Explore the differences! FHA VS Conventional loan programs in Fraser, Grand County, Colorado

In the year 2026, the Conventional loan limit for Fraser, situated in the county of Grand, CO, is set at $726,200. Meanwhile, the FHA limit for single-family homes is $669,300.

Leverage the Lendersa® Conventional loan calculator to compare the best rates for Conventional, FHA, and USDA options today. Determine the income, credit, reserves, and documentation required to qualify. Our advanced mortgage calculator provides side-by-side views of Conforming Conventional loans, along with USDA, FHA, and VA, helping you decide the ideal program for your financial situation in CO.

Explore loan offers from 100 lenders

2026 Loan Limits and Down Payment Requirements in Fraser, County of Grand, CO

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $427,800 0%
FHA $669,300 3.5%

The comparison table applies to the following zip codes: 80482

Conventional and FHA Loan Choices in Fraser, CO

The aim of Lendersa® is to help you secure the most suitable Conventional, USDA, or FHA loan quickly and effortlessly. Choose one of the three options below to be matched with lending partners and programs that align with your needs.

Lendersa USDA loan request and matching results


Fraser Lenders

  • New Capital Finance
  • 5770 McIntyre St, Suite 5, Golden, CO, 80403
  • Lends in Colorado
  • New Capital Finance local mortgage company that cares and will move at YOUR speed. No Junk fees ever and we work with SEVERAL banks to ensure the best pricing and service and We work with hundreds of mortgage lenders, shop the rates for you, we're local and have 15+ years of experience.

  • Golden Lenders
  • 18950 W 54th, Golden, CO, 80403
  • Lends in Colorado
  • We have more than 25 years of experience in the mortgage industry – just the expertise you need for a successful outcome. Our team of mortgage consultants work to simplify the process for you, while educating you on this complex process. Whether its your first home, or you’re an experienced home buyer

  • Newrepublicfunding.com
  • 1942 Broadway St, Boulder, CO, 80302
  • Lends in Colorado
  • Our lending portfolio is diverse, and we specialize in various lending programs, including multifamily value-add construction lending, ground-up construction for residential, quick and competitive loan programs, condominium development loans, commercial construction with land acquisition, residential construction and rehab, appraisal order options

  • Flatirons Bank
  • 1095 Canyon Boulevard, Suite 100, Boulder, CO, 80302
  • Lends in Colorado
  • Flatirons Bank was created to provide a true community bank to Boulder County, focused on doing what is right for businesses in our community.

    Flatirons Bank is a full-service, locally-owned independent bank dedicated to serving the needs of Boulder County. We offer a wide range of personalized banking services to meet the needs of our persona

  • Reverse Mortgage Leads
  • 1434 Spruce St, Boulder, CO, 80302
  • Lends in Colorado
  • Our mission is to supply our Clients with high-intent, real-time leads that are interested, qualified prospects, that have the intent to buy your product/service. They all want a quote and it’s easy for you to close the deal! We are a family owned and operated business with with offices in Colorado, Georgia and Florida.

  • React Mortgage
  • 1495 Canyon Blvd, 1st Floor, Boulder, CO, 80302
  • Lends in Colorado
  • Our mission is to help people achieve the American dream of homeownership. We work with you not only to find you the best solutions for your situation, but we educate you every step of the way. Our cutting-edge technology allows us to offer 100% remote services with the same human touch you’ve come to expect from an in-person experience.

  • Colorado Lending Group
  • 1710 13th Street, Boulder, CO, 80302
  • Lends in Colorado
  • We aim to provide the best services while maintaing a green company philosophy and giving back to the communities we serve. We are a family company and understand the importance of providing a better place for future generations. Our experts have been helping people save money and get the right mortgage for over 20 years!

  • Premier Lending, LLC
  • 2425 Canyon Blvd, Boulder, CO, 80302
  • Lends in Colorado
  • At Premier Lending all of our underwriting and closing from our Boulder home mortgage advisors is done in-house, allowing us the greatest measure of control and communication throughout the process, from pre-qualifying to closing. We also have access to the most competitive rates and program offerings on conventional, Jumbo, FHA, and VA mortgages.

  • Colorado Mortgages
  • 2129 13th St, Boulder, CO, 80302
  • Lends in Colorado
  • Colorado Mortgages Buying a house is stressful and financing can be confusing. With all the changes the mortgage industry has seen, home buyers need better assistance when buying or refinancing a home. The team at Mutual Security and I are committed to educating our customers so that getting a mortgage isn't a daunting endeavor.