FHA VS Conventional loan in Manitou-Springs, El Paso County, Colorado

For the year 2026, the conventional loan limit for Manitou-Springs in the county of El Paso, CO, is set at $647,200, whereas the FHA limit is determined to be $460,000 for a single-family residence.

Utilize the Lendersa® Conventional loan calculator to effectively compare the prevailing rates of Conventional, FHA, and USDA loans. Understand what income, credit, reserves, and documents are necessary for qualification. Our advanced mortgage tool allows you to see Conforming Conventional loans next to USDA, FHA, and VA options to choose the best program tailored to your financial needs in CO.

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Details on loan limits and required down payments in Manitou-Springs, county of El Paso, CO for 2026

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $314,600 0%
FHA $460,000 3.5%

This table applies to the following zip codes: 80829

Explore Conventional and FHA loan options in Manitou-Springs, CO

The aim of Lendersa® is to secure the most suitable Conventional, USDA, or FHA loan for you swiftly and without difficulty. Choose one of the initial steps to lead you to compatible lenders and suitable loan programs.

Outcomes from USDA loan requests with Lendersa


Manitou-Springs Lenders

  • Pikes Peak National Bank
  • 2401 W. Colorado Ave, Colorado Springs, CO, 80904
  • Lends in Colorado
  • Pikes Peak National Bank was opened in 1957 by local business people from the west side of Colorado Springs. It is one of the few independent banks left in the region. In 2020, we are grateful to celebrate 63 years of service to the Pikes Peak region. We are in business to help local small businesses and families achieve their dreams.

  • Equity Lending Mortgage Inc
  • 720 Marlstone Place, Colorado Springs, CO, 80904
  • Lends in Colorado
  • Equity Lending Mortgage Inc is a mortgage broker based in Colorado Springs dedicated to helping home owners make well informed and strategically smart choices regarding home financing and first time purchasing a home or you have been through the process before, we can guide you through the process

  • Harrison Federal Credit Union
  • 1060 Harrison Road, Colorado Springs, CO, 80905
  • Lends in Colorado
  • Harrison FCU is a Financial Cooperative owned and controlled by its members and was established to provide quality financial services and guarantee a safe, sound financial environment for the members who share our common bond. You are eligible for membership if you are an employee or a student of Harrison School District #2.

  • All Colorado Mortgage Inc
  • 418 West Bijou St, Colorado Springs, CO, 80905
  • Lends in Colorado
  • Colorado Mortgage Company is a small but mighty team that "gets stuff done". Our processor, Holly, and our production manager, Nancy, along with John's wife, Beth, work alongside John to make our interactions with clients and strategic partners as seamless as possible. We specialize in purchases as well as refinancing, conventional and more

  • SFR Inc & MasterBuilt Homes LLC
  • 2993 Broadmoor Valley Rd, Colorado Springs, CO, 80906
  • Lends in Colorado
  • We focus on brokering other people’s properties, like houses and establishments. In addition to this, we also sell our own residential and commercial properties. Our specialty is in apartment homes and manufactured communities.
    Turn to The Broadmoor Mortgage CO for conventional and jumbo residential loans.

  • Curbow Home Loans
  • 3659 Star Ranch Rd., Colorado Springs, CO, 80906
  • Lends in Colorado
  • Curbow Home Loans has been locally and family owned and operating in Colorado Springs since 2003. We have been under the current ownership of Jacob Curbow since 2007.We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, mortgages and best of all quality service and individual

  • Air Academy Federal Credit Union
  • PO Box 62910, Colorado Springs, CO, 80962
  • Lends in Colorado
  • Chartered in 1955, Air Academy Federal Credit Union (AAFCU) was originally created to serve the cadets, officers, and civilians of the newly established United States Air Force Academy at Lowry Air Force Base. As the Air Force Academy grew and evolved, so did our membership. Today, we not only serve all active

  • Equity Edge Realty
  • 121 S Tejon Street, Suite 900, Colorado Springs, CO, 80903
  • Lends in Colorado
  • Equity Edge Realty is built on a foundation of teamwork & dependability in order to help you achieve your dream of owning Colorado real estate. I am focused on providing a personalized home buying experience as you search for homes for sale in Colorado Springs, Denver & the surrounding areas. To Equity Edge Realty, you will never just be a number.

  • The Ivan Acosta Team
  • 501 S Tejon Street, Suite 250, Colorado Springs, CO, 80903
  • Lends in Colorado
  • My name is Ivan Acosta and I want to thank you for taking the time to visit my website. I guarantee you'll find plenty of helpful information to assist you in purchasing your new home or ReFinancing your current Colorado Springs Home Loan. I am a Colorado Springs Mortgage consultant, serving all of Colorado Springs, and the surrounding communities.