Explore the differences! FHA VS Conventional loan programs in Fort-Collins, Larimer County, Colorado

For 2025, the loan limit for Conventional loans in Fort-Collins, Larimer county, CO, is $647,200, whereas the FHA limit for a single-family home is $522,100.

The Lendersa® Conventional loan calculator can help you compare today’s best rates for Conventional, FHA, and USDA loans. Evaluate the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator shows Conforming, Conventional, USDA, FHA, and VA loans side-by-side to guide you in choosing the program that best fits your financial situation in CO.

Explore loan offers from over 100 lenders

2025 Loan Limits and Down Payment Requirements in Fort-Collins, Larimer County, CO

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $371,600 0%
FHA $522,100 3.5%

Applicable to the following zip codes: 80521, 80528, 80526, 80524, 80525, 80523, 80527, 80553

Conventional and FHA Loan Options in Fort-Collins, CO

Lendersa® aims to quickly secure the best possible loan—Conventional, USDA, or FHA—without hassle. Choose one of three starting methods to match with lenders and suitable loan programs.

Results from Lendersa USDA loan requests and matches


  • Athena Paquette, M.A.
  • 3625 Del Amo Blvd, Suite 220, Torrance, CA, 90503
  • You won’t be surprised to know that for many banks and lenders financing loans aren’t about people and their dreams, it’s about dollars. And that’s okay, because well, they’re banks. But for Athena, finding the right loan for someone has always been about the person who comes into my office and sits across the desk from Athena Paquette.
  • Family 1st Mortgage
  • 21250 Hawthorne Boulevard, Suite 700, Torrance, CA, 90503
  • Family 1st Mortgage always a good time to purchase your very first home, securing your part of the American Dream. Interest rates are at an all time low Pre-qualify today for free and also Family 1st Mortgage Specialties in fha loan, VA loan,CONVENTIONAL LOANS, USDA LOAN REVERSE MORTGAGE and more facility.
  • Venecia Investments Incorporated
  • 350 South Crenshaw Boulevard, Suite A105, Torrance, CA, 90503
  • CNMR Group is a mortgage and real estate firm that has been providing mortgage lending and real estate services to homebuyers and real estate investors throughout the United States for more than 15 years. Our mortgage and real estate firm in Southern California offers a personal touch to each transaction.
  • S.O.S. Loans, Inc.
  • 3655 Torrance Blvd. Suite 425, Torrance, CA, 90503
  • S.O.S. Loans, Inc. is a California finance company that offers consumers access to unsecured personal loans. Since 1998 and also S.O.S. Loans offers personal installment loans to qualified borrowers completely online and through the electronic banking system. Our process is so fast and simple you could have your funds within a few hours
  • Community Banks of Shelby County
  • 126 North Grand Ave, Cowden, IL, 62422
  • At Community Banks of Shelby County, our industry leading consumer and business credit card products offer competitive pricing combined with a full range of reward options - making it easy to select and apply for the card that meets your needs. At COMMUNITY BANKS OF SHELBY COUNTY our Focus is You.
  • JC Mortgage
  • 4350 West Avenue, Suite 2, Atwater, CA, 95301
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Kinecta Corporation
  • 1440 Rosecrans Ave, Manhattan Beach, CA, 90266
  • Kinecta is banking done different. While the journey to success isn’t always a straight line, having the right financial partner by your side can make all the difference. We’re excited to be the partner who helps you achieve your goals and dreams, and we’re committed to sticking by you, every step of the way.
  • CR Funding Inc.
  • 30 Cayman Court, Manhattan Beach, CA, 90266
  • Our goal is to be the lender of choice for existing homeowners and for those who are just beginning their homeownership journey. Operating on sound principles, ethics, transparency, and an unwavering commitment to customer service we will earn your business today and in years to come.
  • G P International Inc
  • 6700 Fallbrook Ave, Suite 100, West Hills, CA, 91307
  • The experienced professionals of Napa Finance Group take great pride in helping our clients fulfill all their real estate and financial needs. When you establish a relationship with our team, you are not only getting a peace of mind that you are working with a team of professionals that have vast and diverse experience-you’re also gaining a team.