FHA VS Conventional loan programs in Fraser, Grand County, Colorado

In the year 2026, the Conventional loan limit for Fraser, situated in the county of Grand, CO, is set at $726,200. Meanwhile, the FHA limit for single-family homes is $669,300.

Leverage the Lendersa® Conventional loan calculator to compare the best rates for Conventional, FHA, and USDA options today. Determine the income, credit, reserves, and documentation required to qualify. Our advanced mortgage calculator provides side-by-side views of Conforming Conventional loans, along with USDA, FHA, and VA, helping you decide the ideal program for your financial situation in CO.

Explore loan offers from 100 lenders

2026 Loan Limits and Down Payment Requirements in Fraser, County of Grand, CO

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $427,800 0%
FHA $669,300 3.5%

The comparison table applies to the following zip codes: 80482

Conventional and FHA Loan Choices in Fraser, CO

The aim of Lendersa® is to help you secure the most suitable Conventional, USDA, or FHA loan quickly and effortlessly. Choose one of the three options below to be matched with lending partners and programs that align with your needs.

Lendersa USDA loan request and matching results


  • Community Bank and Trust
  • 100 S. Wood Street, Neosho, MO, 64850
  • Community Bank and Trust operates 14 full service branch offices in Southwest Missouri and Southeast Kansas. Since 1986 the employees of CBT have been actively involved in the success of our bank through the Employee Stock Ownership Plan. Each branch office is managed to specifically meet the financial needs of its customers and community.

  • HOME MORTGAGE RESOURCE, INC.
  • 1409 S. Muskogee Ave, Suite 1, Tahlequah, OK, 74465
  • HOME MORTGAGE RESOURCE, INC full service mortgage company with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates.

  • The Farmers State Bank
  • 1101 West Main Street, Quinton, OK, 74561
  • The Farmers State Bank, the second bank established in Quinton, opened for business on April 7, 1908. A small wood frame building provided temporary facilities for the bank at that time.

    In 1929, stockholders purchased The First National Bank of Quinton and Kinta State Bank, consolidating assets under the state charter of Farmers State Bank.

  • Iowa State Bank
  • 3818 Hubbell Ave, Des Moines, IA, 50317
  • Iowa State Bank is proud to have called Des Moines home for 80 years. Our mission is to serve customers, prosper, have fun and remain an independent bank. We are confident you will find that Iowa State Bank is able to provide the perfect mix of convenience banking and traditional services.

  • Community State Bank - Des Moines, IA
  • PO Box 127, Ankeny, IA, 50021
  • At Community State Bank, our name says it all. As a premier banking and financial services organization in central Iowa, we put our employees, clients and communities first - in everything we do. We strive to exceed this standard and care for the unique needs of our customers by providing industry-leading knowledge

  • State Bank of Missouri
  • 101 NW 2nd St, Concordia, MO, 64020
  • State Bank of Missouri, with assets of more than $55 million, is a chartered financial institution that serves customers in Jackson and Lafayette counties in Missouri. Its parent company, C.S. Bancshares, is a multi-bank holding company based in Chillicothe, Mo. C.S. Bancshares is the parent company to Chillicothe State Bank in Chillicothe;

  • Vision Bank of Iowa
  • 104 Chestnut, Ames, IA, 50010
  • VisionBank is dedicated to creating meaningful relationships with customers in each community and helping each community be the best that it can be. The bank offers full service retail, mortgage, consumer, commercial, commercial real estate, and agricultural deposit and lending products and services.

  • Howell Investment Finance
  • 510 S. 17th St, Suite 101 D, Ames, IA, 50010
  • Howell Investment Finance will help you navigate the loan process to achieve the most rewarding outcome. To get the best deal on property financing, you need access to a wide variety of mortgages. Howell Investment Finance will connect you with choices such as HUD, Fannie Mae, Freddie Mac, conduit loans, bridge loans, and construction loans.

  • Greater Iowa Credit Union
  • 801 Lincoln Way, Ames, IA, 50010
  • GICU is a proud credit union organized differently than banks and other financials. We're not-for-profit, member-owned and return net earnings to our members through higher yields, lower rates and greater overall returns on your hard-earned money.At GICU, about helping our members reach their financial goals and want to see them succeed.

  • Cornerstone Bank
  • 45th St 2280 45th Street S, Fargo, ND, 58104
  • North and South Dakota, our bank has been growing since 1936. We believe that while bank products are similar in most financial institutions, Cornerstone Bank offers one distinct difference: here you have easy access to the experts—the people who help you make decisions, whatever your business and whatever your balance.

  • NEXA Mortgage | Kyle Green
  • 5551 36th Ave S, Unit D, Fargo, ND, 58104
  • "I provide mortgage loan products for homeowners purchasing or refinancing real property in North Dakota.
    While partnered with NEXA, I bring extensive loan options to my clients. Effectively achieving my clients home goals is my top priority.
    Schedule an appointment with me here: https://Calendly.com/kylegreen1/mortgage-inquiry/"