FHA VS Conventional loan programs in Yreka, Siskiyou County, California

In the year 2026, the limit for conventional loans in Yreka, located in Siskiyou county, CA, is $726,200. On the other hand, the FHA limit for a single-family residence stands at $472,030.

Tap into the Lendersa® Conventional loan calculator to contrast today's leading rates among Conventional, FHA, and USDA loans. It helps you ascertain the income, credit level, reserves, and required documents necessary to qualify. Our thorough mortgage calculator provides a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, assisting you in selecting the most suitable program based on your financial status in CA.

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Summary of 2026 loan limits and downpayment requirements in Yreka, Siskiyou county, CA

Type of Loan Loan Limit Minimum Down Payment
Conventional Conforming $726,200 3%
USDA $345,600 0%
FHA $472,030 3.5%

This table applies to the specified zip codes: 96097

Explore Conventional and FHA loan solutions in Yreka, CA

The mission of Lendersa® is to efficiently secure you the most advantageous Conventional, USDA, or FHA loans. Start with any of the three options provided to align with suitable lenders and programs.

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Yreka Lenders

  • Siskiyou Credit Union
  • 1420 Fairlane Road, Yreka, CA, 96097
  • Lends in California
  • Siskiyou Central Credit Union was founded in 1962 when two visionaries, Betty Pitman & Ken Bley, wanted to offer county employees a safe and affordable place to keep their hard earned pay. When the Credit Union finally got its charter to serve only county employees, Betty would be open for business on Tuesdays and Thursdays during her lunch break.