purchase a building in the heart of the Waco business.
  • First Central Credit Union
  • 6201 Sanger Avenue, Waco, TX, 76710
  • First Central Credit Union is a Financial Services company located in Central Texas, United States. We are a not-for-profit credit union meaning we pass along to you savings and funds from profits as less fees and better rates -- as we provide secure competitive financial services, Exceeding the needs of our members.
  • The McCulloch Mortgage Team
  • 600 Lake Air Dr, Suite 1B, Waco, TX, 76710
  • At The McCulloch Team, we treat every customer as an individual, not a number. You won’t be placed into a loan profile created by the banking industry. We use common sense and will help you obtain the best home loan possible. We have a wide range of programs and together find the loan that’s best suited for you.
  • THE KOEHN MORTGAGE GROUP
  • 1600 Lake Air Dr, Waco, TX, 76710
  • The Koehn Mortgage Group, we treat every customer as an individual, not a number and we don't place you into a loan profile, created by the banking industry. We will help you obtain the best home loan possible, for your particular situation. We have a wide range of programs and together we'll find the loan that's best suited for you
  • VA Lending Group, LLC.
  • 4001 McEwen Rd, Suite 420, Dallas, TX, 75244
  • We began working with more and more veterans & became aware that there was a new feeling around the office. My team & I began to notice an influx of meaning & purpose behind our actions. It was not just helping someone refinance or purchase their home, but was helping someone who has already helped keep us & our family safe.