For 2026, the loan limit for Conventional loans in Fort-Collins, Larimer county, CO, is $647,200, whereas the FHA limit for a single-family home is $522,100.
The Lendersa® Conventional loan calculator can help you compare today’s best rates for Conventional, FHA, and USDA loans. Evaluate the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator shows Conforming, Conventional, USDA, FHA, and VA loans side-by-side to guide you in choosing the program that best fits your financial situation in CO.
Explore loan offers from over 100 lenders
| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $647,200 | 3% |
| USDA | $371,600 | 0% |
| FHA | $522,100 | 3.5% |
Applicable to the following zip codes: 80521
Lendersa® aims to quickly secure the best possible loan—Conventional, USDA, or FHA—without hassle. Choose one of three starting methods to match with lenders and suitable loan programs.
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