FHA VS Conventional loan programs in West-Covina, Los Angeles County, California

In 2026, the conventional loan limit set for West-Covina, in the county of Los Angeles, CA is $970,800, whereas the FHA limit for a single-family home is $970,800.

The Lendersa® Conventional loan calculator allows you to evaluate today’s top rates across Conventional, FHA, and USDA options, determining the needed income, credit, reserves, and documentation for qualification. Our advanced mortgage tool presents Conforming Conventional, USDA, FHA, and VA loans side by side, guiding you in selecting the best-fit program for your financial needs in CA.

Explore loan offers from 100+ lenders

2026 Loan Limits and Down Payment Requirements in West-Covina, Los Angeles, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

The above table applies to the following zip codes: 91792, 91791, 91790, 91793

Options for Conventional and FHA Loans in West-Covina, CA

Lendersa® aims to quickly connect you to the best Conventional, USDA, or FHA loans available. Start with one of three pathways that connect you to matching lenders and suitable loan programs.

Results from Lendersa USDA loan request and matching


  • Simplify Direct, Inc.
  • 2601 East Chapman Avenue, Suite 212, Fullerton, CA, 92831
  • Simplify Direct, Inc goal is to achieve your mortgage needs by mimimizing the red tape through our automated process. You will work directly with a single point of contact from begining to end. Our seasoned mortgage specialist will help you get the perfect mortgage that fits your needs.

  • Rosemont Mortgage
  • 2465 E. Orangethorpe Ave, Fullerton, CA, 92831
  • Here at Rosemont Mortgage we put you first! Our warm, friendly and knowledgeable staff are all geared to be problem solvers. Whether it is finding the most aggressive rate for your purchase or refinance or looking for the right help after being let down by another lender we can and will help.

  • Provident Financial Group
  • 5948 Temple City Boulevard, Temple City, CA, 91780
  • Provident Funding is a nationwide direct mortgage lender and servicer. Founded in 1992, we have created a customer-oriented culture with an experienced team of highly trained mortgage experts. We provide mortgage solutions for all of your refinance and home purchase needs. we have maintained a firm commitment to a low-cost business model

  • Comres Mortgage Inc
  • 5954 Temple City Boulevard, Temple City, CA, 91780
  • Comres Mortgage was founded in 2013 and is headquartered in Hacienda Heights, CA. Our dedicated mortgage team specializes in competitive interest rates and concierge customer service. Comres Mortgage was created to service the community and to help them navigate through the entire loan process—with a personal touch.

  • Justin Ahn
  • 14241 Firestone Blvd, Suite 210, La Mirada, CA, 90638
  • "Justin Ahn is a Loan Officer with 14 years of Financial industry experience under my belt. I take pride in what I do, and my mission is to make the process of getting you into your dream home as painless as possible.

    If there is one thing you should know about me is that I fully understand what it means to be a true professional"

  • SO CAL REALTY
  • 14730 Beach Boulevard, Suite 200, La Mirada, CA, 90638
  • Southern California, we are a full service Real Estate & Mortgage Broker. We pride ourselves on exceeding our customer's expectations in finding the best home, rates, service, and options for home buyers-sellers.Whether you want a fixer upper, lowest rate possible for a purchase-refinance, a large amount of guidance, or a more

  • Down Payment Assistance Programs
  • 15707 East Imperial Highway, Suite A, La Mirada, CA, 90638
  • We can help you with most of today’s most popular mortgage products such as

    FHA Loans for Purchase
    FHA streamline Refi
    Conventional Purchases with 5% down or more
    LPMI (Lender Paid MI) conventional purchase or Refi
    VA Loans
    Reverse Mortgage (Senior home-owners 62 and over)
    Fannie Mae HARP Refi

  • RiverGold Financial Services Inc
  • 1501 N. Harbor Blvd, Suite 205, Fullerton, CA, 92832
  • At RiverGold Financial Services Inc. ​ We are committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of loan products to meet your individual requirements. We make the process of securing a mortgage simple

  • Laurus Mortgage
  • 823 North Harbor Boulevard, Fullerton, CA, 92832
  • Laurus Mortgage offer unique set of products not generally available or offered by your banks and credit unions. Whether you need a mortgage refinancing or a home-equity loan, We are your best source .The most simplest application process so you save time securing your loan. and advice and guidance at every stage of your loan process.

  • Millenia Real Estate & Home Mortgage
  • 137 W Chapman Ave, Unit B, Fullerton, CA, 92832
  • "Jerardo Linares is a Real Estate Broker with Millenia Real Estate, serving all of Southern California.Jerardo brings over 10 years of Residential Real Estate Experience. Having previously worked as a Mortgage Banker, he brings extensive knowledge of all sides of a
    Real Estate Transaction."