FHA VS Conventional loan in South-San-Jose-Hills, Los Angeles County, California

As of 2026, the conventional loan ceiling for a single-family house in South-San-Jose-Hills, within Los Angeles County, CA, is set at $970,800. The FHA loan limit, for similar properties, is $970,800.

Explore the Lendersa® Conventional loan calculator to weigh conventional rates against FHA and USDA options. Discover vital information about income, credit, documentations, and reserves needed for qualification. Our enhanced mortgage calculator allows side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, aiding you in choosing the ideal program for your personal financial picture in CA.

Comparative loan offers from over 100 lenders

2026 loan caps and down payment criteria in South-San-Jose-Hills, county of Los Angeles, CA

Loan Category Maximum Loan Minimum Down Payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

This table specifically applies to zip codes: 91744

Options for Conventional and FHA Loans in South-San-Jose-Hills, CA

Lendersa® commits to finding you the top Conventional, USDA, or FHA loans promptly and effortlessly. Begin with one of three pathways to connect with suitable lenders and lending programs.

Lendersa USDA loan request results


South-San-Jose-Hills Lenders

  • Main Street Mortgage Services
  • 15825 Main Street, 1st Floor, La Puente, CA, 91744
  • Lends in California
  • MAIN STREET MORTGAGE SERVICES, Inc. is a full service mortgage brokerage with only one priority – to provide the absolute best customer service to our clients while educating them on today’s mortgage process. We offer individualized mortgage solutions for the borrower's unique needs.

  • Super mortgage bros
  • 1900 W. Garvey Ave S, Suite 100, West Covina, CA, 91790
  • Lends in California
  • We specialize in helping people obtain residential mortgages. From first time home buyers to seasoned investors, we are always here to help! Some of the services we offer are FHA loans First time Home buyer programs VA Loans Conventional loans Jumbo loans mortgage Pre-approval Fixed rate Mortgage Adjustable Rate mortage Rate.

  • Gonzales Property Investments
  • 3488 Camino Del Sur, Hacienda Heights, CA, 91745
  • Lends in California
  • GPI’s award-winning business professional Henry Gonzales, with proven success in competitive, rapidly changing markets. Effectively combined business development, financial services expertise and sales & marketing support to improve processes and boost revenue/profit for companies in financial services. Versatile competitive professional.

  • TRT HOME LOANS, INC.
  • 3110 E. Garvey Ave South, West Covina, CA, 91791
  • Lends in California
  • At TRT Home Loans, Inc, I am pleased to share with you our mission statement. To dedicate the highest quality of customer service to our clients and customers with honesty, integrity & a professional environment. At TRT Home Loans, Inc, we will find a loan that fits each borrower. Unlike big banks that have order takers helping you with your loan.

  • GM Brokerage
  • 150 N Grand Ave, Suite 204, West Covina, CA, 91791
  • Lends in California
  • GM Brokerage buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.

  • California Mortgage Brokers Inc.
  • 150 N. Grand Ave Suite 204, West Covina, CA, 91791
  • Lends in California
  • California Mortgage Brokers Inc mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Reverse4Retirement
  • 100 N Barranca St Fl 7, West Covina, CA, 91791
  • Lends in California
  • This company offers Welcome to Reverse4Retirement, we are reverse mortgage professionals and dedicated to helping senior citizens in California with reverse mortgages and reverse purchase home loans We understand the needs and concerns of our clients and work with them each step of the way to make the reverse mortgage process easy and stress free.

  • Gateway Mortgage Group
  • 2640 E Garvey Ave S, Suite 107, West Covina, CA, 91791
  • Lends in California
  • Gateway Mortgage Group mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan

  • Prime Equity Mortgage
  • 100 N Citrus St #638, West Covina, CA, 91791
  • Lends in California
  • Prime Equity Mortgage mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Capital Direct Funding
  • 100 N CITRUS ST SUITE 530, West Covina, CA, 91791
  • Lends in California
  • Capital Direct Funding, we handle unique transactions we are no stranger too.We excel in handling these types of transactions and We help good people with unique challenges achieve their real estate goals by getting them connected with private and alternative financing and while improving their investments and safeguarding their financial future.