Explore the differences! FHA VS Conventional loan programs in Highlands-Ranch, Douglas County, Colorado

For 2026, the loan limit for Conventional loans in Highlands-Ranch, Douglas county, CO is $684,250, while the FHA limit for a single-family home is $684,250.

Utilize the Lendersa® Conventional loan calculator to contrast today's best rates for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documentation necessary to qualify. Our sophisticated mortgage tool lets you compare Conforming Conventional, USDA, FHA, and VA loans side by side, aiding in choosing the right financial solution in CO.

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2026 Loan Limits and Downpayment Requirements in Highlands-Ranch, Douglas, CO

Loan Type Loan Limit Down Payment
Conventional Conforming $684,250 3%
USDA $477,400 0%
FHA $684,250 3.5%

This table pertains to ZIP codes: 80129

Explore Conventional and FHA Loan Options in Highlands-Ranch, CO

The mission of Lendersa® is to provide you with the best Conventional, USDA, or FHA loan quickly and efficiently. Choose one of three pathways that result in finding matching lenders and loan programs tailored to your needs.

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Highlands-Ranch Lenders

  • BW Mortgage LLC
  • 1745 Shea Center Dr, Suite 400, Littleton, CO, 80129
  • Lends in Colorado
  • At BW Mortgage LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you

  • Home Grants Colorado
  • 1745 Shea Center Dr, Suite 400, Highlands Ranch, CO, 80129
  • Lends in Colorado
  • Buying your first home is one of the best financial decisions you can make! It’s also one of the biggest purchases most people make in their life time. That’s why our financing professionals have partnered with Colorado Grant Programs to help you with making that process easier. Not only will they be able to tell you quickly.

  • Desert Mountain Financial Inc
  • 66 West Springer Drive, Suite 202, Highlands Ranch, CO, 80129
  • Lends in Colorado
  • Desert Mounatin Financial was founded with the core principals of Transparency, Independence and Accountibilty. We're a multi-state Mortgage Broker providing our valued clients with the lowest rate and fee structure in the industry. We pledge to help our Clients and Referral Partners overcome the traditional roadblocks.

  • Surety Home Loans LLC
  • 9249 S Broadway, Highlands Ranch, CO, 80129
  • Lends in Colorado
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. It's your loan...your way! Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Mortgage365 Lending LLC
  • 640 Plaza Drive, Suite 120, Highlands Ranch, CO, 80129
  • Lends in Colorado
  • Mortgage365 is dedicated on unlocking the full power and potential of the Microsoft Cloud and making it Mortgage Aware for lenders looking to create BETTER, SMARTER, FASTER loan experiences. We harness the latest technology to reverse the cycle of rising costs and falling productivity and simply put; do MORE with LESS.

  • Vertex Financial Group Inc
  • 640 Plaza Drive, Suite 120, Littleton, CO, 80129
  • Lends in Colorado
  • our goal is to provide you with superior mortgage advice, professional service, along with low interest rates. Our skilled, knowledgeable Loan Advisors guide you through the process of selecting the right mortgage that best fits your goals & objectives, with no surprises and no hidden fees.

  • Deer Creek Mortgage
  • 8603 Redstone Street, Littleton, CO, 80126
  • Lends in Colorado
  • Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • Red Rocks Credit Union
  • 8195 SouthPark Lane, Littleton, CO, 80120
  • Lends in Colorado
  • We are committed to inspiring our members through community engagement, educational seminars, and an exceptional experience that not only supports their financial goals, but also their well-being through each phase of their journey. We are a remember-your-name, make-your-dreams-happen kind of place.

  • Louviers Mortgage Group
  • 1101 W Mineral Ave, Suite 101, Littleton, CO, 80120
  • Lends in Colorado
  • "ouviers Mortgage Group, LLC is your premier mortgage expert located in Louviers, Colorado. We pride ourself on offering some of the lowest rates nationwide and making the loan process simple, straightforward and fast for borrowers seeking a mortgage in Colorado.
    Whether you are first time home buyer, purchasing your dream home."