Explore the differences! FHA VS Conventional loan programs in Silverthorne, Summit County, Colorado

In the year 2026, for a single-family home in Silverthorne, within Summit county of CO, the conventional loan limit stands at $953,350, whereas the FHA loan limit is $953,350.

Explore the Lendersa® Conventional loan calculator, a tool that lets you compare the most competitive rates available today for Conventional, FHA, and USDA loans. It will guide you in determining the necessary income, credit score, reserves, and needed documents to qualify. With our advanced mortgage calculator, you'll be able to see Conforming Conventional loans, USDA, FHA, and VA options lined up for a side-by-side comparison to help decide which program in CO is the best match for your unique financial situation.

Explore competitive loan offers from a network of 100 lenders

Insights into 2026 loan limits and down payment criteria in Silverthorne, CO, specifically for Summit county

Loan Type Loan Limit Down Payment
Conventional Conforming $953,350 3%
USDA $740,600 0%
FHA $953,350 3.5%

These comparisons are applicable to the following zip codes: 80498

Explore Available Conventional and FHA Loan Options in Silverthorne, CO

The mission of Lendersa® is to help you secure the most suitable Conventional, USDA, or FHA loan swiftly and with minimal hassle. Choose any of the three entry points below, leading to an array of matching lenders and loan programs tailored specifically for you.

Lendersa results for USDA loan requests and matches


  • LendRight Mortgage
  • 1447 East Annie Lace Way, Draper, UT, 84020
  • At LendRight Mortgage! My name is Rodney Rex, the owner and principal lending manager. I won’t bore you with facts about my 17-year history in this business. We are based in Draper, UT. We have shifted our workforce completely to remote work. If you need to send any physical mail correspondence, broker checks, etc.

  • Altius Mortgage
  • 11925 S 700 E, Draper, UT, 84020
  • Altius Mortgage is dedicated to making your home loan process quick and easy. We help our clients apply and be approved for Utah mortgages, no matter what their credit or financial history looks like. Outside of exceptional rates and service, we also have the ability for you to track the progress of your home mortgage loan, all online.

  • Compass Lending Solutions
  • 12012 S 700 E, Draper, UT, 84020
  • Compass Lending Solutions. I have learned from the cycles and trends in the mortgage industry that you cannot trust much of what you hear. You have to find a trusted advisor, who will spend the time to determine your long term needs and provide safe and effective solutions that will be the most beneficial to you and your family.

  • Affinity Alliance Mortgage & Real Estate
  • 12095 S Milona Dr, Draper, UT, 84020
  • Affinity Alliance Mortgage & Real Estate We are a local mortgage and real estate company based out of Draper, UT. Established in 2001, we have had years of experience in the market working with clients of all backgrounds. We have developed a business purely centered around our clients needs and visions and are passionate about helping others.

  • Diversified Financial Services, Inc
  • 11639 South 700 East, Suite 200, Draper, UT, 84020
  • Diversified Financial Services, Inc. Specializes in Mortgage Loans, Home Improvement Financing and Consulting owned Mortgage Company serving the western United States. We hire mortgage professionals that understand the unique challenges of the mortgage market, especially during these unprecedented times.

  • Olympus Funding
  • 11576 So. State St, Suite 202, Draper, UT, 84020
  • Olympus Funding is an aggressive advocate of consumer rights recognizing that honesty and integrity formulates the basis of great customer service.We sincerely believe we are "Your Mortgage Solution". We value our customer's privacy & strive to understand their needs so that we may fully assist them in achieving their mortgage financial objectives.

  • Simple Mortgage, LLC
  • 11576 S. State Street, Suite 102-B, Draper, UT, 84020
  • Simple Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • City Creek Mortgage
  • 11910 South State St, Suite 100, Draper, UT, 84020
  • The words ‘Trusted, Respected and Loved’ are more than just a tagline. Like a feeling that runs deep within your soul that cannot be verbalized, these words are tattooed on the heart of this company. They are words that can only be felt through the limbic part of your brain, which means they are unexplainable.

  • Blue Coral Financial Inc
  • 735 East 9000 South, Suite 201, Sandy, UT, 84094
  • Blue Coral Financial is a full-service Utah home mortgage company based in Sandy, Utah. Whether you are buying a home and need a home mortgage loan, or want to refinance your home, we are here to help you save time, stress and money. We specialize in all types of home mortgage financing, focusing particularly on Housing loans, FHA loans, VA loans.