FHA VS Conventional loan programs in Centennial, Arapahoe County, Colorado
In 2026, the Conventional loan limit in Centennial, within Arapahoe county, CO, is set at $787,750. Meanwhile, the FHA limit for a single-family home stands at $787,750.
Use the Lendersa® Conventional loan calculator to compare today's best rates across Conventional, FHA, and USDA loans and see the income, credit, reserves, and documentation needed for qualification. The advanced mortgage tool allows side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans to help decide the most suitable program for your financial needs in CO.
2026 Loan Limits and Down Payment Requirements in Centennial, Arapahoe, CO
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$787,750
3%
USDA
$547,400
0%
FHA
$787,750
3.5%
Applies to ZIP codes: 80122
Discover Conventional and FHA Loan Options in Centennial, CO
The goal of Lendersa® is to deliver the best possible Conventional, USDA, or FHA loan quickly and with ease. Choose one of three starting points to find matching lenders and suitable loan programs.
With over 30 years experience, Kay is the local expert to help you find the best option and rate, whether you just bought a new home or are refinancing your current home. KC Mortgage is a one-stop shop for all your mortgage needs in Colorado. Contact Kay today to schedule your free consultation.
COHomeGrant.com, our mission is to set a high standard in the industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the process, so that you can confidently select the best situation for you and your family from the many options that are available today.
8700 Turnpike Drive, Suite 303, Westminster, CO, 80031
Move Mortgage was created to provide customers with a fast, reliable, and dependable home loan process. We specialize in first time home buyers, down payment assistance and all conventional loan products. Get fast, custom loan quotes to compare. Fill out our streamlined, 100% online loan application. Move through the approval process quickly
"We are a Colorado locally owned & operated Company.
We have several banks and investors that we work with to give you the most comprehensive portfolio of products. We are committed to providing clients with the highest level of service combined with some of the lowest rates. With our highly experienced team of mortgage professionals"
Your Better Loan LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
2200 East 104th Avenue, Suite 101, Thornton, CO, 80233
Above & Beyond Mortgage Loans, Inc., and our mortgage consultants all share the same common goal: to provide individuals and families with excellence in the process of a mortgage loan. Rest assured that Above & Beyond will fully educate you from start to finish on the loan process.
3879 E. 120th Avenue, Suite 110, Thornton, CO, 80233
"We offer a wide range of finance options, designed to best meet the needs of local borrowers. Whether you are purchasing a home, are considering refinancing, we can help! It doesn't matter if you are looking for cash out, or to just get a better rate and term, we can assist you and also We offer the following Refinancing Programs:
Community Choice Credit Union is a member owned not for profit, full service financial co-op serving the needs of the Commerce City Community. Community Choice had its small beginning on October 9, 1952. It was established as SD14 Federal Credit Union and was located in the basement of one of our member's home.
