Explore the differences! FHA VS Conventional loan programs in Highlands-Ranch, Douglas County, Colorado

For 2025, the loan limit for Conventional loans in Highlands-Ranch, Douglas county, CO is $684,250, while the FHA limit for a single-family home is $684,250.

Utilize the Lendersa® Conventional loan calculator to contrast today's best rates for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documentation necessary to qualify. Our sophisticated mortgage tool lets you compare Conforming Conventional, USDA, FHA, and VA loans side by side, aiding in choosing the right financial solution in CO.

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2025 Loan Limits and Downpayment Requirements in Highlands-Ranch, Douglas, CO

Loan Type Loan Limit Down Payment
Conventional Conforming $684,250 3%
USDA $477,400 0%
FHA $684,250 3.5%

This table pertains to ZIP codes: 80129, 80126, 80130, 80163

Explore Conventional and FHA Loan Options in Highlands-Ranch, CO

The mission of Lendersa® is to provide you with the best Conventional, USDA, or FHA loan quickly and efficiently. Choose one of three pathways that result in finding matching lenders and loan programs tailored to your needs.

Visual display of Lendersa USDA loan requests and results


  • Lend4less
  • 2209 Hartvickson Lane, Valley Springs, CA, 95252
  • Lend4less Inc is located in Valley Springs, CA, United States and is part of the Activities Related to Credit Intermediation Industry. Lend4less Inc has 4 total employees across all of its locations and generates $303,475 in sales (USD). Experience the Difference working with a highly skilled lender who cares about your needs
  • SPCO Credit Union
  • 12755 N Houston Rosslyn Road, Houston, TX, 77086
  • SPCO Credit Union began by serving railroad employees. Over the years we have expanded to serve employees in the printing industry as well as community members throughout Houston. Membership is free to those who live, work, worship or go to school within 10 miles of any of our branch locations.
  • INTERLINC MORTGAGE SERVICES, LLC
  • 5875 North Sam Houston Parkway West, Suite 300, Houston, TX, 77086
  • InterLinc, we believe that in order to deliver the “service without exception” experience, we must have the ability to manage every aspect of the mortgage process. As a mortgage company, InterLinc provides in-house origination, processing, underwriting, and closing. By using this full-service approach, we do not have to rely on anyone
  • MembersAlliance Credit Union
  • 2550 South Alpine Road, Rockford, IL, 61108
  • At MembersAlliance, our purpose is to enrich the lives of those we serve through financial service. Your financial freedom is closer than you may think. Aiming to maximize your experience regardless of whether you’re engaging with our team in branch, online, or in the community, we want you to save more
  • Bank of Sun Prairie
  • 228 East Main Street, Sun Prairie, WI, 53590
  • Our Mission is to become the trusted advisor for families, businesses and the community offering a complete range of financial services. Our tailored customer centric approach enables flexibility and solutions that position our clients for success not only today, but every day in the future.
  • Educated Mortgage Services, LLC
  • 100 Wilburn Rd, Suite 102, Sun Prairie, WI, 53590
  • Educated Mortgage Services is a Mortgage Banker and Broker company licensed in Wisconsin & Illinois with an experienced staff offering expertise in every area of mortgage lending. We offer a full range of mortgage products to offer one stop shopping for all clients. We are dedicated to finding the right loan.
  • Athens Area Credit Union
  • 112 Alfred Street, Athens, WI, 54411
  • Formed in May of 1959, the credit union was originally known as “Athens CO-OP Credit Union.” The first board meeting was held June 30, 1959, at the Athens Community Hall. There were 23 members. As a part of the Athens CO-OP, the credit union was established to grant loans to aid the local community with their farm supplies and equipment purchases.
  • FirstFund Mortgage Corp
  • 4845 Via Don Luis, Thousand Oaks, CA, 91320
  • FirstFund Mortgage Corp. is an Equal Housing Lender. Some products and services may not be available in all states. Credit and collateral are subject to approval. Terms and conditions apply. Programs, rates, terms and conditions are subject to change and are subject to borrower(s) qualification. This is not a commitment to lend.
  • Thousand Oaks Mortgage
  • 2318 Yew Drive, Newbury Park, CA, 91320
  • Thousand Oaks Mortgage has been in business for 19 years. Throughout the ups and downs of our economy, we have been able to maintain and fulfill our mission statement, which is to stay true to our clients and provide them with the best solutions to the financial questions and concerns. Most if not all of our business has always been referral based.