Explore the differences! FHA VS Conventional loan programs in Palmer-Lake, El Paso County, Colorado

As of 2026, the set limit for Conventional loans in Palmer-Lake, located in the county of El Paso, CO, stands at $647,200, while the single-family home FHA limit is $460,000.

Utilize the Lendersa® Conventional loan calculator to compare today's leading Conventional, FHA, and USDA rates. Determine the necessary income, credit score, reserves, and documents for qualification using our advanced mortgage calculator. Easily compare Conventional loans against USDA, FHA, and VA options, enabling a choice that best suits your financial circumstances in CO.

Analyze loan proposals from 100 lenders

2026 Loan Limits and Down Payment Requirements for Palmer-Lake, County of El Paso, CO

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $314,600 0%
FHA $460,000 3.5%

Applies to zip codes: 80133

Options for Conventional and FHA Loans in Palmer-Lake, CO

The mission of Lendersa® is to quickly and seamlessly provide you with the best possible Conventional, USDA, or FHA loan. Choose from three different starting points, each designed to match you with the appropriate lenders and loan programs.

Lendersa USDA loan application and matching results


Palmer-Lake Lenders

  • Integrity Bank & Trust
  • 1275 Village Ridge Pt., Monument, CO, 80132
  • Lends in Colorado
  • Integrity Bank & Trust is an employee-owned community bank, dedicated to the Colorado Springs area.

    The staff at Integrity is motivated and inspired by meeting the financial service needs of our customers and community. We endeavor to display behavior that is consistent with our faith-based beliefs and to serve others for their benefit.

  • The Fox Mortgage Team LLC
  • 17857 Lapis Court, Monument, CO, 80132
  • Lends in Colorado
  • Our mission statement at The Fox Mortgage Team is to ensure we get you the Best deal not just a better deal so you’ll Never have to go through this very stressful event again. We specialize in VA home loans but also do all other types of loans as well! At the Fox Mortgage Team you’ll have a very pleasant experience with as little stress as possible

  • View Mortgage, LLC
  • 555 Middle Creek Pkwy, Suite 500, Colorado Springs, CO, 80921
  • Lends in Colorado
  • View Mortgage delivers a smarter, faster, and all-around better home financing experience through fine-tuned processes and expert support. As the preferred lender for View Homes, helping our clients reach their home ownership goals is our number one priority and Licensed in Texas, Colorado, Florida, South Dakota, and New Mexico.

  • Bear Creek Mortgage Corp
  • 13570 Northgate Estates, Suite 200, Colorado Springs, CO, 80921
  • Lends in Colorado
  • Bear Creek Mortgage Corp. is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you

  • A&A Mortgage Life and Investments
  • 1301 Hazeline Lake Drive, Colorado Springs, CO, 80921
  • Lends in Colorado
  • We have over 22 years of experience originating mortgages in Colorado. We fund Conventional, VA, FHA, Jumbo and USDA loans. Here at A&A Mortgage we strive for the best customer service and fast closings. This is why we partner with the best lenders in America. Give us a call, you will see the difference.

  • Ultimate Mortgage LLC
  • 12675 Woodruff Drive, Colorado Springs, CO, 80921
  • Lends in Colorado
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Fidelity Mortgage Solutions
  • 15455 Gleneagle Drive, Suite 230, Colorado Springs, CO, 80921
  • Lends in Colorado
  • "We are a local based company here in Colorado Springs and work face to face with each one of our clients.

    We specialize in Home Purchases and Refinances with Government backed loan such as FHA, VA, Fannie Mae and Freddie Mac.

    Let us do the shopping for you, as we have over 10 different Nationwide"

  • MODlending LLC
  • 8783 Spruce Mountain Road, Larkspur, CO, 80118
  • Lends in Colorado
  • Modlending, Inc. is an equal housing opportunity mortgage company. We are pledged to the letter and spirit of the United States policy for the achievement of equal housing opportunity throughout the Nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing.

  • Skyridge Lending, LLC
  • 509 Scott Ave, Suite 154, Woodland Park, CO, 80863
  • Lends in Colorado
  • Skyridge Lending is committed to helping you find the right mortgage for your needs. We offer a variety of products, including Conventional, FHA, VA, USDA and more. Currently lending in CO, TX, OK, CA, AK, and HI. Call us for a free assessment today!variety of products, including Conventional, FHA, VA