Conventional Vs. FHA Lending requirements Yuma, CO in 2026

In 2026, the maximum Conventional loan in Yuma, county of Yuma, CO, is set at $726,200. In contrast, the FHA limit for a single-family dwelling reaches $472,030.

With the Lendersa® calculator, you can compare the current best rates for Conventional, FHA, and USDA loans, assessing the requirements for income, credit, reserves, and necessary documents. This advanced mortgage calculator allows you to juxtapose Conforming Conventional, USDA, FHA, and VA loans, helping you determine the most suitable program in CO for your specific financial needs.

Options for Conventional and FHA loans in Yuma, CO

The aim of Lendersa® is to facilitate the quickest and easiest acquisition of the best Conventional, USDA, or FHA loan possible. Choose one of three starting paths that lead to matched loans and lenders.

USDA loan request and results image at Lendersa

Yuma Lenders
(970) 848-3823 Lender's profile and map Yuma County Federal Credit Union 419 W 8th Ave, Yuma, CO, 80759 Lends in Colorado We believe that the success of the Yuma County Federal Credit Union is dependent upon the satisfaction of our members. Therefore,we commit ourselves to offer competitive rates on investments & loans & to provide innovative products & exceptional member service.The goal of Yuma County Federal Credit Union has been to meet the needs of our community.
(970) 522-0111 Lender's profile and map Sterling Federal Credit Union 822 W. Main St, Sterling, CO, 80751 Lends in Colorado The Sterling Federal Credit Union is a financial cooperative that was established to provide quality financial services and a safe and sound financial environment for its members. The Sterling Federal Credit Union is locally owned and controlled by its members who are residents of Logan and Morgan Counties and their families.
(970) 867-3319 Lender's profile and map FMS Bank 520 Sherman, Fort Morgan, CO, 80701 Lends in Colorado FMS Bank is a community Bank in every sense of the term: homegrown, locally owned and operated, and committed to our fellow neighbors. In fact, we’re more than just a community Bank, we’re a Bank built on community. All financial decisions happen right here, assuring you of fast turnarounds, responsive service
(800) 831-2645 Lender's profile and map Eastern Colorado Bank 10 South First Street, Cheyenne Wells, CO, 80810 Lends in Colorado The Eastern Colorado Bank strives to be the leader among financial institutions in terms of quality service, sustainable growth, profitability, and the credibility and trust of our clients, regulators and employees. Since our start in 1944, our dedicated staff has focused on business professionals, small businesses
(719) 743-2415 Lender's profile and map The First National Bank of Hugo 321 4th Street, Hugo, CO, 80821 Lends in Colorado The First National Bank Of Hugo is a branch office of The First National Bank Of Hugo. They provide the following services: Full Service Office Location and are located at 321 4th Street in Hugo Colorado. Mobile and traditional directions to this location can be found below along with ratings