FHA VS Conventional loan programs in Berthoud, Larimer County, Colorado

In 2026, the conventional loan limit in Berthoud, within Larimer County, CO, is $726,200. The FHA limit for a single-family residence is $614,100.

Utilize the Lendersa® Conventional loan calculator to compare today's best rates for Conventional, FHA, and USDA loans, determining the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator shows Conforming Conventional loans alongside USDA, FHA, and VA options, assisting in selecting the best program for your financial needs in CO.

Explore loan offers from 100 lenders

2026: Loan Limits and Down Payment Needs in Berthoud, Larimer, CO

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $522,100 0%
FHA $614,100 3.5%

This table applies to these zip codes: 80537

Conventional and FHA Loan Options in Berthoud, CO

The aim of Lendersa® is to secure the best Conventional, USDA, or FHA loans swiftly and without hassle. Choose one of three starting points to connect with matching lenders and loan programs.

Results from Lendersa USDA loan requests


  • Kirkwood Bank & Trust
  • 2911 North 14th Street, Bismarck, ND, 58503
  • Kirkwood Bank & Trust was chartered by the North Dakota Department of Banking and Financial Institutions in February 1975 as Bank of Kirkwood Plaza. In 1981, Bank of Kirkwood Plaza was sold to a Fargo banker and re-named Dakota Bank & Trust Company. The bank was sold to its present stockholders in 1987 and re-named Kirkwood Bank & Trust.

  • KDWallStreet Mortgage, LLC
  • 6540 SW 10th Ave, Suite 102, Topeka, KS, 66615
  • At KDWallStreet Mortgage LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • The First Bank of Okarche
  • 202 Oklahoma Avenue, Okarche, OK, 73762
  • In 1880, the Loosen Family, pioneers from Germany, came to Oklahoma, after settling for some time in Nebraska. The opening of the Oklahoma Territory afforded opportunities for many people who wanted to work hard and make a new life. In recognition of this time of opportunity, Julius Loosen, eager to be on the lending side of the banking business,

  • Treynor State Bank
  • 15 East Main Street, Treynor, IA, 51575
  • TS Bank we are all about community prosperity and much of this vision has helped to attract and retain talented and committed employees. Due to our Chairman of the Board, Mick Guttau's military experience, one of the concepts implemented at the bank was "the troops come first."​ Mick has a famous quote which really exemplifies the entire culture

  • Lubbock National Bank
  • 4811 50th Street, Lubbock, TX, 79413
  • Lubbock National Bank is part of a local, family-owned banking legacy that has been serving the people of this area since 1892, when the first settlers began arriving in the South Plains and Texas Panhandle. We introduced ourselves to Lubbock just a few years after the city was incorporated.

  • Pixel Mortgage
  • 3309 67th St, Suite 14, Lubbock, TX, 79413
  • We offer mortgages for new home purchases at competitive rates. Whether you need cash out or just want a better rate and term, Pixel is here to help with your refinance. Pixel Mortgage works great with real estate agents. Fast pre-qualification, great rates, helpful processing, and great communication are Pixel qualities.

  • Capital Mortgage Services Of Texas
  • 4212 50th St, Lubbock, TX, 79413
  • Capital Mortgage Services A full service mortgage bank of Texas controls all elements of your mortgage transactionof Texas provides a mortgage company with over 30 years of experience in helping our customers. We understand that this isn’t just a loan to you, it’s your home. We take that responsibility very seriously

  • Envista Credit Union
  • 3626 SW Wanamaker Road, Topeka, KS, 66614
  • At Envista, banking is a personalized experience. We provide the security, competitive rates, and options you expect, delivered with exceptional service from a team who makes your needs and dreams their top priority.

    Our professional team makes the following promises to each member:
    We will honor the individual.

  • VisionBank
  • 3031 SW Wanamaker Rd, Topeka, KS, 66614
  • We were founded on the belief that a bank can best provide excellent, personalized service to its customers when it is rooted in the community it serves and isn't part of a giant banking conglomerate. In the modern financial world, a community bank has the capacity to deliver and meet our customer needs just as the big banks can.

  • Azura Credit Union
  • 2808 SW Arrowhead Road, Topeka, KS, 66614
  • Azura Credit Union was formed when Educational Credit Union and Quest Credit Union merged on May 1, 2016. Azura has over 50, 000 members and offers everything from checking and savings, to auto, personal and home loans, business services and online and mobile banking. Credit Union was formed when Educational Credit Union.

  • FRAZER BANK
  • 110 East Broadway, Altus, OK, 73521
  • Delivering total convenience is the goal at Frazer Bank. We are a full service community bank offering personal and customized financial solutions to individuals and businesses in Oklahoma and Texas. Founded in 1902, we are in our second century of serving the people of our region.