FHA VS Conventional loan programs in 2026 for Silverthorne, Summit County, Colorado

In the year 2026, for a single-family home in Silverthorne, within Summit county of CO, the conventional loan limit stands at $953,350, whereas the FHA loan limit is $953,350.

Explore the Lendersa® Conventional loan calculator, a tool that lets you compare the most competitive rates available today for Conventional, FHA, and USDA loans. It will guide you in determining the necessary income, credit score, reserves, and needed documents to qualify. With our advanced mortgage calculator, you'll be able to see Conforming Conventional loans, USDA, FHA, and VA options lined up for a side-by-side comparison to help decide which program in CO is the best match for your unique financial situation.

Explore competitive loan offers from a network of 100 lenders

Insights into 2026 loan limits and down payment criteria in Silverthorne, CO, specifically for Summit county

Loan Type Loan Limit Down Payment
Conventional Conforming $953,350 3%
USDA $740,600 0%
FHA $953,350 3.5%

These comparisons are applicable to the following zip codes: 80498

Explore Available Conventional and FHA Loan Options in Silverthorne, CO

The mission of Lendersa® is to help you secure the most suitable Conventional, USDA, or FHA loan swiftly and with minimal hassle. Choose any of the three entry points below, leading to an array of matching lenders and loan programs tailored specifically for you.

Lendersa results for USDA loan requests and matches


Silverthorne Lenders

  • Central Rockies Mortgage Corp
  • 30 Benchmark Rd, Suite G3, Avon, CO, 81620
  • Lends in Colorado
  • Central Rockies Mortgage was formed in 1992. Robert Grems, David Lau and William DesPortes took over ownership of the company in 2016. Our reputations, and the impeccable reputation of the company, have been built and established on providing exceptional and ongoing customer service to each and every one for our valued clients.

  • Eagle One Financial
  • 150 E Beaver Creek Blvd, Avon, CO, 81620
  • Lends in Colorado
  • We offer many loan programs tailored for the resort market including jumbo mortgage loans, condo-tel loans, and portfolio loans for borrowers with unique situations or properties.

    We are a Colorado based, family owned mortgage lender and provide personalized service to each client, one at a time. Many of my clients have been with me for years

  • Apex Mortgage Brokers
  • 16 Linden Lane, Breckenridge, CO, 80424
  • Lends in Colorado
  • Apex Mortgage Brokers. We are a mortgage brokerage firm working with over 45 different lenders to find you the right home loan solution to fit your needs in Colorado and Florida. Whether you are buying a home or refinancing, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment

  • ADV Mortgage
  • 12 Rosalie Rd, Bailey, CO, 80421
  • Lends in Colorado
  • ADV Mortgage was founded by Richie Frangiosa, a 20 year veteran of the mortgage industry.With an underwriting and processing background, we focus on the best possible service to our clients. We are not salespeople, and will never try to be. Our goal is to make the mortgage process as easy and transparent as possible.

  • New Capital Finance
  • 5770 McIntyre St, Suite 5, Golden, CO, 80403
  • Lends in Colorado
  • New Capital Finance local mortgage company that cares and will move at YOUR speed. No Junk fees ever and we work with SEVERAL banks to ensure the best pricing and service and We work with hundreds of mortgage lenders, shop the rates for you, we're local and have 15+ years of experience.

  • Golden Lenders
  • 18950 W 54th, Golden, CO, 80403
  • Lends in Colorado
  • We have more than 25 years of experience in the mortgage industry – just the expertise you need for a successful outcome. Our team of mortgage consultants work to simplify the process for you, while educating you on this complex process. Whether its your first home, or you’re an experienced home buyer

  • Mint Mortgage LLC
  • 31021 Troutdale Ridge Road, Evergreen, CO, 80439
  • Lends in Colorado
  • Mint Mortgage is committed to find the best loan program for your needs. Our company is different than most because we operate as brokers to look across available wholesale lenders that offer financing in Colorado. We have very little overhead, so the lowest rate is passed directly to you.

  • Loan Zone Mortgage, LLC.
  • 28225 Hwy 74, Suite 202, Evergreen, CO, 80439
  • Lends in Colorado
  • The Loan Zone Mortgage, LLC. team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • Fox Valley Mutual Inc
  • 2942 Evergreen Parkway, Suite 425 C, Evergreen, CO, 80439
  • Lends in Colorado
  • Our mission is to offer the best mortgage rates and minimal closing costs while providing outstanding service! We understand that purchasing or refinancing your home is one of the most important decisions you will make in your lifetime. As such, we believe it is our responsibility to guide you through the mortgage process as a trusted advisor.