FHA VS Conventional loan programs in Fort-Collins, Larimer County, Colorado
For 2026, the loan limit for Conventional loans in Fort-Collins, Larimer county, CO, is $647,200, whereas the FHA limit for a single-family home is $522,100.
The Lendersa® Conventional loan calculator can help you compare today’s best rates for Conventional, FHA, and USDA loans. Evaluate the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator shows Conforming, Conventional, USDA, FHA, and VA loans side-by-side to guide you in choosing the program that best fits your financial situation in CO.
2026 Loan Limits and Down Payment Requirements in Fort-Collins, Larimer County, CO
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$371,600
0%
FHA
$522,100
3.5%
Applicable to the following zip codes: 80521
Conventional and FHA Loan Options in Fort-Collins, CO
Lendersa® aims to quickly secure the best possible loan—Conventional, USDA, or FHA—without hassle. Choose one of three starting methods to match with lenders and suitable loan programs.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a
Family Mortgage provides residential mortgages for families and individuals looking to find their dream home or looking to refinance their existing mortgage. Whether you are a first time home buyer, an investor, or someone looking to sell your existing home and move up, we have the right mortgage loan for your needs.
M² Home Loans is the best choice because we always call our clients back in a timely manner and fight for the best deal for them. I opened my business to better serve our clients through a more personalized approach to the industry. Most importantly, we DO NOT take no for an answer from the underwriters without putting up the best possible fight
A&D Mortgage Group is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans for our trusted clients while providing the lowest interest rates and closing costs possible. Furthermore, we pledge to help our borrowers overcome any roadblocks that may arise while securing their loan.
1635 Foxtrail Drive, Suite 210, Loveland, CO, 80538
Lends in Colorado
Barnett Mortgage ensures a dedicated lender experience that helps ensure most people get the loan and rate they need. The customized loans offered through Barnett Mortgage are designed to meet each person’s needs. We shop for the lowest rates possible, helping you get an out of the box loan. We help our clients get competitively low rates
The Great Plains Mortgage Company team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
"At Alibel Mortgage we strive to offer the best products and services in the mortgage industry. As wholesale mortgage brokers we are able to offer the absolute lowest rates in the business. Our goal is to provide the best possible experience for all of our clients.
We attend every closing. This ensures that your closing transaction goes smooth
The Investor’s Source LLC funds deals throughout Colorado, offering a variety of hard money lending programs that provide solutions to the short-term challenges facing real estate investors. We can pre-approve your deal in 24-48 hours (or less) with no initial appraisal or deposit required until pre-approval is complete. Ask about our Preferred/
Western States Bank is a bank with operations in three states. Western States Bank offers numerous mortgage programs including conventional, FHA, VA, reverse and construction mortgages. Western States Bank is a FREEandCLEAR Certified
At our bank, you will find banking professionals who are dedicated to meeting your financial needs.
