As of 2026, the conventional loan ceiling for a single-family house in South-San-Jose-Hills, within Los Angeles County, CA, is set at $970,800. The FHA loan limit, for similar properties, is $970,800.
Explore the Lendersa® Conventional loan calculator to weigh conventional rates against FHA and USDA options. Discover vital information about income, credit, documentations, and reserves needed for qualification. Our enhanced mortgage calculator allows side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, aiding you in choosing the ideal program for your personal financial picture in CA.
Comparative loan offers from over 100 lenders
| Loan Category | Maximum Loan | Minimum Down Payment |
| Conventional Conforming | $970,800 | 3% |
| USDA | $657,900 | 0% |
| FHA | $970,800 | 3.5% |
This table specifically applies to zip codes: 91744, 91792
Lendersa® commits to finding you the top Conventional, USDA, or FHA loans promptly and effortlessly. Begin with one of three pathways to connect with suitable lenders and lending programs.
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