Explore the differences! FHA VS Conventional loan programs in Centennial, Arapahoe County, Colorado

In 2025, the Conventional loan limit in Centennial, within Arapahoe county, CO, is set at $787,750. Meanwhile, the FHA limit for a single-family home stands at $787,750.

Use the Lendersa® Conventional loan calculator to compare today's best rates across Conventional, FHA, and USDA loans and see the income, credit, reserves, and documentation needed for qualification. The advanced mortgage tool allows side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans to help decide the most suitable program for your financial needs in CO.

Compare loan offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in Centennial, Arapahoe, CO

Loan Type Loan Limit Down Payment
Conventional Conforming $787,750 3%
USDA $547,400 0%
FHA $787,750 3.5%

Applies to ZIP codes: 80122, 80121, 80112, 80016, 80015, 80111, 80155, 80161

Discover Conventional and FHA Loan Options in Centennial, CO

The goal of Lendersa® is to deliver the best possible Conventional, USDA, or FHA loan quickly and with ease. Choose one of three starting points to find matching lenders and suitable loan programs.

Lendersa USDA loan request and matching outcomes


  • Global United Lending
  • 3255 Wilshire Blvd, Suite 1808, Los Angeles, CA, 90010
  • Our goal is to be the lender of choice for consumers & the employer of choice by being a company that operates on sound principles of exceptional value, ethics and transparency. We employ uncompromised ethical standards demonstrating honesty and fairness in every action we take. We treat one another with respect & value each other's contributions.
  • Primus Lending Corporation
  • 3699 Wilshire Blvd, Suite 670, Los Angeles, CA, 90010
  • Primus Lending Corporation is a privately held mortgage bank, founded in March of 2000. After working for several years as a loan originator and manager for other companies, the owner decided to start his own company, on a platform of dedication to high-quality, premier customer service, to both retail clients and real estate professionals.
  • Viewpoint Mortgage
  • 3700 Wilshire Boulevard, Suite 999, Los Angeles, CA, 90010
  • Viewpoint Mortgage Inc is a full-service mortgage firm established in 1986. Founded in the heart of Los Angeles (Mid-City - Wilshire). Viewpoint Mortgage have built a very strong reputation over 3 decades as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders, investors and individual homebuyers.
  • NMSI, Inc.
  • 3700 Wilshire Blvd, Suite 330, Los Angeles, CA, 90010
  • NMSI, Inc. was originally founded in 2008 as National Mortgage Service Incorporated, as a Mortgage Lender. Our company continues to strive to offer our clients diverse loan product lines, competitive interest rates and flexible underwriting. NMSI Offers a wide array of competitive loan options.
  • Nexcap Home Loans
  • 3435 Wilshire Boulevard, Suite 888, Los Angeles, CA, 90010
  • Nexcap is a Direct Lender who does everything in-house from application, processing, underwriting to closing. We strive to make your mortgage process quick, simple, and as hassle-free as possible. Nexcap continues to strive to offer a full range of loan products to fit every borrower.
  • C and H Financial
  • 4929 Wilshire Boulevard, Suite 603, Los Angeles, CA, 90010
  • C and H Financial We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of individual homebuyers / owners, real estate professionals, and builders throughout California. We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending.
  • American Apple Mortgage
  • 3660 Wilshire Boulevard, Suite 518, Los Angeles, CA, 90010
  • AMERICAN APPLE MORTGAGE has been a popular wholesale mortgage company for 27 years. Next to your accountant, our goal is to be (from a business perspective) your best friend. Home Ownership is the center piece of family life. It’s where we meet and greet and have the best of our life.
  • American Re Group
  • 4929 Wilshire Boulevard, Suite 915, Los Angeles, CA, 90010
  • At AREG, we know that our people are our greatest asset. The teams they form are the best in the world at what they do and they work perfectly together to make dreams come true for our broker clients, homeowners and each other. AREG is one of the largest, fastest-growing wholesale lenders in California.