FHA VS Conventional loan in West-Covina, Los Angeles County, California

In 2026, the conventional loan limit set for West-Covina, in the county of Los Angeles, CA is $970,800, whereas the FHA limit for a single-family home is $970,800.

The Lendersa® Conventional loan calculator allows you to evaluate today’s top rates across Conventional, FHA, and USDA options, determining the needed income, credit, reserves, and documentation for qualification. Our advanced mortgage tool presents Conforming Conventional, USDA, FHA, and VA loans side by side, guiding you in selecting the best-fit program for your financial needs in CA.

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2026 Loan Limits and Down Payment Requirements in West-Covina, Los Angeles, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

The above table applies to the following zip codes: 91792

Options for Conventional and FHA Loans in West-Covina, CA

Lendersa® aims to quickly connect you to the best Conventional, USDA, or FHA loans available. Start with one of three pathways that connect you to matching lenders and suitable loan programs.

Results from Lendersa USDA loan request and matching


West-Covina Lenders

  • Main Street Mortgage Services
  • 15825 Main Street, 1st Floor, La Puente, CA, 91744
  • Lends in California
  • MAIN STREET MORTGAGE SERVICES, Inc. is a full service mortgage brokerage with only one priority – to provide the absolute best customer service to our clients while educating them on today’s mortgage process. We offer individualized mortgage solutions for the borrower's unique needs.

  • Reve Mortgage
  • 1199 Fairway Dr, City Of Industry, CA, 91789
  • Lends in California
  • At Reve Mortgage, we are committed in providing the reliable source to your lending solutions; by making lending simple and efficient. Our goal is to go that extra mile to build a lifelong relationship based on integrity, trust, and gratitude. Our one team in-house operations will create an efficient

  • McLeod & Associates
  • 385 South Lemon Avenue, Suite D, Walnut, CA, 91789
  • Lends in California
  • Mia McLeod, President and CEO of McLeod & Associates, is a 30 under 30 award recipient by the National Association of Realtors. Where tradition meet innovation. We adhere to a unique approach with our clients, by not only creating customers for life but by creating "Raving through the way we conduct real estate and mortgage in today.

  • F.P. Mortgage
  • 667 S Brea Canyon Rd # 24, Walnut, CA, 91789
  • Lends in California
  • FP Mortgage, we offer Full-Doc and Non-QM Residential - Commercial loans. We even accept 1 year Tax Return, Self-Employed & NO W2's! We make sure your Home Buying or Refinance process is a smooth one. We take pride in our Excellent Customer Service and in making sure our promises are kept to our Clients.

  • New Bridge Equity
  • 340 S LEMON AVE # 1652, Walnut, CA, 91789
  • Lends in California
  • New Bridge Equity is a privately held company that provides niche lending solutions to borrowers seeking to access the equity in their real estate holdings.and NBE is a hard money, bridge and gap financier funding 1st and 2nd position loans. We are fully capitalized and our team prides itself on closing loans.

  • TRT HOME LOANS, INC.
  • 3110 E. Garvey Ave South, West Covina, CA, 91791
  • Lends in California
  • At TRT Home Loans, Inc, I am pleased to share with you our mission statement. To dedicate the highest quality of customer service to our clients and customers with honesty, integrity & a professional environment. At TRT Home Loans, Inc, we will find a loan that fits each borrower. Unlike big banks that have order takers helping you with your loan.

  • GM Brokerage
  • 150 N Grand Ave, Suite 204, West Covina, CA, 91791
  • Lends in California
  • GM Brokerage buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.

  • California Mortgage Brokers Inc.
  • 150 N. Grand Ave Suite 204, West Covina, CA, 91791
  • Lends in California
  • California Mortgage Brokers Inc mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Reverse4Retirement
  • 100 N Barranca St Fl 7, West Covina, CA, 91791
  • Lends in California
  • This company offers Welcome to Reverse4Retirement, we are reverse mortgage professionals and dedicated to helping senior citizens in California with reverse mortgages and reverse purchase home loans We understand the needs and concerns of our clients and work with them each step of the way to make the reverse mortgage process easy and stress free.

  • Gateway Mortgage Group
  • 2640 E Garvey Ave S, Suite 107, West Covina, CA, 91791
  • Lends in California
  • Gateway Mortgage Group mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan