FHA VS Conventional loan in Windsor, Sonoma County, California

As of 2025, the ceiling for conventional loans in Windsor, located in Sonoma County, CA, stands at $861,350, whereas the FHA limit for a single-family home is $861,350.

Utilize the Lendersa® Conventional loan calculator to compare the latest rates across Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and required documents to qualify. Our comprehensive calculator provides a side-by-side view for Conforming Conventional, USDA, FHA, and VA loans, helping you select the best option tailored to your financial circumstances in CA.

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2025 Loan Limits and Downpayment Details in Windsor, Sonoma County, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $861,350 3%
USDA $763,200 0%
FHA $861,350 3.5%

This comparison table is applicable to these zip codes: 95492

Available Loan Options for Conventional and FHA in Windsor, CA

At Lendersa®, our aim is to quickly secure you the most suitable Conventional, USDA, or FHA loan without the hassle. Choose one of three pathways to connect with matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Community Bank
  • 118 N Main Street, Avon, SD, 57315
  • The Community Bank, Avon SD, originally chartered as the Bank of Kingsburg, Kingsburg, SD opened for business May 20, 1914 with $10, 000.00 in capital all being supplied by local citizens and farmers. It was founded by Tom C. Pier who began his banking career as an employee in a Ravinia, SD bank.
  • The Bank of Tescott
  • 101 E Lincoln Ave, Lincoln, KS, 67455
  • Since establishing business in 1887, the bank has built its reputation on personal service and community promotion. Family owned and locally operated in the communities of Tescott, Lincoln, Salina, and Lindsborg, The Bank of Tescott strives to provide customers with a competitive array of loan and deposit products that aid in their financial succes
  • First Bank Sterling, KS
  • 128 South Broadway Avenue, Sterling, KS, 67579
  • While our name - First Bank - may be relatively new, our roots run deep in Sterling and Rice County. Originally known as Farmers State Bank, the bank opened for business in Sterling on March 24, 1907 with Frank W. Ross as president. The previous November the bank was incorporated by a group of farsighted community business, farmers.
  • BankNorth
  • 2201 6th Avenue Southeast, Aberdeen, SD, 57401
  • We offer a wide range of financial products and services – like savings and checking accounts, personal, business and farm and ranch loans and internet-based solutions – that make it easy and convenient to BankNorth. We’ve been guided by values like honesty, integrity and loyalty every step of the way.
  • Dacotah Bank
  • 308 S Main St, Aberdeen, SD, 57401
  • Dacotah Bank is a bank with operations in one state. Dacotah Bank offers numerous mortgage programs including conventional, non-owner occupied, VA and USDA mortgages and Dacotah Bank is uniquely nimble as a state-chartered bank and locally impactful through Give Where We Live. Dacotah Bank provides banking.
  • Refined Lending
  • 523 S. Main St, Suite 2, Sioux Falls, SD, 57401
  • Refined Lending is a custom home mortgage company specializing in up and coming or established, urban and suburban neighborhoods in the Twin Cities. Our experienced team works closely to suggest the perfect mortgage for your unique lifestyle; a payment that fits within your budget.
  • Aberdeen Federal Credit Union
  • 2324 8th Ave NE, Aberdeen, SD, 57402
  • Aberdeen Federal Credit Union was chartered on April 11, 1935 to promote thrift among the members and enable them to obtain loans for productive and provident purposes at reasonable rates of interest. Aberdeen Federal Credit Union is a member-owned not-for-profit financial cooperative.
  • Lyons Federal Bank
  • 200 East Avenue South, Lyons, KS, 67554
  • Lyons Federal Bank's objective has always been to remain a sound institution for our customers' investment and loan needs. We are proud of the way we are able to meet those needs in a most efficient and friendly way. Lyons Federal Bank is still a locally owned, "hometown" bank with a long history of providing efficient,
  • Bank of Clarks
  • 301 N. Green, Clarks, NE, 68628
  • Since 1937, the Bank of Clarks has been committed to providing the very best service to its customers and community. It is their goal to put customers first and help them succeed in making their daily lives easier. Click on any of the links to the left to find out more about our institution.