FHA VS Conventional loan programs in 2026 for Air-Force-Academy, El Paso County, Colorado

In 2026, the conventional loan cap in Air-Force-Academy, located in El Paso county, CO, stands at $647,200. The FHA limit for a single-family residence is $460,000.

Employ the Lendersa® Conventional loan calculator to contrast today's prime rates for Conventional versus FHA and USDA loans. Identify the necessary income, credit, reserves, and essential documents to qualify. Our advanced mortgage calculator allows you to compare Conforming Conventional, USDA, FHA, and VA loans side-by-side, assisting in determining the most suitable program in CO for your specific financial requirements.

Review competitive loan offers from 100 lenders

Loan Limits and Downpayment Requirements for 2026 in Air-Force-Academy, El Paso County, CO

Loan Type Loan Limit Downpayment
Conventional Conforming $647,200 3%
USDA $314,600 0%
FHA $460,000 3.5%

This comparison table pertains to zip codes: 80840

Diverse Loan Options: Conventional and FHA in Air-Force-Academy, CO

Lendersa® aims to facilitate the swift acquisition of an ideal Conventional, USDA or FHA loan. Choose from three different pathways leading to matched lenders and loan programs.

Lendersa USDA loan application and matching results


Air-Force-Academy Lenders

  • Island View Private Loan Fund
  • 2139 Chuckwagon Road, Suite 315, Colorado Springs, CO, 80919
  • Lends in Colorado
  • Island View Private Loan Fund’s (IVPLF) core investment strategy focuses on private lending to entities purchasing real estate such as non-owner occupied houses, fix and flip properties, and 1-4 unit rental properties. While most private loans or asset-based lenders rely primarily upon the value of the real estate backing the mortgage to determine

  • Indigo Mortgage Colorado
  • 6805 Corporate Drive, Suite 115, Colorado Springs, CO, 80919
  • Lends in Colorado
  • At Indigo Mortgage Colorado, we always say that “no one cares more about your mortgage loan”. We believe our borrowers experience a different relationship when they work with the certified staff at Indigo Mortgage Colorado. We take pride in the fact that you’ll work with the same Indigo Mortgage Colorado professional throughout your loan process

  • Age In Place Mortgage
  • 913 Dancing Horse Drive, Colorado Springs, CO, 80919
  • Lends in Colorado
  • Age In Place Mortgage Company to provide mortgages at lower costs than the Big National Banks, and impersonal High-Overhead lending institutions, and pass the savings on to my clients. I provide personalized service to borrowers on Colorado’s Front Range communities from Colorado Springs north to Denver and Ft. Collins without requiring my clients

  • Lendello Mortgage
  • 6385 Corporate Drive, Suite #301, Colorado Springs, CO, 80919
  • Lends in Colorado
  • From your first home purchase to a refinance or specialty loan program, Lendello has the knowledge, integrity and experience to guide you through the entire process from start to finish. We make securing a mortgage simple and straightforward by offering you access to the most advanced financial tools

  • Red Rock Capital
  • 2139 Chuckwagon Road Suite 315, Colorado Springs, CO, 80919
  • Lends in Colorado
  • Red Rock Capital’s founder and President Joshua Manier has been involved in multiple facets of real estate investing for the past 20+ years. These activities have included: loan originating, underwriting, servicing, and actively managing private mortgage funds. Mr. Manier is responsible for oversight of: investor relations, loan sales/trading, loan

  • View Mortgage, LLC
  • 555 Middle Creek Pkwy, Suite 500, Colorado Springs, CO, 80921
  • Lends in Colorado
  • View Mortgage delivers a smarter, faster, and all-around better home financing experience through fine-tuned processes and expert support. As the preferred lender for View Homes, helping our clients reach their home ownership goals is our number one priority and Licensed in Texas, Colorado, Florida, South Dakota, and New Mexico.

  • Bear Creek Mortgage Corp
  • 13570 Northgate Estates, Suite 200, Colorado Springs, CO, 80921
  • Lends in Colorado
  • Bear Creek Mortgage Corp. is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you

  • A&A Mortgage Life and Investments
  • 1301 Hazeline Lake Drive, Colorado Springs, CO, 80921
  • Lends in Colorado
  • We have over 22 years of experience originating mortgages in Colorado. We fund Conventional, VA, FHA, Jumbo and USDA loans. Here at A&A Mortgage we strive for the best customer service and fast closings. This is why we partner with the best lenders in America. Give us a call, you will see the difference.

  • Ultimate Mortgage LLC
  • 12675 Woodruff Drive, Colorado Springs, CO, 80921
  • Lends in Colorado
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.