FHA VS Conventional loan programs in Mount-Shasta, Siskiyou County, California

In 2026, the limit for Conventional loans in Mount-Shasta, within the county of Siskiyou, CA stands at $647,200; simultaneously, the FHA cap for a single-family residence is $420,680.

Utilize Lendersa®'s Conventional loan calculator to evaluate current FHA, Conventional, and USDA rates. Determine necessary income, credit, reserves, and documentation for qualification. This advanced mortgage tool lets you compare side by side Conventional, USDA, FHA, and VA offerings to choose the most suitable program within CA for your financial profile.

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2026 loan ceilings and necessary downpayments in Mount-Shasta, county of Siskiyou, CA

Loan Type Maximum Loan Amount Minimum Down Payment
Conventional Conforming $647,200 3%
USDA $345,600 0%
FHA $420,680 3.5%

This comparison applies to the following zip codes: 96067

Options for Conventional and FHA loans in Mount-Shasta, CA

Lendersa® aims to swiftly provide you with the best suited Conventional, FHA, or USDA loans efficiently. Choose from one of the three initiations that connect you to matching lenders and loan schemes.

Lendersa USDA loan request matching outcomes


Mount-Shasta Lenders

  • Siskiyou Credit Union
  • 1420 Fairlane Road, Yreka, CA, 96097
  • Lends in California
  • Siskiyou Central Credit Union was founded in 1962 when two visionaries, Betty Pitman & Ken Bley, wanted to offer county employees a safe and affordable place to keep their hard earned pay. When the Credit Union finally got its charter to serve only county employees, Betty would be open for business on Tuesdays and Thursdays during her lunch break.

  • Members 1st Credit Union
  • PO Box 492395, Redding, CA, 96049
  • Lends in California
  • Members 1st Credit Union provides the convenient and relevant financial services its members need to achieve their goals and dreams. They offer checking, savings, certificates, IRAs, money market, credit cards, mortgages, home equity loans, auto loans, personal loans, student loans, online and mobile banking and more.

  • Only 1 Benji
  • 1177 Hilltop Dr, Redding, CA, 96003
  • Lends in California
  • Benji Edwardson was born and raised in Redding, CA. He received his psychology degree in 2004 from Simpson University and wanted to go into counseling. He took a job at a local mortgage office in 2004 and decided this was his career.His wife Jamie is a local Real Estate agent that was also born and raised in Redding.

  • North Valley Mortgage
  • 3930 Oro St, Redding, CA, 96001
  • Lends in California
  • Purchase, refinance, cash out, and no money down options with excellent rates and personalized service! With over 15 years in the mortgage industry, we provide a level of expertise you can rely on. From offering the best loan options to fit your needs, to closing loans efficiently and on time, we will take great care of you!

  • Von Mortgage - Roya Spain
  • 2777 Bechelli Lane, Redding, CA, 96002
  • Lends in California
  • We are a Redding Mortgage Bank with awesome rates, fees & turn times. We love your referrals. We are direct lenders for Redding FHA Loans, Redding USDA Loans, Redding VA Loans, & Redding no money down loans. Give us a call any time for any questions. Remember every question is a good question.

  • Accelerated Mortgage Services
  • 849 Mistletoe Lane, Redding, CA, 96002
  • Lends in California
  • We specialize in lending efficiency and customer satisfaction. Our clients are the most important part of our business. With this in mind, we work hard to earn your trust through fast friendly service and a professional approach to real estate lending.Our loan officers are state and federally licensed under the National Mortgage Licensing System.

  • The Mortgage Marketplace
  • 3310 Churn Creek Rd, Suite A, Redding, CA, 96002
  • Lends in California
  • The Mortgage Marketplace We offer one of the largest selections of Wholesale loan programs available along with Wholesale Mortgage Rates direct to our Clients is your Premier Mortgage Team located in Redding, California. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple.

  • US Lending Co
  • 2280 BECHELLI LANE, Redding, CA, 96002
  • Lends in California
  • We hold ourselves to high standards. We value excellence in our personal lives and our company as a whole. We desire to provide high quality products and services while using the most up-to-date technology in order to stay ahead of the curve and make the process more efficient for us and less stressful for our clients.

  • Access Mortgage
  • 2620 Larkspur Lane Ste O, Redding, CA, 96002
  • Lends in California
  • At Access Mortgage, our mission is to provide homeowners and future homeowners a variety of home financing options at competitive rates; fulfilling their needs in a manner that enhances their standard of living in realizing the American Dream. We at Access Mortgage believe in working hard to get the job done.

  • Omega Mortgage Group
  • 2285 Hilltop Dr., Redding, CA, 96002
  • Lends in California
  • Omega Mortgage Group (OMG) is a mortgage banker that has been in Northern California for more then 10 years. We are a direct lender with branches also in Redding, Santa Rosa and Reno. We understand that our business is not about a single transaction, it is about building and maintaining relationships.