Explore the differences! FHA VS Conventional loan programs in Centennial, Arapahoe County, Colorado
In 2026, the Conventional loan limit in Centennial, within Arapahoe county, CO, is set at $787,750. Meanwhile, the FHA limit for a single-family home stands at $787,750.
Use the Lendersa® Conventional loan calculator to compare today's best rates across Conventional, FHA, and USDA loans and see the income, credit, reserves, and documentation needed for qualification. The advanced mortgage tool allows side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans to help decide the most suitable program for your financial needs in CO.
2026 Loan Limits and Down Payment Requirements in Centennial, Arapahoe, CO
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$787,750
3%
USDA
$547,400
0%
FHA
$787,750
3.5%
Applies to ZIP codes: 80122
Discover Conventional and FHA Loan Options in Centennial, CO
The goal of Lendersa® is to deliver the best possible Conventional, USDA, or FHA loan quickly and with ease. Choose one of three starting points to find matching lenders and suitable loan programs.
Columbine Federal Credit Union, we want to give you the service & products you will appreciate. All credit unions are member-owned, not-for-profit financial cooperatives. Our not-for-profit status allows us to offer better savings rates, lower loan rates & lower fees. Once you become a member of Columbine, you are also an owner of the credit union.
Arapahoe Credit Union is the Colorado alternative to typical banking. We are not-for-profit, without sales quotas, and put our staff and members first. This allows us to offer a work culture that is worlds away from large banks. We are family-first, inclusive, and prize the personal priorities of our staff.
6972 South Vine Street, Suite 366, Centennial, CO, 80122
Lends in Colorado
Silver Leaf Mortgage, we want to serve you well. It is our passion to handle your loan like you are family. We will go above and beyond to complete every aspect of the loan process as quickly and easily as possible. We are your local reverse mortgage experts. Reverse Mortgage Insight ranked us in the TOP 50 Reverse Mortgage originators.
7950 Lincoln Street, Suite 115, Littleton, CO, 80122
Lends in Colorado
Since founding Colorado One Mortgage in 2001, my team and I have been providing concierge level service to homeowners all across Colorado's front range. I treat your loan as if it were my own, and leverage 20 years of experience and technical understanding of markets to get you the lowest rate and fees.When you're ready to stop overpaying the bank.
7500 South University Blvd, Suite 102, Centennial, CO, 80122
Lends in Colorado
Liberty Mortgage Group has been specializing in residential financing for Colorado borrowers since 1999. Unlike big banks that have "order takers" helping with your loan, we have highly skilled loan consultants who are experts at finding the mortgage that makes the most sense for your homebuying or refinancing scenario.
7950 S Lincoln St, Suite 109, Littleton, CO, 80122
Lends in Colorado
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
"Table Mountain Mortgage is a Colorado owned mortgage company established in 2001. Our goal is to provide our clients with the support and personal attention they deserve.
We are a full service, licensed company that specializes in all your mortgage needs. Greg Sutherland, President of Table Mountain Mortgage worked"
Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
We are committed to inspiring our members through community engagement, educational seminars, and an exceptional experience that not only supports their financial goals, but also their well-being through each phase of their journey. We are a remember-your-name, make-your-dreams-happen kind of place.
