FHA VS Conventional loan in Sterling, Logan County, Colorado

In 2026, in the city of Sterling, located in Logan county, CO, the limit for a Conventional loan is $726,200. Meanwhile, the FHA limit for a single-family dwelling is $472,030.

Leverage the Lendersa® Conventional loan calculator to examine how today's top rates for Conventional, FHA, and USDA loans compare. This tool can assess required income, credit, reserves, and documents to qualify. With our advanced mortgage calculator, you can evaluate Conforming Conventional loans, USDA, FHA, and VA together, aiding your decision on the most suitable program in CO for your specific financial needs.

Evaluate loan offers from a pool of 100 lenders

Loan limits and downpayment requirements for 2026 in Sterling, within Logan county, CO

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table is valid for the zip codes: 80751

Options for Conventional and FHA loans in Sterling, CO

The aim of Lendersa® is to quickly secure the most fitting Conventional, USDA, or FHA loan without complications. You can begin with one of three options that will align you with suitable lenders and loan programs.

USDA loan request matching results at Lendersa


Sterling Lenders

  • Sterling Federal Credit Union
  • 822 W. Main St, Sterling, CO, 80751
  • Lends in Colorado
  • The Sterling Federal Credit Union is a financial cooperative that was established to provide quality financial services and a safe and sound financial environment for its members. The Sterling Federal Credit Union is locally owned and controlled by its members who are residents of Logan and Morgan Counties and their families.

  • FMS Bank
  • 520 Sherman, Fort Morgan, CO, 80701
  • Lends in Colorado
  • FMS Bank is a community Bank in every sense of the term: homegrown, locally owned and operated, and committed to our fellow neighbors. In fact, we’re more than just a community Bank, we’re a Bank built on community. All financial decisions happen right here, assuring you of fast turnarounds, responsive service

  • Yuma County Federal Credit Union
  • 419 W 8th Ave, Yuma, CO, 80759
  • Lends in Colorado
  • We believe that the success of the Yuma County Federal Credit Union is dependent upon the satisfaction of our members. Therefore,we commit ourselves to offer competitive rates on investments & loans & to provide innovative products & exceptional member service.The goal of Yuma County Federal Credit Union has been to meet the needs of our community.

  • Northern Colorado Credit Union
  • 2901 S. 27th Avenue, Greeley, CO, 80631
  • Lends in Colorado
  • Since 1935, our mission at NCCU has been to provide members with friendly service and affordable financial products so they can reach their financial goals. More than 84 years later, we proudly provide membership to everyone living and working in Weld and Larimer County communities.

  • Gold Summit Lending
  • PO Box 337057, Greeley, CO, 80633
  • Lends in Colorado
  • Gold Summit is committed to educating and guiding our clients with the mortgage process. We aim to be the source of up-to-date mortgage industry information and maintain high trust relationships with our clients, business partners, team members, and community. We are committed to be the top-of-mind choice mortgage broker.

  • Weld Community Credit Union
  • 2555 47th Avenue, Greeley, CO, 80634
  • Lends in Colorado
  • We have been a local business since 1936 and continue to live the Credit Union philosophy of "People Helping People". Weld Community Credit Union - All members are equal, every loan has a story... we listen. Every loan application is looked at by a real person. FREE ATM, FREE eChecking account, FREE debit card and friendly people.