Explore the differences! FHA VS Conventional loan programs in Castle-Rock, Douglas County, Colorado

During 2026, the Conventional loan limit for Castle-Rock in Douglas county, CO, is $684,250. The FHA limit for a single-family home is $684,250.

Leverage the Lendersa® Conventional loan calculator to compare today's best rates for Conventional, FHA, and USDA loans. Assess required income, credit, reserves, and documents needed to qualify. Our advanced mortgage tool allows you to see Conforming Conventional, USDA, FHA, and VA loans side by side, enabling you to determine the most suitable program for your financial needs in CO.

Explore loan offers from 100 lenders

2026 Loan Limits and Downpayment Requirements for Castle-Rock, Douglas, CO

Loan Type Loan Limit Down Payment
Conventional Conforming $684,250 3%
USDA $477,400 0%
FHA $684,250 3.5%

This table applies to ZIP codes: 80104

Find the Right Conventional and FHA Loan Options in Castle-Rock, CO

Lendersa® aims to quickly and seamlessly secure the best Conventional, USDA, or FHA loan for you. Choose one of three paths to connect with matching lenders and loan programs that suit your needs.

View Lendersa USDA loan request and resulting matches


Castle-Rock Lenders

  • NestInvest Home Loans LLC
  • 300 E. Miller Ct, Suite 992, Castle Rock, CO, 80104
  • Lends in Colorado
  • NestInvest Home Loans is a wholesale mortgage brokerage. We can help you find the right loan program through our network of lenders and we'll guide you throughout the process. Our mission is to serve our customers with honesty, integrity and competence. Furthermore, we pledge to help borrowers overcome roadblocks that can arise.

  • KC Mortgage LLC
  • 504 Perry Street, Unit B, Castle Rock, CO, 80104
  • Lends in Colorado
  • With over 30 years experience, Kay is the local expert to help you find the best option and rate, whether you just bought a new home or are refinancing your current home. KC Mortgage is a one-stop shop for all your mortgage needs in Colorado. Contact Kay today to schedule your free consultation.

  • MODlending LLC
  • 8783 Spruce Mountain Road, Larkspur, CO, 80118
  • Lends in Colorado
  • Modlending, Inc. is an equal housing opportunity mortgage company. We are pledged to the letter and spirit of the United States policy for the achievement of equal housing opportunity throughout the Nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing.

  • Security Financial Services LLC
  • 3831 Running Deer Drive, Castle Rock, CO, 80109
  • Lends in Colorado
  • Mark Hemingway is a Colorado Mortgage Broker that is licensed and bonded with over 13 years of experience. He previously worked for a nationwide lender and brings that experience to now be able to assist with homeowners and potential buyers and their financial needs. Security Financial Services is your mortgage broker for life.

  • Inspyre Mortgage LLC
  • 2090 Candleglow Street, Castle Rock, CO, 80109
  • Lends in Colorado
  • Our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • MortgageLink Solutions LLC
  • 2160 Bellavista Street, Castle Rock, CO, 80109
  • Lends in Colorado
  • MortgageLink Solutions Offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.

  • Optimum Mortgage Services Inc
  • 1017 Bramblewood Drive, Castle Pines, CO, 80108
  • Lends in Colorado
  • Optimum Mortgage Services are committed to the mortgage industry and their customers. With over 40 years of combined experience, we know the business from the inside out. We specialize in first and second mortgages for home purchases, refinancing, and home equity loans. You can count on us to handle all your mortgage needs.

  • Efficient Lending Incorporated
  • 690 Stonemont Court, Castle Pines, CO, 80108
  • Lends in Colorado
  • The American dream of homeownership is more than securing a place to call home. Homeownership is the cornerstone of personal security, wealth building, and future legacy for individuals and families. Owning a home or investment property is one of the most critical steps in building a wealth portfolio that can be utilized in your future.

  • Mortgage Toolbox Inc
  • 1292 Buffalo Ridge Road, Castle Rock, CO, 80108
  • Lends in Colorado
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.