FHA VS Conventional loan programs in Windsor, Sonoma County, California

As of 2025, the ceiling for conventional loans in Windsor, located in Sonoma County, CA, stands at $861,350, whereas the FHA limit for a single-family home is $861,350.

Utilize the Lendersa® Conventional loan calculator to compare the latest rates across Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and required documents to qualify. Our comprehensive calculator provides a side-by-side view for Conforming Conventional, USDA, FHA, and VA loans, helping you select the best option tailored to your financial circumstances in CA.

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2025 Loan Limits and Downpayment Details in Windsor, Sonoma County, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $861,350 3%
USDA $763,200 0%
FHA $861,350 3.5%

This comparison table is applicable to these zip codes: 95492

Available Loan Options for Conventional and FHA in Windsor, CA

At Lendersa®, our aim is to quickly secure you the most suitable Conventional, USDA, or FHA loan without the hassle. Choose one of three pathways to connect with matching lenders and loan programs.

Lendersa USDA loan request and matching results


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  • Welcome to United Financial Credit Union, established in 1964, your full-service, not-for-profit financial cooperative. We are owned and operated by members – so we comprise a family-like organization. Credit Union, established in 1964, your full-service, not-for-profit financial cooperative.
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  • APCO Employees Credit Union is a not for profit, full service financial institution. The Credit Union was formed in 1953 for the purpose of promoting thrift and providing a source of low cost credit for its members. APCO is member owned and operated and its only reason for existence is to help its members do better financially.
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  • 1200 4th Ave N, Birmingham, AL, 35203
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