In 2026, the conventional loan ceiling in Upland, located in the county of San Bernardino, CA, is $1,089,300. The FHA limit for a single-family home is $1,089,300.
The Lendersa® Conventional loan calculator offers comparisons between today's best rates for Conventional, FHA, and USDA loans. It determines necessary income, credit, reserves, and qualifying documents. Our advanced mortgage calculator shows Conforming Conventional, USDA, FHA, and VA loans side-by-side, helping you find the best fit for your financial situation in CA.
Compare offers from 100 different lenders
| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $1,089,300 | 3% |
| USDA | $776,600 | 0% |
| FHA | $1,089,300 | 3.5% |
Applies to zip codes: 91784, 91786, 91785
Lendersa® aims to provide the best possible Conventional, USDA, or FHA loan quickly and effortlessly. Choose one of three options to connect with matching lenders and programs.
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