Explore the differences! FHA VS Conventional loan programs in Breckenridge, Summit County, Colorado

For the year 2025, the conventional loan limit in Breckenridge, located in the county of Summit, CO, is noted as $953,350. In contrast, the FHA limit for a single-family home carries the value $953,350.

Utilize the Lendersa® Conventional loan calculator to evaluate current rates across Conventional, FHA, and USDA loans, determining the income, credit scores, reserves, and necessary documents to qualify. Our sophisticated mortgage calculator presents Conforming Conventional loans, USDA, FHA, and VA options side by side, aiding you in selecting which program suits your financial requirements best in CO.

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2025 Loan Limits and Down Payment Requirements in Breckenridge, Summit County, CO

Loan Type Loan Limit Down payment
Conventional Conforming $953,350 3%
USDA $740,600 0%
FHA $953,350 3.5%

The comparison chart is relevant to the following zip codes: 80424

Exploring Conventional and FHA Loan Possibilities in Breckenridge, CO

The mission of Lendersa® is to quickly and effortlessly secure the best Conventional, USDA, or FHA loan for you. Choose one of our three pathways to connect with lenders and find suitable loan programs.

Lendersa USDA loan request matching outcomes


  • Loan Girl
  • 898 N Fair Oaks Ave, Suite A-1, Pasadena, CA, 91103
  • We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. Here at SIMPLE MORTGAGE, we have the right loan program for you. Whether you're looking for Purchase, Refinance, or Specialized Loans, we can do it!
  • Simple Mortgage Pasadena
  • 898 N. Fair Oaks Avenue, Suite A-1, Pasadena, CA, 91103
  • Simple mortgage is an elite mortgage firm privately owned and operated in Pasadena California. We are licensed and helping families throughout California. Our team are some of the industry’s leading professionals with over 20 years of experience, and thus have extensive expertise in handling any kind of mortgage scenario.
  • MB Capital Ventures
  • 2604B El Camino Real, Ste 156, Carlsbad, CA, 92008
  • MB Capital Ventures specializes in real estate and project finance. We focus on providing better terms for all types of real estate transactions and development projects. There is not an asset class or size we cannot touch. Most of our deals are between $1M and $10M. We have incredibly attractive financing programs for $25M+.
  • America One Mortgage Group
  • 1902 Wright Place, Suite 200, Carlsbad, CA, 92008
  • America One Mortgage Group, where we specialize in residential mortgages. At America One Mortgage Group, we will find a loan that fits each borrower. Unlike big Banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
  • Keystone Financial Services LLC
  • 4308 Sea Bright Drive, Carlsbad, CA, 92008
  • Keystone Financial is your mortgage broker. If you're on the hunt for a home loan then you'll want to compare us to our competition. We offer a lending experience that creates confidence and trust. Our goal is simple if we win, you win! broker. If you're on the hunt for a home loan then you'll want to compare us to our competition.
  • The Kolesar Team
  • 5790 Fleet Street, Suite 130, Carlsbad, CA, 92008
  • The Kolesar Team is dedicated to offering the best service to our customers. We want to change the way you see a mortgage. More guidance, less stress – More transparency, less confusion – We are here to create a better mortgage experience. Our home loan programs will win your business; our service will earn your trust.Get a home loan in less t
  • MortgageOne, Inc.
  • 5860 Owens Ave, Suite 130, Carlsbad, CA, 92008
  • MortgageOne, Inc was founded by Bryce Schetselaar in March 2012 upon the principles of integrity and providing the right loan for every borrower’s situation. During college, Bryce began his career in the mortgage industry with Bank of America as a loan originator. It became obvious to Bryce that there was a better way
  • MORTGAGE MAX INC
  • 1015 Chestnut Ave, Carlsbad, CA, 92008
  • Mortgage Max offers Loan programs to fit your budget. For practical and knowledgeable advice and options, give us a call. FHA, VA & Conventional. We can help with Reverse mortgages as well. We have been helping clients finance the purchase, or refinance of properties in north San Diego County for over 33 years.
  • M H Loans Corporation
  • 2244 Faraday Avenue, Suite 92, Carlsbad, CA, 92008
  • MH Loans has a successful method of financing mobile homes in Florida, Texas and California. The long history of solid customer service along with industry knowledge, has driven MH Loans into the spotlight as a premier lending resource for manufactured homes. The team is composed of committed individuals that go the distance to discover
  • J P Mortgage Co
  • 3071 Jefferson St., Carlsbad, CA, 92008
  • We specialize in Residential Mortgages. FHA, VA and Conventional financing. As a mortgage banker we function like a mortgage broker without the uncertainty. We have the power to make decisions locally. With over 25 years in the mortgage lending business we can make your process smooth and efficient. Mortgage refinancing, mortgage purchase.
  • Janus Mortgage
  • 2588 El Camino Real, Carlsbad, CA, 92008
  • "Janus Mortgage (NMLS # 1433731) has 20+ years of experience in all aspects in the Southern California real estate marketplace. We have seen all of the ups and downs of what is the most unique real estate market in the world. Funding loans and selling real estate are our passion."