Explore the differences! FHA VS Conventional loan programs in Berthoud, Larimer County, Colorado
In 2026, the conventional loan limit in Berthoud, within Larimer County, CO, is $726,200. The FHA limit for a single-family residence is $614,100.
Utilize the Lendersa® Conventional loan calculator to compare today's best rates for Conventional, FHA, and USDA loans, determining the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator shows Conforming Conventional loans alongside USDA, FHA, and VA options, assisting in selecting the best program for your financial needs in CO.
2026: Loan Limits and Down Payment Needs in Berthoud, Larimer, CO
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$522,100
0%
FHA
$614,100
3.5%
This table applies to these zip codes: 80537
Conventional and FHA Loan Options in Berthoud, CO
The aim of Lendersa® is to secure the best Conventional, USDA, or FHA loans swiftly and without hassle. Choose one of three starting points to connect with matching lenders and loan programs.
635 Casllisto Drive, Suite 103, Loveland, CO, 80537
Lends in Colorado
The LoanFIT Team is a group of professionals with one goal in mind: to assist you in securing the ideal loan for your new home purchase, investment property purchase, or refinance. Learn exactly what you can expect when working with the LoanFIT Team from others' experiences below.
Our team offers people in the Colorado and Fort Collins area USDA, VA, FHA, and many more loan options. We prioritize personal care and we strive to give our clients all the tools they need to succeed. Large banking institutions are only concerned with moving clients in and getting them out the door.
We want you to know everything about Abbey Mortgage, so you know why you should partner with us. Abbey Mortgage and Investments Inc is a privately owned and operated mortgage company located in Berthoud, Colorado. We are not a mortgage broker or banker, which may make you wonder,
Family Mortgage provides residential mortgages for families and individuals looking to find their dream home or looking to refinance their existing mortgage. Whether you are a first time home buyer, an investor, or someone looking to sell your existing home and move up, we have the right mortgage loan for your needs.
M² Home Loans is the best choice because we always call our clients back in a timely manner and fight for the best deal for them. I opened my business to better serve our clients through a more personalized approach to the industry. Most importantly, we DO NOT take no for an answer from the underwriters without putting up the best possible fight
A&D Mortgage Group is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans for our trusted clients while providing the lowest interest rates and closing costs possible. Furthermore, we pledge to help our borrowers overcome any roadblocks that may arise while securing their loan.
1635 Foxtrail Drive, Suite 210, Loveland, CO, 80538
Lends in Colorado
Barnett Mortgage ensures a dedicated lender experience that helps ensure most people get the loan and rate they need. The customized loans offered through Barnett Mortgage are designed to meet each person’s needs. We shop for the lowest rates possible, helping you get an out of the box loan. We help our clients get competitively low rates
The Great Plains Mortgage Company team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
"At Alibel Mortgage we strive to offer the best products and services in the mortgage industry. As wholesale mortgage brokers we are able to offer the absolute lowest rates in the business. Our goal is to provide the best possible experience for all of our clients.
We attend every closing. This ensures that your closing transaction goes smooth
